Are you sick and tired of having bad credit, high debts and/or low credit scores? Are you tired of getting denied for personal or business loans, credit cards, auto loans or mortgage loans? Then this program is the answer to your credit and debt problems. Our Credit and Debt Solutions Program will solve your credit and debt problems or we will refund 100% of your money. Yes, it is a bold statement, but we are the best in the credit repair industry, and we give you results.
Why should you let us help you solve your credit problems? because we don't just fix your credit report. We go far and beyond what other credit repair companies do. Just having your credit report restored is just not enough. Negative accounbts on your credit report must be deleted and reverse. Your debts MUST be settle and paid off. By reversing a negative account to paid or paid as agree and paying off the debt your credit scores will increase because your debit to credit ratio goes down.
We help people every day who have issues with their credit report, have high debts and low credit scores, We restore their credit report to good or excellent, settle debts, give them a debt settlement personal loan to pay off creditors and increase their credit scores to 700-850. We are the ONLY credit repair company that gives you this service, and why we were awarded the best credit repair company in 2020. When you need your credit report restored we are the only company you should call.
We will restore any credit report no matter how bad or hopeless you think your credit report is or how low your credit scores might be. We have help people with really bad credit reports, and low scores as low as 350. We have improved their credit report removing or reversing negative accounts, and increasing credit scores to 750 and higher while lowering their debt to credit ratio
if you are serious about your credit, and you want to improve it, pay off your debts, become debt free and increase your credit scores then keep reading because this will change your financial life.
We don't just remove negative accounts on your credit report, but we also settlement your debs @ 20 to 50% of the amount you owe creditors. We save you thousands of dollars you would have paid creditors, and we lower or even eliminate your high interest rates. We give you a peronal loan to pay off the debts and you then make one payment at a low interest rate. Say goodbye to bad credit, high debts and low credit scores putting it in your rear mirror as you move forward towards having good credit and becoming debt free.
Our fee is affordable, and we offer payment plans to make it easy and affordable. In fact, you only make one payment, and you won't make another payment for 90 days until you see negative accounts deleted from your credit report. Therefore, you pay when you see results no other credit repair company makes this gurantee
Our debt settlements saves you money that you would have paid your creditor but instead you pocket the money. If you owe $10,000, and we settle your debts at 50%, we save you $5,000 and eliminate all your high interest rates. We commit to you for 12-24 months depending how bad your credit report is or ho high your debts are or how low is your credit scores. Our job is done only when your credit is restored, your debts settle and your credit scores are 700-850.
Our Credit and Debt Solutions Program is done in 3 Steps to restore your credit report, settle your debts and help you pay off the creditors. To do credit repair or credit restoration properly it needs to settle debts at a fraction of what is owe. It is a waste of time and money to just do credit repair. Why? Because unpaid debts will eventually lead to judgements Late payments eventually turns into a collection. When all fails to collect, the collection becomes a charge off and that charge off then becomes a judgement. Once the account is charge off six months to one year later the creditor's attorney files a cliam in the small claim court. Most people do not show up and when they fail to appear in court the creditor wins the claim. The creditor then files a judgement in the county court house. Your bank account is then seized, your wages are garnished and any tax returns goes to the creditor. Judements have havocc on credit reports, and you will lose 100 points minimum on your credit scores. To avoid getting judgements you need to take action immediately upon having late payments. You MUST avoid getting charge offs on your accounts to prevent judgements filed.
