Call/Text (646) 200-2846
Call/Text (646) 200-2846
WE SOLVE ALL YOUR CREDIT AND FUNDING PROBLEMS!! VOTED BEST CREDIT REPAIR IN 2020
WE SOLVE ALL YOUR CREDIT AND FUNDING PROBLEMS!! VOTED BEST CREDIT REPAIR IN 2020
American Credit Debt Solutions, Inc was founded on July 25, 2006. We started the company as a credit repair and debt solution company. We helped people who were looking for a personal, business or mortgage loan or refinance their existing mortgage loan but had credit issues preventing them from obtaining low interest rates. We fixed and restored their credit reports and they were able to obtain the lowest interest rates available.
American Credit Debt Solutions, Inc is much more than just a credit repair company but a leader in the credit restoration industry. We have been helping people with their credit, debts and funding issues, and we have provided them with solutions. We have funded people who could not be funded by banks or lenders because of their credit issues and/or low credit scores or had to pay outrageous interest rates with hard money lenders .
We have over 20 years of experience in credit and 30 years lending.
Our company is all about solving credit, debt and funding problems and providing the needed solutions to our clients. We back our service with a money back guarantee that is not offered by any credit repair company in the industry. We take your financial information serious and we offer Identity Theft Protection up to $1,000,000 so your social security and financial information is secured and safe with us.
We specialize in providing the very best credit solutions programs that has ever existed. We go far and beyond what other credit restoration companies do. In fact if we can't fix or restore your credit than no one else can
We specialize in providing the very best credit solutions programs that has ever existed, and we have created programs that go far and beyond what other credit restoration companies do or even offer.
Our Credit and Debt Solution Program goes beyond the credit repair services and we give you the most elite and professional service. Our goal is to help all our clients remove neagtive info from their credit reports, and increasing their credit scores. We settle debts at 20-40% amount owed saving clients thousands of dollars and interest rates
We are much more than a credit repair company, but we also provide funding for business and real estate. We created a one of a kind funding program that is not available anywhere in the country, and we are the only credit repair company that offers no credit check 100% financing loans. No lender offers a 100% financing real estate loans especially in commercial properties. After the 2008 real estate crash all stated and 100% financing loans were either eliminated or banned. But, we brought it back to help people who could not get funded especially those with credit issues and low credit scores. We believe that a person who can afford the loan payments should never be penalized or denied because of his or her credit report or low credit scores. Our no credit check loans solves those issues and gets people funded. If you have been turned down because of credit issues or low credit scores than calls
Why Us? Simply because we offer much more than any other credit repair company in the industry. In fact, our services are unbeatable and we go far and beyond for our clients to solve their credit and funding issues.
If you want complete restoration of your credit report, settlement of your debts and increase your credit scores then we are the company for you .
We offer tons of services in the Credit Solution Programs that you will never find anywhere with any other credit repair company. Majority of companies will remove negative info from your credit report. However, that does more harm than good. If all of your negative accounts were deleted or removed you would have to restart and rebuild your credit report from scratch. We only remove negative info on closed accounts and reverse negative info to paid as agree on open accounts through debt settlements. Reversing a negative account to paid or paid as agree will increase your credit scores as oppose to making your scores NA or unavailable.
The fact is that your credit is the most important factor of your financial life. It is the foundation of your finances and you MUST have a strong credit if you want to be financially stable or secure.
We are the ones you call when you have credit problems or can't get funded. If you can pay the loan you are 100% APPROVED.
We are one the the very few credit repair company's that offers a wriiten Money Back
Our company is on a life mission to help every person on the face of this earth change their financial lives for the better. We are dedicated and committed to ending paycheck to paycheck way of life, financial hardships and financial struggles. We are helping people reach financial security no matter where they are now
Our mission is to reach billions of people around the world and change their financial lives while helping them become financially stable, financially secured and even millionaires.
We are here to serve every people from all walks of life regardless of their current financial situation to better their lives and change their financial situations forever.
Our vision is for everyone around the world to be financially stable.
In addition, to helping people with their credit and funding problems, we also donate large sums of money to charities such as ASPCA, St Jude's Children Hospital and other cancer research organizations to bring an end to cancer and find a cure
CALL US TODAY AND START YOUR ROAD TO SOLVING ALL YOUR PERSONAL AND BUSINESS CREDIT AND FUNDING ISSUES
I believe that there are two side to every story, and not just one side. We are upfront about the negative info, but we also want our side of the negative info known, and you can then decide whether to do business with us or not.
We have been in business for nearly 15 years and we have had our share of negative info posted online by applicants that we have turned down or could not fund because they did not qualify or their properties were not equal or greater than the loan amount or they just could not afford the loan payments. Our loan programs are also not well welcomed by others lenders who we obviously have taken business away from, but we are here to serve people and solve their credit and funding issues. We are fully committed to our clients and anyone who needs credit and funding solutions.
I have been in business all my life, and I have learned that being an active business owner also means getting negative posting especially with the power of the internet. We do not shy away and we know that people have the right to make remarks online. I have learned that we cannot help everyone,. We cannot prevent someone from writing negative info online whether it be true or false. People have the right to say whatever they want but it does not have to be true. Anyone can write anything about a company or person whether it is true or not. Getting negative posting and complains are part of doing business and dealing with the public. Businesses that do not have negative posting online or complains by customers’ means that they are not active and really serving people.
Real scammers do business only online and they hide behind an email address, and they will never meet a client in person. Clients can always contact us and we contact them back on the phone and email, and they can meet us in person as well. We have constant contacts with our clients, and we keep them up to date by staying in touch and in communication with them. We do not disappear, change our email or phone number as scammers do. We have a physical business address in NYC , Los Angeles, New Jersey and Miami, FL with other offices throughout the United States coming soon where clients can meet us in person.
We have included this part to explain our side so anyone reading this website knows that we are upfront, and we have nothing to hide. We expect people to search us online such as Google, and you would not be wise if you did not. You have to be careful nowadays who you give your financial information too especially that identity theft is the #1 crime mostly investigated by the FBI. All of our clients who enroll into our No Credit Check Loans gets automatically FREE 12 months of Legal Shield Identity Theft Protection because we protect our clients social security and financial info. Other lenders never do this for their clients but we do. Your financial information is extremely important to us, and we safeguard it so you can sleep at night knowing your social security and financial inf is safe. we do not keep applications and documents store in emails. Once the loans are submitted and documents everything is printed and deleted from the email.
We offer a full money back guarantee on our credit solution program. We are confident you will see results on your credit report within 90 days or we will refunf your money that simple.
We protect our clients money. Those we cannot fund or don't fund will refund your money. We are here to help people not take their money and not do the service
I am honest and upfront there is a total of 13 negative reports and complains online but we have zero complains filed with law enforcement or the better business bureau. If we were scammers, and we were just taking peoples money we would have been shut down by law enforcement, the FBI and Better Business Bureau long ago. Yet, we have no complains with the Better Business Bureau. From the 13 negative posting only 3 were from clients who were unhappy that we could not fund their real estate loans. We addressed the situation and refunded the Commitment Fees. The clients agreed to delete the negative info but they never did. The other 10 negative posting were from two individuals, and we currently have legal actions against both individuals. These two individuals wanted to make it appear as it was several people were posting negative info when in fact it was only two.
