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WE SOLVE ALL YOUR CREDIT AND FUNDING PROBLEMS!! VOTED BEST CREDIT REPAIR IN 2020
WE SOLVE ALL YOUR CREDIT AND FUNDING PROBLEMS!! VOTED BEST CREDIT REPAIR IN 2020
Are you sick and tired of having bad credit, high debts and/or low credit scores? Are you tired of getting denied for personal or business loans, credit cards, auto loans or mortgage loans? Then this program is the answer to your credit and debt problems. Our Credit and Debt Solutions Program will solve your credit and debt problems or we will refund 100% of your money that simple. Yes, it is a bold statement, but we are the best in the credit repair industry, and we give you results.
Why should you let us help you solve your credit problems? Because we don't just fix your credit report. We go far and beyond what other credit repair companies do. Fact is that just having your credit report restored is just not enough. Negative accounbts on your credit report must be deleted and/or reversed. Your debts MUST be settle and paid off. By reversing a negative account to paid or paid as agree and paying off the debt your credit scores will increase because your debt to credit ratio goes down and your credit scores goes up.
For 15 years we have been helping people with credit issues, high debts and low credit scores, and we can help you too. We have restored their credit report to good or excellent, settle debts, given them a debt settlement personal loan to pay off creditors and increase their credit scores to 750-850. We are the ONLY credit repair company that gives you this service, and why we were awarded the best credit repair company in 2020. When you need your credit report restored we are the only company you should call.
We will restore any credit report no matter how bad or hopeless you think your credit report is or how low your credit scores might be. We have help people with really bad credit reports, and low scores as low as 350. We have improved their credit report removing or reversing negative accounts, and increasing credit scores to 750 and higher while lowering their debt to credit ratio
if you are serious about your credit, and you want to improve it, pay off your debts, become debt free and increase your credit scores then keep reading because this will change your financial life.
We don't just remove negative accounts on your credit report, but we also settlement your debs @ 20 to 50% of the amount you owe creditors. We save you thousands of dollars you would have paid creditors, and we lower or even eliminate your high interest rates. We give you a peronal loan to pay off the debts and you then make one payment at a low interest rate. Say goodbye to bad credit, high debts and low credit scores putting it in your rear mirror as you move forward towards having good credit and becoming debt free.
Our fee is affordable, and we offer payment plans to make it easy and affordable. In fact, you only make one payment, and you won't make another payment for 90 days until you see negative accounts deleted from your credit report. Therefore, you pay when you see results no other credit repair company makes this gurantee
Our debt settlements saves you money that you would have paid your creditor but instead you pocket the money. If you owe $10,000, and we settle your debts at 50%, we save you $5,000 and eliminate all your high interest rates. We commit to you for 12-24 months depending how bad your credit report is or ho high your debts are or how low is your credit scores. Our job is done only when your credit is restored, your debts settle and your credit scores are 700-850.
Our Credit and Debt Solutions Program is done in 3 Steps to restore your credit report, settle your debts and help you pay off the creditors. To do credit repair or credit restoration properly it needs to settle debts at a fraction of what is owe. It is a waste of time and money to just do credit repair. Why? Because unpaid debts will eventually lead to judgements Late payments eventually turns into a collection. When all fails to collect, the collection becomes a charge off and that charge off then becomes a judgement. Once the account is charge off six months to one year later the creditor's attorney files a cliam in the small claim court. Most people do not show up and when they fail to appear in court the creditor wins the claim. The creditor then files a judgement in the county court house. Your bank account is then seized, your wages are garnished and any tax returns goes to the creditor. Judements have havocc on credit reports, and you will lose 100 points minimum on your credit scores. To avoid getting judgements you need to take action immediately upon having late payments. You MUST avoid getting charge offs on your accounts to prevent judgements filed.
All debt settlements are done with the agreement that once the account is paid the creditor will report it to the credit bureaus as "Paid" or "Paid as Agreed" removing negative info. Reversing a negative account to paid will do 5 things for your credit report. (1) Preserves the creditline, (2) Preserves the tradeline (account) (3) Preservs you payment history (4) Reduces the credit to debt ratio and (5) increases your credit scores. Also we cannot remove all the tradelines because you will lose your credit history and your credit scores will go from low scores to NA or Not Available
The 3 steps Credit Repair System will restore your credit, settle your debts and increase your credit scores. No other credit repair company offers you what we do or does what we do. We don't just restore your credit, settle your debts and increase your credit scores. We also show you how to avoid the pitfalls of getting additional negative accounts, how to maintain credit scores in the 700's and how to keep your debts low and to properly pay your credit cards to get creditlines increased. In addition, you can call - text or email us with any questions, and we will get back to you with an answer. Unfortunately, people don't know how to manage their debts or credit especially how to use credit cards. Credit is not taught in any schools high school nor colleges, and people don't know how use less pay a credit bill. If you were to pay the minimum on the statement you be paying for 30 years. We show you what is the max you should charge on credit cards and how much you should pay each month. Balance amount you MUST maintain on credit cards and why paying a credit card in FULL is viewed negative by credit card companies and department stores. If you want to increase your credit line you MUST always have a minimum balance on your credit cards, and we tell you how much your minimum balance should be every month, show you the ins and outs of proper credit, how to pay your cards, how much credit you should use.
Below is the 4 steps of our credit and debt solution program.
Step 1: CREDIT REPAIR:
We remove ALL negative accounts that are list as "CLOSED" by disputing the accounts as no been accurate; Under the credit reporting act Credit Reporting Bureaus MUST investigate and verify the account is accurate within 30 days whether the account is accurate or not. If the credit bureaus cannot verify the account is accurate it must be removed by law. If they say it was verified we then take other actions until we get it removed. We have been doing this for 15 years, and we have successfully removed negative info from clients credit reports. We show you how to properly manage your credit and avoid the pitfalls of getting additional negative ccounts. What if you get negative info after we restore your credit? 85% of people we remove negative info call us 6 months to a year later that they have negative accounts. Instead of charging another fee we created the Credit Protection. Under the Credit Protection if you get negative account or accounts within 12 months of restoring your credit we will remove it at no additional cost. This protects your credit report from additional negative info. Our Credit and Debt Solutions also gives you Credit and Debt Management for 12 months FREE.