All debt settlements are done with the agreement that once the account is paid the creditor will report it to the credit bureaus as "Paid" or "Paid as Agreed" removing negative info. Reversing a negative account to paid will do 5 things for your credit report. (1) Preserves the creditline, (2) Preserves the tradeline (account) (3) Preservs you payment history (4) Reduces the credit to debt ratio and (5) increases your credit scores. Also we cannot remove all the tradelines because you will lose your credit history and your credit scores will go from low scores to NA or Not Available
The 3 steps Credit Repair System will restore your credit, settle your debts and increase your credit scores. No other credit repair company offers you what we do or does what we do. We don't just restore your credit, settle your debts and increase your credit scores. We also show you how to avoid the pitfalls of getting additional negative accounts, how to maintain credit scores in the 700's and how to keep your debts low and to properly pay your credit cards to get creditlines increased. In addition, you can call - text or email us with any questions, and we will get back to you with an answer. Unfortunately, people don't know how to manage their debts or credit especially how to use credit cards. Credit is not taught in any schools high school nor colleges, and people don't know how use less pay a credit bill. If you were to pay the minimum on the statement you be paying for 30 years. We show you what is the max you should charge on credit cards and how much you should pay each month. Balance amount you MUST maintain on credit cards and why paying a credit card in FULL is viewed negative by credit card companies and department stores. If you want to increase your credit line you MUST always have a minimum balance on your credit cards, and we tell you how much your minimum balance should be every month, show you the ins and outs of proper credit, how to pay your cards, how much credit you should use.
Below is the 3 steps of our credit and debt solution program.
Step 1: Credit Repair:
We remove ALL negative accounts that are list as "CLOSED" by disputing the accounts as no been accurate; Under the credit reporting act Credit Reporting Bureaus MUST investigate and verify the account is accurate within 30 days whether the account is accurate or not. If the credit bureaus cannot verify the account is accurate it must be removed by law. If they say it was verified we then take other actions until we get it removed. We have been doing this for 15 years, and we have successfully removed negative info from clients credit reports. We show you how to properly manage your credit and avoid the pitfalls of getting additional negative ccounts. What if you get negative info after we restore your credit? 85% of people we remove negative info call us 6 months to a year later that they have negative accounts. Instead of charging another fee we created the Credit Protection. Under the Credit Protection if you get negative account or accounts within 12 months of restoring your credit we will remove it at no additional cost. This protects your credit report from additional negative info. Our Credit and Debt Solutions also gives you Credit and Debt Management for 12 months FREE.
Step 2: Debt Settlement:
We settle accounts in your behalf on accounts that are in negative status but are still open. We do not dispute all negative accounts only those accounts that are "CLOSED" Why? Because removing all accounts will leave your credit report with no credit accounts (tradelines) no credit lines or history. Your credit scores will go from a low scores to NA or Not Available. By settling your debts your negative accounts are reversed to positive accounts. All debt settlements are done with the agreement that the creditor will report it to the credit reporting bureaus as "PAID or "PAID AS AGREE" We settle accounts at a fraction of what you owe. Creditors rather get 50% of what you owe them than get nothing at all especially when they are threatened with the filing of a bankruptcy. In a bankruptcy creditors get nothing where in a debt settlement they get least 20-50% of amount owed. Debt Settlements will also save you thousands of dollars that you would have paid creditors, and you get to keep that money. If you owe $10,000 in debts and we settle your debts at 50% that would save you $5,000. Debt settlement will also lower your debt to credit ratio, and your credit scores will then sour. We will even show you ways to increase your credit scores up to 100 points or more
Step 3; Debt Settlement Personal Loan:
How do you pay the debt settlements? We provide you with a personal loan in the amount of the total debt settlement agreed on. You then send creditors a cashier or money order in amount of the settlement, and you email us copies of the checks and/or money orders as proof you paid. We will follow up with creditors to ensure that they keep their agreement. We recomment you send the checks/money orders via certified mail so you know when the creditor(s) received the payment. By paying off your creditors you eliminate high interest rates. Your debts are consolidated into one monthly payment at interest rate of 6% and zero points for a period of 3-5 years. This saves you thousand of dollars in interest you would have paid credit cards and creditors.