Lending is not a perfect art and delays and postponements are part of the lending industry even with large banks. I have been in lending for 32 years and I have seen how banks and hard money lenders postpone funding. We honor our word and we fund on the dates on the promissory notes. Things happen in life but we strive to get you funded on tim
I take full responsibility because I am the the CEO and 100% owner of this company. We are here to help people and change financial lives not just in the USA but worldwide.
You cannot believe everything you read especially when you only know one side of the story. You now know both side of the story, and you can draw your own conclusions make your own judgment
RAY AZCUI - CEO/OWNER
We fund with no credit check and no credit scores required. By doing these kinds of loans it opens us to great risks. It also opens us and puts our funds in risks of the possibilities of a default. In order to protect ourselves from defaults and people running off with the money we had to establish a way to protect the funds because even one default is unacceptable.
When you take out a mortgage it is required that the applicant pays a mortgage insurance in the event person does not pay off the mortgage loan. Our loans have the same protection where we require the funds to be protected. In the event of a default the insurance fee is invested into our Wealth Building Program that will give us back the funds in 12-24 months
When we started doing funding we we did not have an insurance fee or any front fees. However, we had to applicants who failed to sign, notarized and email us back the promissory note which is required prior to doing the funding. When an applicant fails to sign, notarize, scan and email the promissory note it prevents someone else who is serious from getting funded. In order to eliminate and weed out applicants that were not really serious or that are tire kickers we implemented the commitment fee. However, the commitment fee became the Loan Insurance Fee which is 100% refundable. The insurance fee gives us the chance to serve those applicants who are 100% serious about getting funded and were not tire kickers or people who wanted to just waste time. We eliminate those applicants from the start who are not serious nor truly committed to getting funded. We don't have the time or staff to entertain people who are not serious. We are able to concentrate and serve those who are serious about getting funded. If you walk into a bank to get a a business or real estate loan they will charge you a non-refundable application fee of usually $500. If the bank denies your loan you lose the application fee, and you are out money
Our Insurance Fee is 100% refundable and credit towards your first loan payment. It is then refunded when we receive your last payment and pay off the loan in full. Therefore, you actually get double your money. If you fail to notarize, scan and email the promissory note than you forfeit the insurance fee, and if you are not funded your insurance fee is refunded. We have to pay our loan processors and underwriter regardless whether the applicant notarizes the promissory note or not. We lose money when someone fails to email us back the promissory note and the commitment fee covers those loses.
HOW DOES THE PROCESS WORK
We email you the application that you have to fully complete, scan and email bac to us. You then scan and email the required documents and color copy of your driver's license or state identification and you pay the Insurance .When we receive your application, color copy of identification, required documents and the insurance fee your loan is assigned to a loan processor who will process the loan and documents. About a week prior to the funding you will receive a Promissory Note that MUST be signed, scan and emailed to us. The promissory note will have the earliest and latest date you will be funded by bank wire ONLY.
Business loans are transferred to your business account and real estate loans are transferred to the escrow or title company, and they will schedule the closing upon funds in their escrow account.
The borrower pays the insurance fee for a business or real estate loan of $500 for loans up to $999,999 and $1,000 per million dollars.
WHAT IF I AM NOT FUNDED?
If you are not funded or you cancel the loan then the insurance fee is refunded 100%
WHAT HAPPENS IF SOMEONE DEFAULTS
ON THE LOAN
If an applicant defaults and fails to pay the loan as per the promissory note and/or mortgage note than we take legal actions against the borrower. We give 18 months for someone to pay us back the loan once they are in default. After the 18 months we will seek a judgment against the borrower. If a judgment is awarded we will then file the judgment with all 3 credit bureaus and we will verify such judgment every year with the credit bureaus. No credit specialist will ever be able to remove it.
We have never had to take such extreme actions but we do have it in place if someone intents of not paying the loan back as agreed.
The insuranc fee also ensures that we are dealing only with people who are serious and won't waste our time. Our experience has been if the person has no skin in the game then they have nothing to lose but if they have a fee invested into the loan they will make sure that the promissory note is signed, notarized and email back to us in a timely fashion. It eliminates people wasting time and we can focus on those we are serious
If you do not want to pay an insurance fee or front fee we have lenders that can fund your business and real estate loans. However, their loans are driven by credit scores
Credit Repair is basically disputing negative accounts on credit reports whether the information on the account is accurate or not. Credit Bureau under the Credit Reporting Act MUST investigate the account and verify if the information is accurate or not. If the info is determined to be inaccurate or has expired the 7 years on bad debts the information MUST be deleted from the credit report. Credit Bureaus by law have 30 days to investigate and verify the account disputed.
WHY SHOULD I HIRE A PROFESSIONAL WHEN I CAN DO IT MYSELF?
This is a question I get asked by potential clients all the time. If you were facing criminal charges and possible 10 or 20 years in prison would you defend yourself? No you would not! You would hire the best defense attorney that money can buy. If you had a life or death medical issue you would not treat yourself less operate on yourself. You would seek the best medical professional and surgeon. If you had tax issues with the IRS you would go to the best CPA or Tax Attorney. So why should it be any different for your credit. Your credit is the foundation of your financial life. Poor credit and low credit scores will always keep you in the poor house and paying 12 or 21% interest rates. I advise my clients from even attempting to do credit repair on their own. Yes, you can buy a book on credit repair but as many of my clients found out the hard way the letters on those books had no affect and were even rejected by the credit bureaus. Many got threatening letters from the bureaus warning them that credit repair or trying to fix your credit is illegal. It is not illegal and you have the right as a consumer to dispute inaccurate information on your credit report. However, what people don't know is that credit bureaus earn billions of dollars selling your negative information to hard money lenders, subprime lenders and credit cards specializing in poor credit. Credit bureaus want you to maintain negative info so they can profit. The credit reporting act gives you the right to dispute inaccurate information on your credit report.
The dispute letters are the weapons on removing negative info on your credit report. Letters on credit repair books will only get you into trouble and create havoc on your credit report. Our dispute letters removes negative info from your credit report. We have numerous methods to remove your negative info. Dispute letters is just one of many methods we use. End of the day the ultimate goal is to remove negative info and restore your credit report. .
Debt settlement is the arrangement of settling your debts at a fraction of the cost. Yes, you can settle your debts with creditors, but I guarantee you that they won't keep their word. Most people call up the creditor and ask for a pay off or a settlement. The problem is that 99.9% of the time creditors won't keep their word.
How do we get them to agree? We do not call the creditor instead we use one of our powerful debt settlement letters that gets their attention and locks them into the arrangement. When you settle over the phone creditors will tell you whatever you want to hear so you can send them their money. We do the arrangements under your name as you were settling the account, and we do via mail. The arrangement is always that you will pay a certain percentage between 20 to 40% of the amount owed and creditor agrees in writing that they will remove all negative info or listing on accounts from credit report upon receipt of the payment. Creditor agrees to remove the negative info within 45 days of payment receipt. Creditors prefer to collect 20 or 40% of the amount owed instead of nothing at all. Debt settlement has to be arranged in writing because it legal bonds the creditor to remove the negative info.
WHY SHOULD I SETTLE A DEBT WHEN IT IS NO LONGER ON MY CREDIT REPORT?
Removing a negative account from your credit report does not mean that you are not liable for the debt. The debt might not be on your credit report but it is still owed and must be paid or settle. Accounts that have been charge off on your credit report eventually turn into a judgment if left unpaid or not settle. A judgement is a court order that you must pay the debt and creditor have the right to garnish your pay and bank accounts. Your tax return monies will go towards paying off the judgement, and your credit scores will take a major drop of 100 to 150 points. So if your scores were 750 and you lost 150 points on a judgment your credit will drip into 600 FICO scores. You won't get funded unless you go to hard money lenders and pay them 14 to 18% interest rates.