Step 2: DEBT SETTLEMENT:
We settle accounts in your behalf on accounts that are in negative status but are still open. We do not dispute all negative accounts only those accounts that are "CLOSED" Why? Because removing all accounts will leave your credit report with no credit accounts (tradelines) no credit lines or history. Your credit scores will go from a low scores to NA or Not Available. By settling your debts your negative accounts are reversed to positive accounts. All debt settlements are done with the agreement that the creditor will report it to the credit reporting bureaus as "PAID or "PAID AS AGREE" We settle accounts at a fraction of what you owe. Creditors rather get 50% of what you owe them than get nothing at all especially when they are threatened with the filing of a bankruptcy. In a bankruptcy creditors get nothing where in a debt settlement they get least 20-50% of amount owed. Debt Settlements will also save you thousands of dollars that you would have paid creditors, and you get to keep that money. If you owe $10,000 in debts and we settle your debts at 50% that would save you $5,000. Debt settlement will also lower your debt to credit ratio, and your credit scores will then sour. We will even show you ways to increase your credit scores up to 100 points or more
Step 3; DEBT SETTLEMENT PERSONAL LOAN:
How do you pay the debt settlements? We provide you with a personal loan in the amount of the total debt settlement agreed on. You then send creditors a cashier or money order in amount of the settlement, and you email us copies of the checks and/or money orders as proof you paid. We will follow up with creditors to ensure that they keep their agreement. We recomment you send the checks/money orders via certified mail so you know when the creditor(s) received the payment. By paying off your creditors you eliminate high interest rates. Your debts are consolidated into one monthly payment at interest rate of 6% and zero points for a period of 3-5 years. This saves you thousand of dollars in interest you would have paid credit cards and creditors.
STEP 4 ADD TRADELINES TO YOUR CREDIT REPORT:
The final step is posting 1 primary tradeline and 1 authorize user on your credit report. we post the tradelines after the credit restoration and debt settlements are completed. It takes 30 days for an unauthorize tradeline to post on credit report and 45-60 days for a primary tradeline. Authorize User remains on your credit report for 90 days while a primary tradeline is for the life of your credit report. These tradelines increase your creditlines while reducing your debt ratio and increase your credit scores by 100 points or more
WHAT YOU GET WITH THE CREDIT AND DEBT SOLUTIONS PROGRAM:
MONEY BACK GUARANTEE
We back our service with a FULL MONEY BACK GUARANTEE. If you do not see results on your credit report within 90 days we will REFUND your money 100%. Credit repair takes time it does not happen overnight. You might see negative accounts removed within 30 days, but we guarantee you will see results and negative account(s) removed within 90 days of starting the credit repair process
HOW LONG DOES IT TAKE TO RESTORE CREDIT REPORTS?
Time frame to complete credit repairs and debt settlements various on how many negative accounts you have, amount of debts and whether accounts are serious or non-serious. Non-Serious Accounts are Late Payments, Collections, Charge Offs. Serious Accounts consist of Bankruptcy, Judgments, Tax Liens, Foreclosure, Short Sale, Repossions and Child Support. The average time is from 3 months to 18 months. We guarantee results within 90 days of starting your credit repairs, and we back it with a 90 Days Money Back Guarantee. Keep in mind that you did not get negative accounts and debts overnight. It took you months and years and it will take time to restore your credit report and settle your all debts. However, we will restore your credit report to Good or Excellent removing negative accounts, increasing your credit scores to 750 middle score and help you become Debt Free!
WHAT IS THE COST OF CREDIT AND DEBT SOLUTION PROGRAM?
You should be asking yourself how much is bad credit and high debts is costing me? Can you really continue to afford paying high interest rates when you can be paying less and saving money. Can you afford to keep getting denied for loans, credit cards and even mortgages. The cost of the Credit and Debt Settlement is much less than what you owe in debts. In fact, after we save you money on the debt settlement our service cost will be minor. Removing negative info and settling your debts will save you thousands of dollars in interest rates. Credit Repair and debt settlements is a very time consuming job but we are commited and dedicated to helping you end your bad credit
DO YOU OFFER PAYMNT PLAN
Yes, we offer a payment plans. We have even made it easier to get started with restoring your credit settling your debts. You make one small payment, and your next payment won't be due for 90 days. If you see results you make the next payments or you get you initial fee if you don't. We have been doing this for a long time and we get results. We offer the guarantee to make people feel comfortable
The next step is up to you. You can continue to pay high interest rates, get denied for credit cards, department stores, loans and mortgages or you can take the first step to start restoting your credit report, settle your debts and increase your credit scores
Our easy payment plan makes it easy for you to pay. There is an initial fee to cover cost of mailing, and you don't make a payment until 90 days later only if you see results and improvements on your credit report. No one in the credit repair industry makes such a guarantee, but we do because we get you results on your credit report
HOW DO I GET STARTED
Send us an email @ americancreditdebtsolutions@gmail.com or Call (888) 874-0521. We will send you the information to get started on restoring your credit and settling your debts and increasing your credit scores.
We created the most powerful program on earth that is guarantee to eliminate All Your Financial Struggles, and Financial Hardships Forever. This Program will help you become finanally secured in a short time, but you MUST be 100% fully committed
The 10 Steps To Create Financial Freedom will help you end all of your
The 10 Steps To Create Financial Freedom will help you to do just that create financial freedom no matter where you are financially in your life now, how bad your credit is or how much debt
This program is a combination of our credit repair + debt settlement + funding solutions into one powerful program that will solve your credit, debt and funding issues in one place once and forever.
We help you create financial freedom through business opportunities and investments
These 10 Steps are design to help you achieve financial freedom and never lack money again.
The ten steps to create financial freedom is as follow:
FREE Tickets to attend upcoming Live Seminars
We take you from step one to the last step. We work with you until your credit has been restored, debts settled and paid, credit scores at 750 and higher and you have achieved financial freedom and even wealth. We work with you for 24 months
WE ARE 100% COMMITTED AND DEVOTED TO ENSURING YOU BECOME FINANCIALLY FREE & CREATE WEALTH TOO
ONCE YOU ARE A CLIENT YOU ARE A CLIENT FOR LIFE!!