WHAT YOU GET WITH THE CREDIT AND DEBT SOLUTIONS PROGRAM:
- Credit Repair/Restoration: Remove and/or Reverse Negative Accounts
- Settle Debts: Settle your debts @ 20-50% amount owed saving you money
- Debt Settlement Personal Loan: Upon settling your debts we issue you a personal loan to pay off debts settled @ 6% interest with no points
- Credit and Debt Management: We show you the proper way to use your credit to give you borrowing power: How to pay your credit cards and paying credit cards in full is consider negative: Minimum you must maintain on your credit cards, max you should use: How to maintain a low debt ratio that will increase your credit scores: How to avoid the pitfalls of getting additional negative accounts after we restore your credit
- Credit Protection: If after we restore your credit report you get addional negative info up to one year we remove it for FREE. 85% of people we restore credit reports come back less than a year later with negative accounts. Instead of charging an additional fee, we created the Credit Protection which safeguards your credit report against negative accounts.
- Unlimited Emails Consultations: Have a question or concern just email us and we will email you back with a answer or call you
- Business/Income Opportunity: How do you pay off the Debt Settlement Personal Loan without incurring financial hardships? You sell the Credit & Debt Solutions Program and earn 20% commission in 48 hours of us receiving payment
- How to deal with debt collectors/collection companies: We show you how to stop debt collectors dead on their track. How to STOP collectors from calling you at home or at work
- 100% Money Back Gurantee: If you don't see results in 90 days with your credit report we will refund your initial payment
- Free copy of my upcoming new book on mastering your credit
- FREE Tickets to attend upcoming Live Seminars and webinars
- 12-18 months commitment to your credit and debt solutions
MONEY BACK GUARANTEE
We back our service with a FULL MONEY BACK GUARANTEE. If you do not see results on your credit report within 90 days we will REFUND your money 100%. Credit repair takes time it does not happen overnight. You might see negative accounts removed within 30 days, but we guarantee you will see results and negative account(s) removed within 90 days of starting the credit repair process
HOW LONG DOES IT TAKE TO RESTORE CREDIT REPORTS?
Time frame to complete credit repairs and debt settlements various on how many negative accounts you have, amount of debts and whether accounts are serious or non-serious. Non-Serious Accounts are Late Payments, Collections, Charge Offs. Serious Accounts consist of Bankruptcy, Judgments, Tax Liens, Foreclosure, Short Sale, Repossions and Child Support. The average time is from 3 months to 18 months. We guarantee results within 90 days of starting your credit repairs, and we back it with a 90 Days Money Back Guarantee. Keep in mind that you did not get negative accounts and debts overnight. It took you months and years and it will take time to restore your credit report and settle your all debts. However, we will restore your credit report to Good or Excellent removing negative accounts, increasing your credit scores to 750 middle score and help you become Debt Free!
WHAT IS THE COST OF CREDIT AND DEBT SOLUTION PROGRAM?
You should be asking yourself how much is bad credit and high debts is costing me? Can you really continue to afford paying high interest rates when you can be paying less and saving money. Can you afford to keep getting denied for loans, credit cards and even mortgages. The cost of the Credit and Debt Settlement is much less than what you owe in debts. In fact, after we save you money on the debt settlement our service cost will be minor. Removing negative info and settling your debts will save you thousands of dollars in interest rates. Credit Repair and debt settlements is a very time consuming job but we are commited and dedicated to helping you end your bad credit
DO YOU OFFER PAYMNT PLAN
Yes, we offer a payment plans. We have even made it easier to get started with restoring your credit settling your debts. You make one small payment, and your next payment won't be due for 90 days. If you see results you make the next payments or you get you initial fee if you don't. We have been doing this for a long time and we get results. We offer the guarantee to make people feel comfortable
The next step is up to you. You can continue to pay high interest rates, get denied for credit cards, department stores, loans and mortgages or you can take the first step to start restoting your credit report, settle your debts and increase your credit scores
Our easy payment plan makes it easy for you to pay. There is an initial fee to cover cost of mailing, and you don't make a payment until 90 days later only if you see results and improvements on your credit report. No one in the credit repair industry makes such a guarantee, but we do because we get you results on your credit report
HOW DO I GET STARTED
Send us an email @ americancreditdebtsolutions@gmail.com or Call (646) 200-2846 and we will send you the information to get started on restoring your credit and settling your debts.