We settle your debts for you at 20-40% of the amount owed on the debt. You owed $10,000 and we settle for 40% means you now owe $6,000 and we saved you $4,000. Accounts whether open or closed MUST be settle and paid off.
Our Credit Solution Program is our basic credit repair program. We dispute and remove negative info on your credit report. However, there is no debt settlement in this program
Unlike basic credit repair programs offer by companies ours is much different. However, the Basic Credit Repair Program does not have the debt settlement, and we do not settle your debts nor provide a Debt Settlement Loan
The Basic Credit Repair Program is removing negative info from your credit report. To truly enhance your credit you need to settle your debts and pay it off. We offer this program ONLY to outside the USA
We service Following 6 Countries:
· New Zealand
· United Kingdom
· South Africa
WHAT MAKES OUR BASIC
CREDIT REPAIR DIFFERENT?
Basic Credit Repair offers:
· Removing All Negative info from credit report (No Debt Settlement)
· Credit Management and Credit Coaching with unlimited emails for 12 months
· Credit Protection for 12 months from date we restored credit. We remove additional negative info at no additional cost
· Legal Shield Identity Theft Protection
We have been helping individuals, business owners, real estate investors and people from all walks of life restore and improve their credit and increased their credit scores while settling their debts at a fraction of what they owe
We are one of the few credit repair company's that can delete negative info from Chex System which prevents people from opening bank accounts.
If We Can't Fix Your Credit No One Else Can
The first step to restoring your credit is to analysis and diagnose your credit report. Just like when you go to a doctor he/she runs test to diagnose what the medical issue is and the same goes for your credit report. You enroll into a credit monitor that we provide you with. You then setup an account, and you email us the username and password. We analysis the credit report, and we email you a diagnosis report. The credit report will give you the three credit reporting bureaus reports and scores. The scores are not accurate and usually off by about 20 to 30 points. The only way to get an accurate score is through a hard inquiry through a mortgage company or auto sales, and we recommend you avoid this as it will be reported on your credit report as a hard inquiry.
You then send us the username and password so that we can access the credit reports from all three credit reporting bureaus. We do a full diagnose of the credit issues and email you the results. We tell you how many negative info you have, how many closed and open accounts and how serious the negative info are. Serious negatives info are bankruptcy, judgments, repossessions, tax liens, foreclosures, short sales and child support. Serious negative info dramatically drops your credit scores by about 100 points or more. We tell you what your credit scores are and what your middle score is which is the one used by creditors and lenders.
You can then decide whether you want to proceed with restoring your credit. You complete an application and submit the fee. We have a payment plan to make payments affordable. However, you MUST make the monthly payments as scheduled. If you fail to then service is stopped until payment is received. The only one you hurt with failing to pay is yourself. We ask that you be 100% committed to restoring your credit report as we are 100% committed to you.
The next step is disputing all of your negative closed accounts and removing them from the credit report. We can only dispute 3 to 5 at one time. Anything higher will be red flagged by the credit reporting bureaus, and we do not want them to red flag the restoration process. Two dispute letters are send per account to all three credit bureaus one via regular mail and the other via certified mail. We mail you the letters, in the envelops addressed and sealed, and you have to take it to the post office and mail it out yourself. It has to appear as you are sending it and doing the letters yourself otherwise it will automatically be trashed. Credit repair companies who claim they work with credit bureaus are lying. Credit Reporting Bureaus will never work with credit repair company because it is not in their best interest too. Credit Reporting Bureaus make their profits from selling your negative info to credit card companies and lenders such as hard money lenders and subprime mortgage companies. Transunion made $10 Billion Dollars last year from selling negative info which is 100% legal. You MUST send the Certified Green Card because when this card is returned to you it will have a date stamped which is when the clock towards 30 days begins. Under the Credit Reporting Act Credit Reporting Bureaus have 30 days to investigate and verify if the account being disputed is accurate or not. You will receive a letter from all 3 Credit Reporting Bureaus telling you whether the account was verified or deleted from your credit report. If it is verified we send a second round of letters asking for the name, title and telephone number of the person who verified the account. 99.9% of the time Credit Reporting Bureaus cannot produce the verification because they do what is called a third party verification which is a violation of the Credit Reporting Act. If the Credit Reporting Bureaus cannot produce this information the account must be deleted from your credit report. If they fail to a third letter is mailed to the FTC who regulates the Credit Reporting Bureaus and fines them for violations of the Credit Reporting Act.
What is the Credit Reporting Act?
It is a federal law established by congress to prevent the Credit Reporting Bureaus from keeping inaccurate and false information on your credit report. It prevents them from keeping negative info pass the seven years and 10 years for bankruptcy. It protects consumers against Credit Reporting Bureaus from reporting inaccurate information.
Once we have removed negative info on your closed accounts we begin to do debt settlements on your open accounts with negative info. The goal is to settle the debt at 20-40% of amount owed. It is with the agreement that once it is paid creditor will then report it within 30 days of receiving payment as "Paid" or "Paid as Agree" and removing any and all negative info. A paid collection is as bad as a collection and the negative info has to be deleted and replaced with a positive listing. This preserves the account and the creditline and it automatically increases your credit scores. Creditors prefer to settle at 20 or 40% of amount owed than get nothing at all. When they are threatened with bankruptcy they settle because they know the debt is wiped out and they get nothing. Please note that closed accounts even though removed from credit reports MUST be settled as well otherwise a judgment will be filed in court against you. Judgment will have your pay and bank accounts garnished. Removing negative info does not relief you of your obligations to pay the debt owed.
We do not recommend bankruptcy unless it is the only way to save your house and should be your very last resort and you last option available. bankruptcies actually does more harm than good and remains on your credit report for up to 10 years. We remove bankruptcies but it has to be 2 years of discharge date before we can dispute it.
Debt consolidation is financial suicide, and you must avoid it at all cost. If you file debt consolidation you cannot buy a new car or a house for 5 years. You cannot get a loan, or credit cards. The debt consolidation is recorded on your credit report, and you are blackball by lenders and credit card companies. It is viewed as extremely negative. Creditors see it as you are unable and cannot manage your own debts, and you a need third party to help you. We do debt consolidation different, and we do not report it to the credit bureaus. You get a Debt Settlement Personal Loan to payoff all the creditors, and you then pay us one large payment @ 6% interest. Debt Consolidation is basically consolidating your debts into one payment but it has havoc on your credit report and you become untouchable by lenders and credit card companies. If you are considering debt consolidation then you should just file a bankruptcy which does less damage. You can recover from a bankruptcy after two years where your financial life is on hold for five years with debt consolidation.
How Long Will It Take To Restore My Credit
and Increase My Scores?