Next Step is to Call or Email Request FREE REPORT AND YOU CAN THEN DECIDE
THE 10 STEPS TO CREATE FINANCIAL FREEDOM
IS THE ANSWER TO ALL YOUR FINANCIAL PROBLEMS
THIS PROGRAM WILL CHANGE YOUR FINANCIAL LIFE FOREVER
WE BACK THIS PROGRAM WITH 100% MONEY BACK GUARANTEE
IN FACT, IF YOU HAVE NOT REACHED FINANCIAL FREEDOM IN 24 MONTHS WE WILL REFUND EVERY PENNY YOU PAID
YOU HAVE NOTHING TO LOSE BUT CREATE FINANCIAL FREEDOM & WEALTH
If you have credit issues or low credit scores and cannot get business loans or lines of credit then we have the solution for ALL your funding issues We fund all types of business from small, medium and large. We specialize in funding the hard to fund businesses such as restaurants, gasoline stations, trucking companies and others. TYPE OF BUSINESSES WE FUND: · Auto Repair and Auto Body Shops, Auto Parts Store, Dentist, Physicians, Veterinarians, Optometrists, Podiatrist, Psychiatrist Pediatrician and etc · · Beauty and Nail Salons, Grocery Stores · · Supermarkets, Retail Stores, Gift Shops · · Gasoline Station, Restaurants, Bars, Liquor Stores, Electronic and Computer Stores · · Cleaning Services, Hotels, Motels, Furniture Stores, Trucking Companies, Jewelry Stores and more
USE FUNDS FOR ANY BUSINESS PURPOSE, Working Capital, Expand your busines, Purchase a business location or expand locations, Payoff taxes, business expenses, or payrol, Any business purposes We fund business loans from $20,000 to $500,000 Loans under $100,000 are 10% interest and 10 points and $100,000 up is 6% and 6 points with terms of 3 years amortized for 30 years term and no prepaid penalties after 12 months of payments.
Business loans are funded in 2 to 4 weeks depending on the loan amount and when all required documents are received and process We fund business loans nationwide
Our Covid-19 Business Loans is from $20,000 to $250,000
The Covid-19 Buiness Loan was created during the Covid-19 when businesses were suffering financially and closing doors.
This business loan does not require monthly minimum bank deposit as the business loan does
Requirements:
This loan is to help business owners recover from Covid-19 and help them succeed If you need funds but you do not have proof of bank deposits than this is the perfect loan for you Call us Today for a FREE CONSULTATION
MCA (MERCHANT CASH ADVANCE
You can turn your future sales into the financing you need right now to run your business. Merchant Cash Advance Business Loans or MCA. You can get cash up front, which you repay with a fixed daily or weekly payment. A merchant cash advance is a quick, easy way for you to get financing without having to promise collateral or a personal guarantee. Your cash advance can be used for anything, including working capital, inventory purchases, debt payments and more. 6 months in business minimum of $100,000 in annual revenues and credit scores as low as 500
BUSINESS LOANS NO FEES
Do you need $10,000 to $1,000,000
BUSINESS LOANS - CREDIT CARDS LINES OF CREDIT $20,000 - $400,000
CALLTODAY
We offer a Business Opportunity unlike anyother offered.
Our Business Opportunity Offers
Our program is easy to sale because it sells itself, and you earn commissions in 48 Hours
It's as EASY as 1 2 3
HOW TO GET STARTED
This is a great opportunity for you to help people from all walks of life change their financial lives while ending their financial struggles, financial hardships and paycheck to paycheck ways of life, restoring their credit, settling their debts and increasing their credit scores while creating financial freedom
This is a once in a lifetime opportunity to make a
difference in someon's life
START TODAY AND EARN MONEY IN FEW DAYS
OTHER FINANCIAL SERVICES YOU CAN MARKET AND SALE
CREDIT SOLUTION PROGRAMS EARNS YOU 20%
NO CREDIT CHECK BUSINESS LOANS 2% OF LOAN AMOUNT
WE ARE LOOKING FOR SALE AGENTS TO SALE OUR CREDIT AND DEBT SOLUTIONS PROGRAM AND EARN $10,000 OR MORE A MONTH/$120,000 OR MORE PER YEAR
HELP INDIIVIDUALS AND BUSINESS OWNERS WITH BAD CREDIT, HIGH DEBTS AND LOW CREDIT SCORES
SIMPLY SELL THE PROGRAM AND EARN 20% COMMISSIONS.
HOW TO EARN 20% PER SALE IN 48 HOURS?
HOW TO GET STARTED TODAY:
SEND AN EMAIL TO:
AMERICANCREDITDEBTSOLUTIONS@GMAIL.COM
CALL/TEXT: (646) 200-2846
START TODAY GET PAID FAST!!!
REAL ESTATE AGENTS/BROKERS, ACCOUNTANTS, CPA, FINANCIAL PLANNERS, MORTGAGE BROKERS, LOAN OFFICERS WELCOME
Our company is on a life mission to help every person on the face of this earth change their financial lives for the better. We are dedicated and committed to ending paycheck to paycheck way of life, financial hardships and financial struggles. We help people reach financial freedom no matter where they are financially in their lives now
Our mission is to reach billions of people around the world and change their financial lives while helping them restore their credit, increase their credit scores and settle their debts and give them a loan to pay their settle debts off
We are here to serve every people from all walks of life regardless of their current financial situation to better their lives and change their financial situations forever.
Our vision is for everyone around the world to be financially free.
In addition, to helping people with their credit and funding problems, we also donate large sums of money to charities such as ASPCA, St Jude's Children Hospital and other cancer research organizations to bring an end to cancer and find a cure
CALL US TODAY AND START YOUR ROAD TO SOLVING ALL YOUR PERSONAL AND BUSINESS CREDIT FUNDING AND FINANCIAL ISSUES
I believe in being completing honest and upfront with everyone. I am the first to admit that there is negative info online about me and my company. I have made huge mistakes in the past. But, I have also owed up to all my mistakes and let downs of people. It came with years of try and failed program, but it was also those mistakes that paved the way to create this powerful one of kind program.
We also want to be upfront about the negative info, and our side of the negative info known, You can decide whether to do business with us or move on to another company. We ahve no control of what people post online. I can only tell you that I am dedicated and committed to helping people create financial freedom and wealth, and you can decide for yourself.