It various from credit report to credit report. It depends how many negative info you have, how serious they are and how many accounts we have to settle. The average time is about 3 to 6 months but it can take up to 1 year and even 2 years to fully restore your credit report. We cannot remove all of your negative accounts. If we were to remove 100% than your credit scores even if they were 400's would become NA or not available. You would have to start over and rebuild the whole credit report. We delete closed accounts which are useless and reverse open accounts reserving creditlines. Credit scores are mainly determined by your debts and creditlines. If your debts are higher than your creditlines than your scores will be drop. If the creditline is higher than your scores will increase and maintain high scores. The end result is to delete all negative accounts on closed accounts and reverse open accounts to paid and increase your credit scores. Credit repair is a process and it does not happen overnight nor can it be done in 7 or 15 days as advertised by some credit repair companies. Credit Reporting Account says 30 days and credit bureaus use every single day. They will not respond in less than 30 days which is what the law requires. There is no magic formula either and it has to be done the old fashion way which is via letters mailed to the bureaus. If it is dispute online and the bureaus verify it you cannot dispute it again. Stay away from doing dispute online. Also while we are restoring your credit report there cannot be any credit activity whatsoever. You cannot apply for credit cards, bank loans, or lines of credit otherwise it will undo what we are trying to do and achieve.
We do not do just credit repair because is it a total waste of money and time. All debts whether open or closed must be settled. Our Credit and Debt Solution Program consists of the following services
· (1) Credit Repair:
Removing and/or Reversing negative information on all your closed accounts. We remove both non-serious late payments, collections, charge offs and serious negative accounts such as bankruptcy, judgements, state and federal tax liens, repossessions, foreclosures, short sales
· (2) Debt Settlement:
We settle your debts at 20-40% amount owed with the agreement creditor will report it to Credit Reporting Bureaus as paid or paid as agreed.
· (3) Credit Management 12 months FREE:
We help you manage your credit properly. We show you how to use your credit to build wealth and become financially secured. Credit used properly can make you financially secured misuse it and become financial death. We show you how to avoid the pitfalls of getting additional negative info on your credit report.
(4) Assist with Collection Companie
We show you how to deal and handle collection companies. What to say and tell them to stop the harassing calls
(5) Credit Coaching
Credit coaching is a one one session. It is done via zoom, and we teach you the ins and outs of credit and how to manage your credit properly. If you have questions calls us or email us and we will reply and answer your questions
·(6) Credit Protection:
If you fall into the pitfall we have a way to get you out and that is through our credit protection which protects you against negative info up to 24 months from date we completed restoring your credit report. If you got negative info as 85% of our clients do then we remove it or settle the debt for FREE at no additional cost. In most cases when someone got additional negative account after we completed the restoration they pay us another fee. We created the Credit Protection which guards you against getting additional negative info
We are committed to clients up to 24 months We offer much more than any other company does and you won't find a credit repair company that offers what we do not even close. Our mission is not to just restore your credit report but help you become financially secured and create streams of income that will generate you profits of minimum of $5,000 a month and $60,000 a year. How much is what we offer worth to you. We understand that some people cannot offer our prices but we offer a solution to those which may not be able to pay the cost.
(7) Business Oppportunities/Investments
We show you business opportunities and investments where you can earn $2,500 - $5,000 or $10,000 a month. Business opportunities and investments will help you pay off your settle debts and help you create monthly income income and create financial security as well
ONE AUTHORIZE USER TRADELINE OF $15,000 - $25,000
Upon completion of restoring your credit report we will add one authorize user tradeline of $15,000 - $25,000 to increase your credit scores. Please note the Authorize User Tradelines are only for 90 days then it is closed. If you are looking to purchase a house or an auto you have a window of 90 days to do so.
Comes with one authorize user and a Credit Card Primary Tradeline of $25,000
Comes with an Authorize User of $15,000-$25,000 and 3 Primary Tradelines
(1) Credit Card of $25,000
(2) Auto Loan of $75,000
(3) Mortgage Loan of $200,000
Program 2 and Program 3 is for people who have low credit scores of 500 or lower and are extremely serious about having a 700+ to 800 credit scores
WHY IT IS A MUST YOU ENROLL INTO OUR
CREDIT AND DEBT SOLUTION PROGRAM
No matter what your credit situation might be this is absolutely a MUST for you if you are serious about restoring your credit, settling your debts and increasing your credit scores. we are the only company in the credit restoration service that is committed to helping you restore your credit and becoming financially secured.
We are the only credit repair company that offers debt settlement, authorize user tradeline and Primary Tradelines. Other credit repair companies only do credit restoration and offer debt settlement and tradelines as addional services but we don't
Primaries and authorize user tradelines are added upon completion of credit restoration. Authorize Users takes 30 days to post and remain for 90 days, while primaries takes 45-60 days to post with all 3 credit bureaus but remains for the life of your credit report
90 DAYS MONEY BACK GUARANTEE
Our Credit Repair Service is backed with a Money Back Guarantee! If you or your client does not see results in 90 days we will refund your Money. Credit Repair Companies do not offer Money Back but we are so confident that we can restore your credit that we guarantee our service
Sale one of the 3 programs you earn 20% commission then you can use the commissions to payoff debt settlements without incurring financial debts and become debt free
CALL OR MESSAGE US ASK FOR THE CREDIT AND DEBT SOLUTIONS PROGRAM
Credit Solutions and Financial Freedom Program was created and designed to help people from ALL walks of life END All their Financial Struggles, Financial Hardships, Paycheck to Paycheck why of living and becoming financially secured or even millionaires. It is for people who are sick and tired of living with bad credit, low credit scores, high debts and high interest.
You are ONLY required to make an initial investment into your credit and the balance is deducted from the Business/Personal Loan!
You MUST be willing to make an inital investment. Like in anything there are expenses and cost. There are initial expenses in mailing and our time and work. But it will be the BEST Investment you ever made
WHAT THIS PROGRAM WILL
DO FOR YOU FINANCIALLY!!
This program will take you from a life of struggling financially, living paycheck to paycheck, financial hardships and poverty to starting an online/offline business, investing in investment programs that will be producing and generating you an income of $1,000 - $2,500 - $5,000 or even $10,000 monthly. Earn five, six and even seven figure income per year. This program will create financial security for you and your family, and you will be saying goodbye to All your money, credit and debt issues once and forever as you start living a life financially secured
It will solve ALL your financial problems, restore your credit and settle your debts at a fraction of what you owe saving you thousands of dollars in high interest rates while increasing your credit scores.
It is NOT an overnight financial miracle but after you go through the Credit and Financial Solutions Program from A to Z you will be in a much better fianacial status, and even financially secured.
You MUST be 100% fully committed and devoted to this program and your financial ife otherwise you are just wasting your time, money and our time too. You MUST be coachable and you MUST follow our instructions to the letter. You MUST be committed for 12 to 18 months as we are committed to helping you solve all your money, credit and debt problems and end your financial struggles and hardships. We will coach you and show you how to manage your credit and debts and maintain a high credit score while avoiding the pitfalls of additional negative info.
It does not matter whatsoever what is on your credit report or how hopeless it may look. It does not matter how low your credit scores are or how high is your debt. When we are finished your credit will be restored, your credit scores will be 700's or higher and you will be DEBT FREE
However, to achieve those goals you MUST be committed and dedicated. No mather where you are financially we will help you become Financially Secured and Help you stay there for life because you become a client for life. You will also get a FREE Copy of the upcoming new book
You get our 20 years experience in the credit and debt solutions industry. We will coach you every step of the way and you will have access to us 24/7/365 days via email or phone call
The question is can you afford to continue to live with BAD CREDIT, High Debts, High Interest and continue living paycheck to paycheck, struggling financially every year or you can say "No More" Enroll into the Credit Solutions and Financial Freedom Program and say goodbye to bad credit, high debts, low credit scores and financial struggles and ALL your financial hardships.
Can you afford to keep paying high interest rates? Let us help you cut your debts and payments 50% saving you thousands of dollars!
CREDIT SOLUTIONS AND FINANCIAL FREEDOM PROGRAM YOU GET:
NO ONE BUT US OFFERS THE OPPORTUNITY TO BECOME FINANCIALLY SECURED OR EVEN A MILLIONAIRE
TO GET STARTED CALL/TEXT RAY @ (646) 200-2846 OR EMAIL US AT AMERICANCREDITDEBTSOLUTIONS@GMAIL.COM
CALL OR TEXT ANY TIME 24 HOURS
REQUEST THE CREDIT SOLUTIONS AND FINANCIAL FREEDOM PROGRAM AND START YOUR ROAD TO FINANCIAL SECURITY
THERE ARE ONLY TWO ROADS TO TAKE THE ROAD OF FINANCIAL SECURITY OR THE ROAD FINANCIAL STRUUGLES AND HARDSHIP WHICH ONE WILL YOU CHOOSE
IF THE ROAD TO FINANCIAL FREEDOM AND SECURITY IS WHAT YOU WANT THEN CALL/TEXT ME AND GET STARTED
THIS PROGRAM IS FOR PEOPLE SERIOUS ABOUT NOT JUST RESTORING THEIR CREDIT BUT ALSO BECOMING FINANCIALLY SECURED
CALL/MESSAGE US FOR THE INFO AND BUSINESS OPPORTUNITY EARN BIG COMMISSIONS
If you have low credit scores and you need to boost your credit scores 50 to 300 points then we have the solution.
We can increase your credit scores 50 to 350 points in 60 days with authorize users and primary trade lines.
AUTHORIZE USERS TRADELINES
Authorized Users Tradelines are what is also called piggy back because you piggy back from someone's perfect credit report. We have investors with excellent credit and 750 and 800 credit scores. Their credit cards have high credit lines seasoned for 3 years and more years. We add you to their credit card account and in 30 to 45 days your credit report will have posted the credit card with the high credit line and years increasing your credit scores. You will not receive the credit card nor do you have access to the credit line and it is only to show on your credit report and boost your credit scores. However, the credit lines will only remain on your credit report for 60-90 days and then it will show as "Closed" Authorize Users are only good if you need to boost your credit scores FAST to get approved for a mortgage loan or an auto loan. The credit line and the years of the credit card will remain on your credit report, and it will help you to maintain a high credit score
A Primary Tradeline is an account that shows on your credit report as your own credit card account. It's important to have a good mix of accounts on your credit report, including primary tradelines and authorized user tradelines. Primary Tradelines will remain on your credit report for the life of your credit report. These are real credit card accounts and in your name, but you do not have access to the credit lines and it is only to show on your credit report. Most people think that that they will have access to the lines of credit but this is only to improve your credit by reducing debt to credit ratio and increasing the scores. The purpose of using Primary and Authorize Users is to increase your scores by 50 to 350 points. The higher the credit lines that more it will absorb debt and lower the credit to debt ratio. When your debt to credit ratio is above 50% your credit scores will drop. Adding combo of Authorize Users and Primaries will reduce the debt ratio and increase your credit scores.
We do not post low credit lines of $100 or $500 because it won't reduce the debt ratio or increase your credit scores. Our primary tradelines lines starts at $25,000 to $55,000. In addition we have auto loans $35,000 to $75,000 paid off, mortgage loans from $200,000 to $265,000.Primary Tradelines will increase your credit regardless whether your scores are 600 to 400 and get you to 700 or higher
Our Primary Tradelines Consist of:
· Credit Cards
· Installment Loans
· Auto Loans
If you have low scores than you need high lines of credit of $10,000 but the minimum that we post is a combo $60,000 lines of credit. If you are seeking a business loan lenders want to see that you have large lines of credit of $10,000 and higher.
Posting $10,000 or $50,000 in credit lines will dramatically increase your credit scores into 700+. We will need to determine total credit lines and and total debt owed. If your debt is above 50% than we need to post large sums of credit lines to reduce the debt ratio below 50% and increase your credit scores. However, keep in mind that each credit bureau has a different reporting cycle and reports it on different dates. It 60 days to post the tradelines. We only post tradelines that are reported by all 3 credit bureaus. Some tradelines are reported by 1 or 2 credit bureaus, but we post on all three.
We are a direct source to the tradelines and we do not resell tradelines of other companies. Our experience has been that many of those tradelines do not post and it is just a waste of your time and money. Our goal is for you to increase your credit scores in the shortest time possible without wasting your time nor ours.
Never-ever think it is impossible or that your credit report is beyond hopeless because we specialize in bring credit reports back from the dead and resurrecting it. Even if your credit was in the 300"s we can get it back to an excellent rating and in the 700 and higher. It takes time and work and you must be committed if you want to have an excellent credit scores
The middle score or second highest is the credit score that MUST be above the 680 for mortgages and most business loans. Lenders and credit card companies look at the middle score to determine whether you are approved or denied. It is important that your middle credit score is at 70+ and we can help you achieve the high credit scores.
Business Primary Tradelines
We post Business Tradelines Packages on corporations, Inc, LLC and Sole Proprietors credit reportsIf you are a business owner and you need business tradelines than we have the answerOur business tradelines will increase your paydex which is the same as your credit scores. Tradeline packages are from $90,000 to $1,125,000We also offer Dunn and Bradstreet line package
CALL US TODAY AND REQUEST THE PERSONAL AND BUSINESS PRIMARY TRADELINES AND AU INFO
SALE OUR PERSONAL AND BUSINESS PRIMARY TRADELINES AND EARN COMMISSIONS
We provide one on one credit coaching. Everyone needs a coach, and we give you expert advice to help you properly use your credit.You get coaching by an experience credit specialist and professional.
We have 15 years of experience, and we have helped thousands with their credit reports. Now, we offer Credit Coaching to guide you and direct you in the right path.
Our Credit Coaching Sessions are 30 minutes, 60 minutes, and 90 minutes depending on your need. It is a one on one. Call for details on our prices and set up an appointment for
WHAT IS THE CHEXSYSTEMS
When a bank closes your bank account it is reported to ChexSystems. ChexSystems is a reporting agency like the 3 credit bureaus, but they only track a person's checking and savings account activities.
A ChexSystems record doesn’t affect your credit score and doesn’t factor in to banks’ decisions to extend credit, but it can impact your ability to open a bank account or write checks.
Once a bank account whether checking or savings the bank reports it to the ChexSystems, and you remain in the system for 5 year
To find out if you are in the ChexSystems you can call Call at 800-428-9623 and request your report.
You do not have to wait the 5 years as the negative info can also be disputed and deleted. Once the info is deleted you can than open a new bank account. Not every bank runs a ChexSystemsreport but about 80% do. Ask a bank if the do a ChexSystems before applying for checking or savings account.
ChexSystems affects both personal and business accounts and if you are on their database most likely you will be disapproved for a new account
We are one the few companies that removes ChexSystems inquires.
REMOVAL OF INQUIRES
Inquires have a major impact on credit reports. More than 3 inquires within 90 days will drop your credit score by 2 or 5 points. You might think it makes no difference but it actually does. If your credit score is 680 and you are applying for a mortgage loan which minimum credit is 680, and you drop 2 points you are now at 678. It means that you will be denied the mortgage loan so 1 or 2 points can be the difference between getting funded or denied.
WHAT IS AN INQUIRY
Every time you apply for credit card, mortgage loan, business loan or even mobile phone a credit check is done to determine whether you qualify or not. These are hard inquires that will show up in your credit report and if you have more than 3 in 90 days your credit scores will be affected.