We have been in business for nearly 15 years and we have had our share of negative info posted online. Yet, we do not hide from the negative info, we answer our clients calls and always stay intouch with them. In fact, clients can call me or text me, and they will always get an answer or call/text back
Real scammers do business only online and they hide behind an email address, and they will never meet a client in person. We have constant contacts with our clients, and we keep clients up to date by staying in touch and in communication with them. We do not disappear, change our email or phone number as scammers do. We have a physical business address in NYC , Los Angeles with offices in New Jersey, Florida and other offices throughout the United States coming soon where clients can meet us in person.
We have included this part to explain our side so anyone reading this website knows that we are upfront, and we have nothing to hide. We expect people to search us online such as Google, and you would not be wise if you did not. You have to be careful nowadays who you give your financial information too especially that identity theft is the #1 crime mostly investigated by the FBI. All of our clients who enroll into our No Credit Check Loans gets automatically FREE 12 months of Legal Shield Identity Theft Protection because we protect our clients social security and financial info. Other lenders never do this for their clients but we do. Your financial information is extremely important to us, and we safeguard it so you can sleep at night knowing your social security and financial inf is safe. we do not keep applications and documents store in emails. Once the loans are submitted and documents everything is printed and deleted from the email.
We offer a full money back guarantee on our credit solution program. We are confident you will see results on your credit report within 90 days or we will refunf your money that simple.
We protect our clients money. Those we cannot fund or don't fund will refund your money. We are here to help people not take their money and not do the service
I am honest and upfront there is a total of 13 negative reports and complains online but we have zero complains filed with law enforcement or the better business bureau. If we were scammers, and we were just taking peoples money we would have been shut down by law enforcement, the FBI and Better Business Bureau long ago. Yet, we have no complains with the Better Business Bureau. From the 13 negative posting only 3 were from clients who were unhappy that we could not fund their real estate loans. We addressed the situation and refunded the Commitment Fees. The clients agreed to delete the negative info but they never did. The other 10 negative posting were from two individuals, and we currently have legal actions against both individuals. These two individuals wanted to make it appear as it was several people were posting negative info when in fact it was only two.
Lending is not a perfect art and delays and postponements are part of the lending industry even with large banks. I have been in lending for 32 years and I have seen how banks and hard money lenders postpone funding. We honor our word and we fund on the dates on the promissory notes. Things happen in life but we strive to get you funded on tim
I take full responsibility because I am the the CEO and 100% owner of this company. We are here to help people and change financial lives not just in the USA but worldwide.
You cannot believe everything you read especially when you only know one side of the story. You now know both side of the story, and you can draw your own conclusions make your own judgment
Thank you
RAY AZCUI - CEO/OWNER
We fund with no credit check and no credit scores required. By doing these kinds of loans it opens us to great risks. It also opens us and puts our funds in risks of the possibilities of a default. In order to protect ourselves from defaults and people running off with the money we had to establish a way to protect the funds because even one default is unacceptable.
When you take out a mortgage it is required that the applicant pays a mortgage insurance in the event person does not pay off the mortgage loan. Our loans have the same protection where we require the funds to be protected. In the event of a default the insurance fee is invested into our Wealth Building Program that will give us back the funds in 12-24 months
When we started doing funding we we did not have an insurance fee or any front fees. However, we had to applicants who failed to sign, notarized and email us back the promissory note which is required prior to doing the funding. When an applicant fails to sign, notarize, scan and email the promissory note it prevents someone else who is serious from getting funded. In order to eliminate and weed out applicants that were not really serious or that are tire kickers we implemented the commitment fee. However, the commitment fee became the Loan Insurance Fee which is 100% refundable. The insurance fee gives us the chance to serve those applicants who are 100% serious about getting funded and were not tire kickers or people who wanted to just waste time. We eliminate those applicants from the start who are not serious nor truly committed to getting funded. We don't have the time or staff to entertain people who are not serious. We are able to concentrate and serve those who are serious about getting funded. If you walk into a bank to get a a business or real estate loan they will charge you a non-refundable application fee of usually $500. If the bank denies your loan you lose the application fee, and you are out money
Our Insurance Fee is 100% refundable and credit towards your first loan payment. It is then refunded when we receive your last payment and pay off the loan in full. Therefore, you actually get double your money. If you fail to notarize, scan and email the promissory note than you forfeit the insurance fee, and if you are not funded your insurance fee is refunded. We have to pay our loan processors and underwriter regardless whether the applicant notarizes the promissory note or not. We lose money when someone fails to email us back the promissory note and the commitment fee covers those loses.
HOW DOES THE PROCESS WORK
We email you the application that you have to fully complete, scan and email bac to us. You then scan and email the required documents and color copy of your driver's license or state identification and you pay the Insurance .When we receive your application, color copy of identification, required documents and the insurance fee your loan is assigned to a loan processor who will process the loan and documents. About a week prior to the funding you will receive a Promissory Note that MUST be signed, scan and emailed to us. The promissory note will have the earliest and latest date you will be funded by bank wire ONLY.
Business loans are transferred to your business account and real estate loans are transferred to the escrow or title company, and they will schedule the closing upon funds in their escrow account.
The borrower pays the insurance fee for a business or real estate loan of $500 for loans up to $999,999 and $1,000 per million dollars.
WHAT IF I AM NOT FUNDED?
If you are not funded or you cancel the loan then the insurance fee is refunded 100%
WHAT HAPPENS IF SOMEONE DEFAULTS
ON THE LOAN
If an applicant defaults and fails to pay the loan as per the promissory note and/or mortgage note than we take legal actions against the borrower. We give 18 months for someone to pay us back the loan once they are in default. After the 18 months we will seek a judgment against the borrower. If a judgment is awarded we will then file the judgment with all 3 credit bureaus and we will verify such judgment every year with the credit bureaus. No credit specialist will ever be able to remove it.
We have never had to take such extreme actions but we do have it in place if someone intents of not paying the loan back as agreed.
The insuranc fee also ensures that we are dealing only with people who are serious and won't waste our time. Our experience has been if the person has no skin in the game then they have nothing to lose but if they have a fee invested into the loan they will make sure that the promissory note is signed, notarized and email back to us in a timely fashion. It eliminates people wasting time and we can focus on those we are serious
If you do not want to pay an insurance fee or front fee we have lenders that can fund your business and real estate loans. However, their loans are driven by credit scores
Credit Repair is basically disputing negative accounts on credit reports whether the information on the account is accurate or not. Credit Bureau under the Credit Reporting Act MUST investigate the account and verify if the information is accurate or not. If the info is determined to be inaccurate or has expired the 7 years on bad debts the information MUST be deleted from the credit report. Credit Bureaus by law have 30 days to investigate and verify the account disputed.