Removing those inquires will increase your credit scores. Next time you decide to get a new mobile phone, department store credit card or a visa or master card beware that the inquiry will show up in your credit report.
We can remove those inquires from your credit report.
We help you properly manage your credit and keep your credit scores high
We show you:
· Minimum amount you must make on credit card payment
· Minimum you should be using on credit cards
· Maximum that you should use in credit cards and maxing out your credit cards is viewed as negative
· Avoiding the pitfalls of getting negative info
· How to maintain a high credit score
It is done in consultations of 30 minutes that have to be scheduled 24 hours in advance. We teach you the A-Z of credit and how to protect yourself against the credit bureaus
WE HELP YOU STOP COLLECTORS FROM CALLING YOU
When you are heavy in debt and behind your payments or in collections you will likely get calls from collectors
Collectors will use any method to collect the debt even harass you at home and at work. We arm you with knowledge and we tell you how to STOP collectors dead on their tracks. Collection companies must abide by the Collection Act and they cannot harass you by calling all sorts of hours. People are not aware and eventually change their phone numbers or just do not pick up the phone. We tell you what to tell them and if they continue than we refer you to one of our network attorneys who will sue the collection companies. There are laws to protect consumers against collection companies harassment.
If you are been harass by collection companies call us and we can end the harassment
DEBT COUNSELING - DEBT CONSOLIDATION AND DEBT MANAGEMENT
This program is to help people that are in high debts and need debt consolidation and management
Our debt consolidation is unlike other consolidations offered because we do not report it to the credit bureaus. When you go to a debt or credit counselor they will do a debt consolidations which is one payment for all your debts. However, they report it to the credit bureaus and your financial life just went from bad to worst. What debt or credit counselors fail to tell people is that debt consolidation is reported to all three credit bureaus. When the debt consolidation is posted on the credit report not a lender or credit card company will offer you their services. Lenders and credit card companies view debt consolidation as negative. It tells them that you are not a responsible person and you need a third party to help you with your debts.
We consolidate all your debts into one payment with our debt settlement personal loan. You payoff your creditors and then pay us one payment at 6% interest saving you loads of interest and money.
If you have credit issues or low credit scores and cannot get business loans or lines of credit then we have the solution for ALL your funding issues
We fund all types of business from small, medium and large. We specialize in funding the hard to fund businesses such as restaurants, gasoline stations, trucking companies and others.
TYPE OF BUSINESSES WE FUND:
· Auto Repair and Auto Body Shops, Auto Parts Store
· · Dentist, Physicians, Veterinarians, Optometrists, Podiatrist, Psychiatrist Pediatrician and etc
· · Beauty and Nail Salons
· · Grocery Stores
· · Supermarkets
· · Retail Stores, Gift Shops
· · Gasoline Stations
· · Restaurants, Bars, Liquor Stores
· · Electronic and Computer Stores
· · Cleaning Services
· · Hotels, Motels
· · Furniture Stores
· · Trucking Companies
· · Jewelry Stores and more
USE FUNDS FOR ANY BUSINESS PURPOSE:
· · Working Capital
· Expand your business
· Purchase a business location or expand locations
· Payoff taxes, business expenses, or payroll
· Any business purposes
We fund business loans from $20,000 to $500,000 or up to 75% of your tax return. Loans under $100,000 are 10% interest and 10 points and $100,000 up is 6% and 6 points with terms of 3 years amortized for 30 years term and no prepaid penalties after 12 months of payments.
Business loans are funded in 2 to 4 weeks depending on the loan amount and when all required documents are received and process
We fund business loans nationwide,
Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.
Our business start up loans are for businesses that are from 1 day to less than 2 years in operation. We fund up to $50,000 in 2 weeks at 10% interest and 10 points added to the loan for up to 5 years/60 months
It does not matter whether it is an online or offline business long as it is registered with the county or incorporated.
The Stated Business Loan is a No Doc Loan. It is for businesses that cannot provide documents such as tax returns or bank statements. These are for business that are CASH BUSINESSES These are businesses that report loses and do not show profits or monthly revenues. We fund these businesses up to $50,000 and business must be in business for a minimum of 24 months or 2 years. We fund from $20,000 to $50,000 max for a term of 5 years/60 months @ 10% interest rate and 10 points added to loan and funded in 2 weeks
If you have a business for least 2 years and you cannot get funded anywhere because you cannot show documents or bank statements but you can pay the loan with no financial hardships than we can FUND you 100%
We fund purchases of new business, existing business or franchise from $20,000 to $50 Million with 100% financing and no down payments required.
If you are looking to sale your existing business or franchise we can help you get your buyer funded with no credit check, and no credit score required
We fund residential investment and commercial real estate properties with no credit check - no credit scores and 100% financing as business loans. The loan is based on the real estate property and not your credit or credit scores.
No down payments or closing cost on our side. You will have expenses such as attorney fee, title search, property inspection and other fees. Closing cost cannot be incorporated into the loan, and you are responsible for the cost. All commercial properties require an Environmental Inspection and must be clear of environmental issues no exceptions whatsoever.
Real Estate Loans MUST be under a corporation such a LLC, Inc and/ Corp. Our real estate loans are actually business loans secured by the real estate property. The property cannot be upside down and the FMV (Fair Market Value) MUST be of equal or greater than the loan amount. We do not require an appraisal but we do a search of the property FVM. We find that appraisals are not just a waste of money but also not reliable. We use several different methods to determine the properties fair market value.
We require a Title Search of the property done by a license Title Company. The property title MUST be clear of any and all tax liens, mechanics liens, and lender's liens. No environmental issues. We MUST be first position on the loan no exceptions. Title Company will record lien of our funding upon funding and closing.
HOW IS THE FUNDING DONE
We bank wire the funds to the title company and the title company than schedules the closing with the buyer and seller. The funding date on the promissory note is not your closing date. It is the date that we transfer the funds to the title company. Confirmation of the funding is emailed to the following:
· Title Company
· Your attorney
· Real Estate Agent or Broker
· Copy to you
Our real estate loans are fixed rates for the life of the loan and the interest rates never increases. The rates never increases and remains the same at 6% interest.
Interest rate: 6% for the life of the loan
Term: 3 years amortized at 30 years
No Payments for 60 days from date loan transferred to title company
Upon receiving your loan application, identification and insurance fee the loan is assigned to a loan processor. The loan processor will collect all the required documents.
We require the following documents:
· Real Estate Purchase application
· Color copy of your driver's license or state id as proof of identity
· Copy of property sale contract
· Copies of last 3 bank statements
· Last business or personal tax return first page ONLY
· Copy of rent roll for commercial and multifamily units purchases
· Copies of corporation articles
· Copy of property insurance
· Insurance for flood, fire, hurricanes
· Title Search
Once we have the necessary documents you will receive a promissory note with a funding date. The promissory note MUST be signed, notarized, scanned and email to us within 3 business days. The mortgage note is emailed to the title company . Once funds are transferred title company will schedule your closing. You will sign the mortgage note at the office of the title company and title company will mail us the documents. Your first payment is on the 1st of each month 60 days after the funding is completed.
We do not transfer the funds to the borrower. The funds are transferred to the Title Company which then disperses the funds at closing to the seller's attorney or cuts a check for the seller.