WHY SHOULD I HIRE A PROFESSIONAL WHEN I CAN DO IT MYSELF?
This is a question I get asked by potential clients all the time. If you were facing criminal charges and possible 10 or 20 years in prison would you defend yourself? No you would not! You would hire the best defense attorney that money can buy. If you had a life or death medical issue you would not treat yourself less operate on yourself. You would seek the best medical professional and surgeon. If you had tax issues with the IRS you would go to the best CPA or Tax Attorney. So why should it be any different for your credit. Your credit is the foundation of your financial life. Poor credit and low credit scores will always keep you in the poor house and paying 12 or 21% interest rates. I advise my clients from even attempting to do credit repair on their own. Yes, you can buy a book on credit repair but as many of my clients found out the hard way the letters on those books had no affect and were even rejected by the credit bureaus. Many got threatening letters from the bureaus warning them that credit repair or trying to fix your credit is illegal. It is not illegal and you have the right as a consumer to dispute inaccurate information on your credit report. However, what people don't know is that credit bureaus earn billions of dollars selling your negative information to hard money lenders, subprime lenders and credit cards specializing in poor credit. Credit bureaus want you to maintain negative info so they can profit. The credit reporting act gives you the right to dispute inaccurate information on your credit report.
The dispute letters are the weapons on removing negative info on your credit report. Letters on credit repair books will only get you into trouble and create havoc on your credit report. Our dispute letters removes negative info from your credit report. We have numerous methods to remove your negative info. Dispute letters is just one of many methods we use. End of the day the ultimate goal is to remove negative info and restore your credit report. .
Debt settlement is the arrangement of settling your debts at a fraction of the cost. Yes, you can settle your debts with creditors, but I guarantee you that they won't keep their word. Most people call up the creditor and ask for a pay off or a settlement. The problem is that 99.9% of the time creditors won't keep their word.
How do we get them to agree? We do not call the creditor instead we use one of our powerful debt settlement letters that gets their attention and locks them into the arrangement. When you settle over the phone creditors will tell you whatever you want to hear so you can send them their money. We do the arrangements under your name as you were settling the account, and we do via mail. The arrangement is always that you will pay a certain percentage between 20 to 40% of the amount owed and creditor agrees in writing that they will remove all negative info or listing on accounts from credit report upon receipt of the payment. Creditor agrees to remove the negative info within 45 days of payment receipt. Creditors prefer to collect 20 or 40% of the amount owed instead of nothing at all. Debt settlement has to be arranged in writing because it legal bonds the creditor to remove the negative info.
WHY SHOULD I SETTLE A DEBT WHEN IT IS NO LONGER ON MY CREDIT REPORT?
Removing a negative account from your credit report does not mean that you are not liable for the debt. The debt might not be on your credit report but it is still owed and must be paid or settle. Accounts that have been charge off on your credit report eventually turn into a judgment if left unpaid or not settle. A judgement is a court order that you must pay the debt and creditor have the right to garnish your pay and bank accounts. Your tax return monies will go towards paying off the judgement, and your credit scores will take a major drop of 100 to 150 points. So if your scores were 750 and you lost 150 points on a judgment your credit will drip into 600 FICO scores. You won't get funded unless you go to hard money lenders and pay them 14 to 18% interest rates.
We settle your debts for you at 20-40% of the amount owed on the debt. You owed $10,000 and we settle for 40% means you now owe $6,000 and we saved you $4,000. Accounts whether open or closed MUST be settle and paid off.
Our business start up loans are for businesses that are from 1 day to less than 1 years in business operation. We fund up to $50,000 at 10% interest and 10 points added to the loan for up to 3 years/36 months
It does not matter whether it is an online or offline business long as it is registered with the county or incorporated.
We fund purchases of new business, and existing business or franchise from $20,000 to $500,000 with 100% financing
No down payments required.
If you are looking to sale your existing business or franchise we can help you get your buyer funded with no credit check, and no credit score required
We fund residential investment and commercial real estate properties with no credit check - no credit scores and 100% financing as business loans. The loan is based on the real estate property not credit or credit scores.
No down payments or closing cost on our side. You will have expenses such as attorney fee, title search, property inspection and other fees. Closing cost cannot be incorporated into the loan, and you are responsible for the cost. All commercial properties require an Environmental Inspection and must be clear of environmental issues no exceptions whatsoever.
Real Estate Loans MUST be under a corporation such a LLC, Inc and/ Corp. Our real estate loans are actually business loans secured by the real estate property. The property cannot be upside down and the FMV (Fair Market Value) MUST be of equal or greater than the loan amount. We do not require an appraisal but we do a search of the property FVM. We find that appraisals are not just a waste of money but also not reliable. We use several different methods to determine the properties fair market value.
We require a Title Search of the property done by a license Title Company. The property title MUST be clear of any and all tax liens, mechanics liens, and lender's liens. No environmental issues. We MUST be first position on the loan no exceptions. Title Company will record lien of our funding upon funding and closing.
HOW IS THE FUNDING DONE
We bank wire the funds to the title company and the title company than schedules the closing with the buyer and seller. The funding date on the promissory note is not your closing date. It is the date that we transfer the funds to the title company. Confirmation of the funding is emailed to the following:
· Title Company
· Your attorney
· Real Estate Agent or Broker
· Copy to you
Our real estate loans are fixed rates for the life of the loan and the interest rates never increases. The rates never increases and remains the same at 6% interest.
Interest rate: 6% for the life of the loan
Term: 3 years amortized at 30 years
No Payments for 60 days from date loan transferred to title company
FUNDING PROCESS:
Upon receiving your loan application, identification and insurance fee the loan is assigned to a loan processor. The loan processor will collect all the required documents.
We require the following documents:
· Real Estate Purchase application
· Color copy of your driver's license or state id as proof of identity
· Copy of property sale contract
· Copies of last 3 bank statements
· Last business or personal tax return first page ONLY
· Copy of rent roll for commercial and multifamily units purchases
· Copies of corporation articles
· Copy of property insurance
· Insurance for flood, fire, hurricanes
· Title Search
Once we have the necessary documents you will receive a promissory note with a funding date. The promissory note MUST be signed, notarized, scanned and email to us within 3 business days. The mortgage note is emailed to the title company . Once funds are transferred title company will schedule your closing. You will sign the mortgage note at the office of the title company and title company will mail us the documents. Your first payment is on the 1st of each month 60 days after the funding is completed.
We do not transfer the funds to the borrower. The funds are transferred to the Title Company which then disperses the funds at closing to the seller's attorney or cuts a check for the seller.
WE FUND THE FOLLOWING PROPERTIES
· · Residential Investment 1-4 units
· Residential owner occupied as an investment and under a corporation such a LLC, Inc or Corp no individual names
· Multi-Family 5 units to no max
· Mixed Used Properties
· Office building and office condos
· Shopping Strip Mall and Shopping Malls
· Churches and religious housings
· Storage Facility and Warehouses
· Hotels and Motels
· Medical Centers
· Retail Stores and Restaurants
· Land for development ONLY
· Construction Loans
· Development Loans $1 Million minimum
· Fix and Flip Loans
· Short Sales and REO Purchases
We fund residential and commercial properties from $100,000 to $500 Million @ 6% interest and 6 points added to the loan. Term of 3 years with balloon payment at end of term amortized at 30 years to make payments affordable with no prepay penalties after 12 months of payments .
By law you have 5 business days to decline the funds and return it to company.
HOW MANY PROPERTIES CAN I GET
FUNDING FOR AT ONE TIME
There are NO LIMITS how many real estate investment loans you can have at one time. If you are an investor, and you want to purchase multiple investment properties than we can help you fund them. all Since our funding is based on the property it does not matter if you want to buy one or 20 properties. Long as the property can show income and pays the loan .
WHAT IF I AM A FIRST HOMEOWNER CAN
YOU FUND THE PROPERTY?
If you are looking to buy a property where it will be your primary residence we can fund it long as it is purchased under a corporation and not an individuals name.
REFINANCE AND CASH-OUT LOANS
We do not do refinances but we can do a Cash-Out where we fund you at a lower rate of 6% and pay off your existing lender. We would require a payoff from the lender. The funds would then be transfer directly to the lender, and we become your lender. You will have 60 days to make first payment
ATTENTION:
Mortgage Brokers, Loan officers, Loan Originators, Real Estate Agents/Brokers welcome and commissions protected. Can't get a borrower funded call us and we will fund them. You earn 2% commission on loan amount paid a week after funding
We fund nationwide
Are you an investor and/or a contractor who buys fix and flips? If yes then we can fund you deals with interest only for up to 12 months
As a fix and flip investor, I know just how important it is to have the necessary funds to do your deals .
Our Fix and Flip Loans is two loans in one. You get the purchase price and the funds to rehab the property. You make one payment instead of making two payments. No prepaid penalties on Fix and Flips. You get the funds, rehab the property and sale it. Once the property is sold you pay us off and move on to your next property
Funds are transferred to the Title Company who disperse the funds to the seller and borrower's company for rehab cost. Must have a licensed contractor with insurance, and we require copy of the contractor's license and insurance. Must comply with all city or town policies. All fix and flips and rehab jobs must have proper permits. Contractors can absolutely not take short cuts to save money as we will tolerate the safety of people put at risk to save a buck.
Fix and Flip loans are interest only for a term of 12 months with a balloon payment at end of term. There is no prepaid penalties on Fix and Flip Loans since most are completed in 90 days and resold usually in 6 months, but we give investors 12 months. Fix and Flip Loans are funded in 2 weeks of receiving all required documents, tile search report, contractors estimate of repair, before photos of property and after photos when renovations completed.
Are you in Foreclosure and at risk of losing your home or investment property? If so we can help and we can help you stop the foreclosure process and save your property from the jaws of foreclosure.
We have over 20 years of experience in helping property owners escape the jaws of foreclosure and save their properties.
HOW DOES THE PROCESS WORK
We fund the arrears owed on the property. Paying off the arrears owed on the property will stop the foreclosure action dead on it's tracks.
We stop foreclosure actions on residential, investment and commercial properties nationwide. However you need to act FAST as time is of the essence when it comes to foreclosures. We have seen people lose their properties because they delayed and did not act on time. We can help you stop the foreclosure action without filing bankruptcy but you MUST act FAST.
CALL US TODAY AND SAVE YOUR PROPERTY DO NOT WAIT ANOTHER SECOND TIME IS OF THE ESSENCE IN STOPPING FORECLOSURES
COMING SOON
You can turn your future sales into the financing you need right now to run your business. With a merchant cash advance. You can get cash up front, which you repay with a fixed daily or weekly payment.
A merchant cash advance is a quick, easy way for you to get financing without having to promise collateral or a personal guarantee. Your cash advance can be used for anything, including working capital, inventory purchases, debt payments and more.
6 months in business minimum with $100,000 in annual revenues
COMING SOON
COMING SOON
We totally understand that some people do not want to pay front fees for loans especially with all the loan scams online. Our goal is to never turn anyone away that needs funding. We have a network of hard money lenders for residential, commercial and fix and flip loans. These loans are high interest rates of 14 to 18% with short term of 1 to 3 years. The rate is determined by your credit and credit scores. Funding is usually in 2 weeks upon title search completed.
We work with mortgage brokers and residential and commercial lenders who offer lower rates for those with credit scores of 700 and higher and debt ratio of 50% max.
OUR LENDERS CAN FUND:
· · 1 & 2nd Positions
· Fixed Rates
· 1 to 3 years term
· Interest Only
· Fully Amortized
· Purchase - Refinance & Cash-outs
· Loans $100,000 to $30 Million
· Loan-to-Value (LTV) 65 to 70%
· Cross Collateralized Properties
· Residential, Commercial - Office, Retail
· Industrial, Special Purpose, Mixed Use
· Entitled Land and Construction
· Properties Nationwide selected markets
· Foreclosure - Short Sale - Bankruptcy
· No Credit Score Requirement
· Same Day Approvals
· Close as Soon as 3 Days
· Flexible Terms - Competitive Rate
· Stated Income Asset Loans
Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.