WE FUND THE FOLLOWING PROPERTIES
· · Residential Investment 1-4 units
· Residential owner occupied as an investment and under a corporation such a LLC, Inc or Corp no individual names
· Multi-Family 5 units to no max
· Mixed Used Properties
· Office building and office condos
· Shopping Strip Mall and Shopping Malls
· Churches and religious housings
· Storage Facility and Warehouses
· Hotels and Motels
· Medical Centers
· Retail Stores and Restaurants
· Land for development ONLY
· Construction Loans
· Development Loans $1 Million minimum
· Fix and Flip Loans
· Short Sales and REO Purchases
We fund residential and commercial properties from $100,000 to $500 Million @ 6% interest and 6 points added to the loan. Term of 3 years with balloon payment at end of term amortized at 30 years to make payments affordable with no prepay penalties after 12 months of payments .
By law you have 5 business days to decline the funds and return it to company.
HOW MANY PROPERTIES CAN I GET
FUNDING FOR AT ONE TIME
There are NO LIMITS how many real estate investment loans you can have at one time. If you are an investor, and you want to purchase multiple investment properties than we can help you fund them. all Since our funding is based on the property it does not matter if you want to buy one or 20 properties. Long as the property can show income and pays the loan .
WHAT IF I AM A FIRST HOMEOWNER CAN
YOU FUND THE PROPERTY?
If you are looking to buy a property where it will be your primary residence we can fund it long as it is purchased under a corporation and not an individuals name.
REFINANCE AND CASH-OUT LOANS
We do not do refinances but we can do a Cash-Out where we fund you at a lower rate of 6% and pay off your existing lender. We would require a payoff from the lender. The funds would then be transfer directly to the lender, and we become your lender. You will have 60 days to make first payment
Mortgage Brokers, Loan officers, Loan Originators, Real Estate Agents/Brokers welcome and commissions protected. Can't get a borrower funded call us and we will fund them. You earn 2% commission on loan amount paid a week after funding
We fund nationwide
Are you an investor and/or a contractor who buys fix and flips? If yes then we can fund you deals with interest only for up to 12 months
As a fix and flip investor, I know just how important it is to have the necessary funds to do your deals .
Our Fix and Flip Loans is two loans in one. You get the purchase price and the funds to rehab the property. You make one payment instead of making two payments. No prepaid penalties on Fix and Flips. You get the funds, rehab the property and sale it. Once the property is sold you pay us off and move on to your next property
Funds are transferred to the Title Company who disperse the funds to the seller and borrower's company for rehab cost. Must have a licensed contractor with insurance, and we require copy of the contractor's license and insurance. Must comply with all city or town policies. All fix and flips and rehab jobs must have proper permits. Contractors can absolutely not take short cuts to save money as we will tolerate the safety of people put at risk to save a buck.
Fix and Flip loans are interest only for a term of 12 months with a balloon payment at end of term. There is no prepaid penalties on Fix and Flip Loans since most are completed in 90 days and resold usually in 6 months, but we give investors 12 months. Fix and Flip Loans are funded in 2 weeks of receiving all required documents, tile search report, contractors estimate of repair, before photos of property and after photos when renovations completed.
Rehab and Home Improvement loans are for property owners who want to do renovations in their properties or place of business. A contractors estimate of repairs is required and as the fix and flip must comply with all city and town policies and requirements.
Rehab and Improve Loans are from $10,000 up with no payments for 60 days from date of funding completed. Must provide before photos prior to starting the work and after photos when rehab and improvements completed.
Are you in Foreclosure and at risk of losing your home or investment property? If so we can help and we can help you stop the foreclosure process and save your property from the jaws of foreclosure.
We have over 20 years of experience in helping property owners escape the jaws of foreclosure and save their properties.
HOW DOES THE PROCESS WORK
We fund the arrears owed on the property. Paying off the arrears owed on the property will stop the foreclosure action dead on it's tracks.
We stop foreclosure actions on residential, investment and commercial properties nationwide. However you need to act FAST as time is of the essence when it comes to foreclosures. We have seen people lose their properties because they delayed and did not act on time. We can help you stop the foreclosure action without filing bankruptcy but you MUST act FAST.
CALL US TODAY AND SAVE YOUR PROPERTY DO NOT WAIT ANOTHER SECOND TIME IS OF THE ESSENCE IN STOPPING FORECLOSURES
You can turn your future sales into the financing you need right now to run your business. With a merchant cash advance. You can get cash up front, which you repay with a fixed daily or weekly payment.
A merchant cash advance is a quick, easy way for you to get financing without having to promise collateral or a personal guarantee. Your cash advance can be used for anything, including working capital, inventory purchases, debt payments and more.
6 months in business minimum with $100,000 in annual revenues
We totally understand that some people do not want to pay front fees for loans especially with all the loan scams online. Our goal is to never turn anyone away that needs funding. We have a network of hard money lenders for residential, commercial and fix and flip loans. These loans are high interest rates of 14 to 18% with short term of 1 to 3 years. The rate is determined by your credit and credit scores. Funding is usually in 2 weeks upon title search completed.
We work with mortgage brokers and residential and commercial lenders who offer lower rates for those with credit scores of 700 and higher and debt ratio of 50% max.
OUR LENDERS CAN FUND:
· · 1 & 2nd Positions
· Fixed Rates
· 1 to 3 years term
· Interest Only
· Fully Amortized
· Purchase - Refinance & Cash-outs
· Loans $100,000 to $30 Million
· Loan-to-Value (LTV) 65 to 70%
· Cross Collateralized Properties
· Residential, Commercial - Office, Retail
· Industrial, Special Purpose, Mixed Use
· Entitled Land and Construction
· Properties Nationwide selected markets
· Foreclosure - Short Sale - Bankruptcy
· No Credit Score Requirement
· Same Day Approvals
· Close as Soon as 3 Days
· Flexible Terms - Competitive Rate
· Stated Income Asset Loans
Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.
We have lenders who fund business loans with no front fees but loans are driven by your credit and credit scores.
We can arrange business funding from $20,000 to $400,000 or more
Our Lenders Fund
· · Business Loans 600+ Credit Scores 2 years in business min
· Payroll Financing
· Business Start ups up to $100,000
· Existing Business
· · Factory turns unpaid invoices into CASH
· Business Credit Lines $5,000 to $2 Million
We also Fund:
· · Oil and Gas
· Bio Medical
· Software Companies
No matter what kind of a business loan you need we can help you get funded. We offer different options to get you the funds you need for your new or existing business
This is a truly one of kind business opportunity that no one offers anywhere else but with us. It pays Account Executives and Associate Brokers their commission Daily or within 24 -48 hours.
If you are looking to get into financial services we highly recommend that you consider working with us as an Account Executive or Associate Broker because the sky's the limit as to how much you can earn with this opportunities. Best part is that you are not required to pay one cent to get started and there are no investments or memberships to pay. Every business opportunity requires an investment or membership but we don't. We only ask that you be 100% serious with a burning desire to make a truck load of money while helping people with credit and funding solutions.
HOW CAN I GET PAID DAILY?
When an Account Executive and/or Associate Broker sales the Credit Solution or CPN with Funding Program they earn their commissions either the same day the fee is paid and clears our bank account or the next business day. We pay commission via PayPal or Zelle directly to your account. There is no waiting a week or two for payroll week. It is simple you make a sell, we receive the fee and you get paid instantly.
We created this opportunity to help the Account Executive and Associate Broker earn their commissions in a fast lightly time. Salespeople are driven by money and when they get paid for the service they provided they are motivated to do more sales, and we generate more business so it is a win-win.