We have lenders who fund business loans with no front fees but loans are driven by your credit and credit scores.
We can arrange business funding from $20,000 to $400,000 or more
Our Lenders Fund
· · Business Loans 600+ Credit Scores 2 years in business min
· Payroll Financing
· Business Start ups up to $100,000
· Existing Business
· · Factory turns unpaid invoices into CASH
· Business Credit Lines $5,000 to $2 Million
We also Fund:
· · Oil and Gas
· Bio Medical
· Software Companies
No matter what kind of a business loan you need we can help you get funded. We offer different options to get you the funds you need for your new or existing business
This is a truly one of kind business opportunity that no one offers anywhere else but with us. It pays Account Executives and Associate Brokers their commission Daily or within 24 -48 hours.
If you are looking to get into financial services we highly recommend that you consider working with us as an Account Executive or Associate Broker because the sky's the limit as to how much you can earn with this opportunities. Best part is that you are not required to pay one cent to get started and there are no investments or memberships to pay. Every business opportunity requires an investment or membership but we don't. We only ask that you be 100% serious with a burning desire to make a truck load of money while helping people with credit and funding solutions.
HOW CAN I GET PAID DAILY?
When an Account Executive and/or Associate Broker sales the Credit Solution or CPN with Funding Program they earn their commissions either the same day the fee is paid and clears our bank account or the next business day. We pay commission via PayPal or Zelle directly to your account. There is no waiting a week or two for payroll week. It is simple you make a sell, we receive the fee and you get paid instantly.
We created this opportunity to help the Account Executive and Associate Broker earn their commissions in a fast lightly time. Salespeople are driven by money and when they get paid for the service they provided they are motivated to do more sales, and we generate more business so it is a win-win.
We are one of the few companies that does this kind of program if not the only one. I believe that people should get paid soon as they make the sale. Working in sales all my life I can tell you that the most frustrating thing in sales is waiting to get paid. We eliminated the problem, and our salespeople get paid the moment a sale is made and service paid. This helps salespeople not only financially but becomes highly motivated as well.
Whether you choose to be employed by the company as an Account Executive or as an Associate Broker you make your commission same day or the next business day and you go out and get more sales and help more people.
We recommend that you read both the Account Executive and Associate Broker then decide which one fits you best. As a business owner I know that not everyone is suited to work for someone. If you prefer to work for yourself than you can become an Associate Broker but if you are looking for a career change and you want to be part a large thing where the sky's the limit and you can earn salary and commissions once you are in management than Account Executive is for you. However, if you are just looking for some spare income while still keeping your job or career and helping others than the Referral Agent might be best for you. Either way this is an opportunity to make six figures while helping people solve their credit and funding issues and providing solutions
This opportunity is opened to anyone regardless whether you reside in the USA or outside states in another country. If you have a PayPal or Zelle account than you can get paid instantly
Account Executives are employed by the company as salespeople
We are currently hiring salespeople known as Account Executives with or without sales experience. We train those without experience all you are required is to have a desire for helping people, and we can teach you how to earn six figures a year doing so.
We are hiring Account Executives in the USA and Canada but we are expending to a Global Company by March 2nd 2020. Therefore, it does not matter whether you reside in the USA or outside the USA. Please see locations to see whether you reside in the country we are expending too.
!!!This is a COMMISSION ONLY Position!!!
You can start as an Account Executive earning commissions and rise to executive positions earning minimum of $156,000 a year. You can work anywhere in the country as we are opening offices in every state in the USA and 50 countries on March 10th . We offer full benefits after 90 days of employment
Company Benefits After 90 Days of Employment
· Medical coverage personal and family coverag
· Dental and Vision Care
· Life Insurance through State Farm Insurance of $50,000
· 401K for Retirement Plan
· Identity Theft Protection through Legal Shield
· Paid Vacation Time
· Paid Sick Days
ACCOUNT EXECUTIVES DUTIES AND
RESPONSIBILITIES
Account Executives are responsible for selling our credit and funding solutions programs. You will basically be selling credit and money. 85% of the population in the United States has credit issues that you can be solving. Every business owner and real estate investor needs money especially that banks are not funding, and you could be providing a necessary service to them.
You earn 20% commission of the total amount paid by the client who enroll into the Credit Repair and Debt Settlement Program, CPN with Funding Programs, and The Ultimate Credit Solution Program. You are paid the same day or next business day soon as the fee clears our bank account.
You earn 2% of the total amount of the Business or Real Estate Loan
You earn 20% on the amount of our commission paid by our lenders on loans not funded by our company. You also earn 20% commissions on the Insurance Loan
As an Account Executive your job is to simply go out every day and sale the Credit Repair and Debt Settlement Program, CPN with Funding, The Ultimate Credit Solutions and the No Credit Check Loans.
Account Executives earn commissions ONLY but there is no ceiling on how much you can earn and you can make where the sky's the limits. You make as much or as little as you want. If you are out selling the services every day for 8 hours then you will make BIG COMMISSIONS. But, if you are not prospecting, talking to people about the service than you will not make sales or money. Account Executives have 30 days to make a sale and proof themselves.
Account Executive are required to make a minimum of 5 sales of any of our Credit and Funding Programs. You earn base salary of $500 paid on the pay week via direct deposit if you meet the required weekly sales. If Account Executive sales 10 or more he/she earns a bonus of $1,000 plus base salary
Account Executives can be promoted to management and they receive salary and commissions. Once promoted to management such as Senior Account Executive he/she is 100% responsible for the sales activities and production of Account Executives and they must maintain their own weekly sales or be demoted.
This opportunity is much more than a job but a career where you will thrive and become successful and earn a potential of six figure income. We want people who can and believe in our mission and vision to help everyone from all walks of life become financially stable or secured while ending homelessness and poverty around the world.
This position is for those who are hungry to change lives while helping themselves to earning truck loads of cash daily, weekly and monthly year after year.
The possibilities of earning BIG COMMISSIONS and earning six figure income are endless. 85% of the population is suffering high debts and bad credit or errors on their credit report. Business owners, real estate investors, developers, contractors and every person is looking for money, and you can be their money source. If they can pay the loans without any financial hardship then we can fund them. You can be providing a very needed service helping countless of people solve their financial problems.
Our mission and vision is to help people from all walks of life from anywhere in the world solve their money and credit issues, and you can be helping them.
You can work from anywhere in the United States and Canada. Looking to move to another state? No problem we can transfer you to one of our office where ever you want to move to in the United States and Canada.
When Account Executives make a sale the application is then scan and emailed to us and the client instructed how to pay the fee. The Account Executives job is over and he/she goes on to make another sale and earn another commission. Account Executives are not responsible for managing the client. Our Loan Processors contact the client, collect all the required documents and manage the clients. Loan Processors answer the clients questions and keeps them informed on the process.
Your job is to do sales, and sale our services not manage clients.
To join our sales team call us today or send us an email
Associate Brokers are Independent Contractors and not employed by the company nor entitle to company's benefits.
Associate Brokers sale our Credit and Funding Programs and earn a commission paid the same day or next business day.
Associate Brokers are responsible for their own clients, and we do not contact them. Associate Brokers are assigned a Loan Processor who communicates with them and the Associate Broker relates the information to their clients. This keeps people from coming directly to us and attempting to bypass the Associate Broker and dealing with us directly. Clients who bypass Associate Brokers are advised to contact the person who sold them the service. This protects you and prevents us from having to deal with millions of people.
Associate Brokers MUST sign, scan and return the signed Associate Brokers Agreement and the 1099 required by the IRS. Associate Brokers are issued a w-2 at end of the year of all commissions earned and paid out to them by the company.
Associate Brokers can recruit other Associate Brokers and they earn 1% override of the Associate Broker he/she recruited into their team. There is no limit how many Associate Brokers you can recruit but you only earn 1% override on those you recruit yourself. If your Associate Broker recruits someone you are not entitled to a commission or override.
Associate Brokers have no sale requirements to meet or maintain only Account Executives do. The more sales you make the more money you earn. Your commissions are FINAL whether we service the clients or provide a refund does not affect your commission.
Associate Brokers and Account Executives are prohibited from collecting money from clients and subject to an arrest and jail time. All fees are paid directly to company via bank wire, Zelle, PayPal (Friends/Family) and Cash App or credit cards and debit cards.
Associate Brokers and Account Executives MUST provide clients our "Ways to Pay Fee" and follow up with client to ensure that the payment was made
How Do I Get Started and Are There Any Fees To Join The Business Opportunity
· No Investment Required
· No Fee to Join
· No Membership
· 100% FREE
All business opportunities offered have a fee or a membership fee, but we don't. This is a truly FREE Business opportunity. So why is it FREE when we could be charging hundreds of dollars to join. Simply because I do not want your money. I want Associate Brokers who want to earn six figures and will bring me tons of business to achieve that six figure income.
No one who offers a business opportunity offers it for FREE. We are looking for Associate Brokers who are serious about operating a credit and funding solutions service where we serve and fund the clients. Associate Brokers MUST manage their own clients, and their clients cannot contact us directly. This is ensure that clients do not go pass the Associate Broker and comes to us directly. If client need to speak with us we can do a conference call with the Associate Broker and client and answer their questions.
How Do I Get Started
Call us or send an email and we will send you an Associate Agreement that MUST be signed and email back to us.
Accountants, CPA, Attorneys, Real Estate
Agents/Brokers , Loan Officers, Insurance
Agents, Auto Car Dealers/Sales People
Do you have a client who needs
· Credit Repair
· Personal Primary Tradelines Boost Credit
Business Primary Tradelines
· Business Loans
· Real Estate Funding
· Danger of Foreclosure or Short Sal
If your clients cannot obtain funding because of credit problems or low credit scores than we can help
We can help your clients providing them the funding or restoring their credit, increasing credit scores and settling their debts at a fraction of what is owed, and we save them thousands of dollars in the process.
You refer the client to us and we pay you 20% on the Credit Solution Programs and 2% or 2 points on the total loan amount.
We protect brokers and clients cannot come directly to us without you getting paid. Regardless whether you call us or your clients did you are guarantee your Referral Fee or Commission
This is an opportunity for people to make extra cash helping others resolve their credit and funding problems and getting them solutions.
As a Referral Agent you fill out a Referral Sheet, scan and email it to us and we do all the work. We contact the person and sale them the program they need. When a sale is completed and service paid you earn $100 via PayPal, Zelle or CASH
Our company is about changing financial lives and giving others a chance to make a better living. We established a Second Chance For Inmates. This program was established to provide those who have a criminal record or a conviction on their record a second chance to make a proper living. It is for those who want to end their criminal ways and earn money and an income the legal way. It does not matter whether you have one conviction or 20 we can help you turn the page and put you pass behind you. We all know that after a conviction many companies close the door on those who have criminal records or conviction. Those who are unable to find positions or work turn back to their own ways of committing crimes to earn a living. We all make bad choices and mistakes and none of us are perfect. I believe everyone deserves a second chance or a hundredth chance. We make it possible for those who want the chance to change their ways and make a living the legal way.
If you are someone who has a criminal record or a conviction, and you cannot find employment and you are ready to put those ways behind you than calls us and we can help you get on the right path of making a legal earning.
No sale experience necessary we train! All you need is a desire to help others and willingness to work hard serving others. Send us a message and get started today!!!!
1180 Ave of Americas 8th Floor, New York, NY
1177 Ave of Americas 5th Floor, NY, NY 10036
Please Note that there are No WalkIns allowed. Your name must be with front desk security
COMING SOON
13130 BROOKHURST STREET #B
GARDEN GROVE, CA 92843
714 618-3568
2600 W. OLIVE AVE 5TH FLOOR
BURBANK, CA
626 489-2388
COMING SOON
WE WILL HAVE OFFICES IN EVERY STATE INCLUDING HAWAII AND ALASKA
Australia
Canada, Toronto
India
Japan
Germany
New Zealand
United Kingdom/London
Saudi Arabia
Singapore
Thailand
France
Finland
Israel
Greece
Ireland
Italy
Netherlands
Monaco
Norway
Poland
Portugal
Russia
Ukraine, Kiev City
South Africa
Brazil
Colombia
Ecuador
Peru
Venezuela
Costa Rica
Dominican Republic
Mexico
Jamaica
Panama
Trinidad & Tobago
El Salvador
Guatemala
Cayman Island
Barados
Puerto Rico
OTHER COUNTRIES COMING