We are one of the few companies that does this kind of program if not the only one. I believe that people should get paid soon as they make the sale. Working in sales all my life I can tell you that the most frustrating thing in sales is waiting to get paid. We eliminated the problem, and our salespeople get paid the moment a sale is made and service paid. This helps salespeople not only financially but becomes highly motivated as well.
Whether you choose to be employed by the company as an Account Executive or as an Associate Broker you make your commission same day or the next business day and you go out and get more sales and help more people.
We recommend that you read both the Account Executive and Associate Broker then decide which one fits you best. As a business owner I know that not everyone is suited to work for someone. If you prefer to work for yourself than you can become an Associate Broker but if you are looking for a career change and you want to be part a large thing where the sky's the limit and you can earn salary and commissions once you are in management than Account Executive is for you. However, if you are just looking for some spare income while still keeping your job or career and helping others than the Referral Agent might be best for you. Either way this is an opportunity to make six figures while helping people solve their credit and funding issues and providing solutions
This opportunity is opened to anyone regardless whether you reside in the USA or outside states in another country. If you have a PayPal or Zelle account than you can get paid instantly
Account Executives are employed by the company as salespeople
We are currently hiring salespeople known as Account Executives with or without sales experience. We train those without experience all you are required is to have a desire for helping people, and we can teach you how to earn six figures a year doing so.
We are hiring Account Executives in the USA and Canada but we are expending to a Global Company by March 2nd 2020. Therefore, it does not matter whether you reside in the USA or outside the USA. Please see locations to see whether you reside in the country we are expending too.
!!!This is a COMMISSION ONLY Position!!!
You can start as an Account Executive earning commissions and rise to executive positions earning minimum of $156,000 a year. You can work anywhere in the country as we are opening offices in every state in the USA and 50 countries on March 10th . We offer full benefits after 90 days of employment
Company Benefits After 90 Days of Employment
· Medical coverage personal and family coverag
· Dental and Vision Care
· Life Insurance through State Farm Insurance of $50,000
· 401K for Retirement Plan
· Identity Theft Protection through Legal Shield
· Paid Vacation Time
· Paid Sick Days
ACCOUNT EXECUTIVES DUTIES AND
Account Executives are responsible for selling our credit and funding solutions programs. You will basically be selling credit and money. 85% of the population in the United States has credit issues that you can be solving. Every business owner and real estate investor needs money especially that banks are not funding, and you could be providing a necessary service to them.
You earn 20% commission of the total amount paid by the client who enroll into the Credit Repair and Debt Settlement Program, CPN with Funding Programs, and The Ultimate Credit Solution Program. You are paid the same day or next business day soon as the fee clears our bank account.
You earn 2% of the total amount of the Business or Real Estate Loan
You earn 20% on the amount of our commission paid by our lenders on loans not funded by our company. You also earn 20% commissions on the Insurance Loan
As an Account Executive your job is to simply go out every day and sale the Credit Repair and Debt Settlement Program, CPN with Funding, The Ultimate Credit Solutions and the No Credit Check Loans.
Account Executives earn commissions ONLY but there is no ceiling on how much you can earn and you can make where the sky's the limits. You make as much or as little as you want. If you are out selling the services every day for 8 hours then you will make BIG COMMISSIONS. But, if you are not prospecting, talking to people about the service than you will not make sales or money. Account Executives have 30 days to make a sale and proof themselves.
Account Executive are required to make a minimum of 5 sales of any of our Credit and Funding Programs. You earn base salary of $500 paid on the pay week via direct deposit if you meet the required weekly sales. If Account Executive sales 10 or more he/she earns a bonus of $1,000 plus base salary
Account Executives can be promoted to management and they receive salary and commissions. Once promoted to management such as Senior Account Executive he/she is 100% responsible for the sales activities and production of Account Executives and they must maintain their own weekly sales or be demoted.
This opportunity is much more than a job but a career where you will thrive and become successful and earn a potential of six figure income. We want people who can and believe in our mission and vision to help everyone from all walks of life become financially stable or secured while ending homelessness and poverty around the world.
This position is for those who are hungry to change lives while helping themselves to earning truck loads of cash daily, weekly and monthly year after year.
The possibilities of earning BIG COMMISSIONS and earning six figure income are endless. 85% of the population is suffering high debts and bad credit or errors on their credit report. Business owners, real estate investors, developers, contractors and every person is looking for money, and you can be their money source. If they can pay the loans without any financial hardship then we can fund them. You can be providing a very needed service helping countless of people solve their financial problems.
Our mission and vision is to help people from all walks of life from anywhere in the world solve their money and credit issues, and you can be helping them.
You can work from anywhere in the United States and Canada. Looking to move to another state? No problem we can transfer you to one of our office where ever you want to move to in the United States and Canada.
When Account Executives make a sale the application is then scan and emailed to us and the client instructed how to pay the fee. The Account Executives job is over and he/she goes on to make another sale and earn another commission. Account Executives are not responsible for managing the client. Our Loan Processors contact the client, collect all the required documents and manage the clients. Loan Processors answer the clients questions and keeps them informed on the process.
Your job is to do sales, and sale our services not manage clients.
To join our sales team call us today or send us an email
Associate Brokers are Independent Contractors and not employed by the company nor entitle to company's benefits.
Associate Brokers sale our Credit and Funding Programs and earn a commission paid the same day or next business day.
Associate Brokers are responsible for their own clients, and we do not contact them. Associate Brokers are assigned a Loan Processor who communicates with them and the Associate Broker relates the information to their clients. This keeps people from coming directly to us and attempting to bypass the Associate Broker and dealing with us directly. Clients who bypass Associate Brokers are advised to contact the person who sold them the service. This protects you and prevents us from having to deal with millions of people.
Associate Brokers MUST sign, scan and return the signed Associate Brokers Agreement and the 1099 required by the IRS. Associate Brokers are issued a w-2 at end of the year of all commissions earned and paid out to them by the company.
Associate Brokers can recruit other Associate Brokers and they earn 1% override of the Associate Broker he/she recruited into their team. There is no limit how many Associate Brokers you can recruit but you only earn 1% override on those you recruit yourself. If your Associate Broker recruits someone you are not entitled to a commission or override.
Associate Brokers have no sale requirements to meet or maintain only Account Executives do. The more sales you make the more money you earn. Your commissions are FINAL whether we service the clients or provide a refund does not affect your commission.
Associate Brokers and Account Executives are prohibited from collecting money from clients and subject to an arrest and jail time. All fees are paid directly to company via bank wire, Zelle, PayPal (Friends/Family) and Cash App or credit cards and debit cards.
Associate Brokers and Account Executives MUST provide clients our "Ways to Pay Fee" and follow up with client to ensure that the payment was made
How Do I Get Started and Are There Any Fees To Join The Business Opportunity
· No Investment Required
· No Fee to Join
· No Membership
· 100% FREE
All business opportunities offered have a fee or a membership fee, but we don't. This is a truly FREE Business opportunity. So why is it FREE when we could be charging hundreds of dollars to join. Simply because I do not want your money. I want Associate Brokers who want to earn six figures and will bring me tons of business to achieve that six figure income.
No one who offers a business opportunity offers it for FREE. We are looking for Associate Brokers who are serious about operating a credit and funding solutions service where we serve and fund the clients. Associate Brokers MUST manage their own clients, and their clients cannot contact us directly. This is ensure that clients do not go pass the Associate Broker and comes to us directly. If client need to speak with us we can do a conference call with the Associate Broker and client and answer their questions.
How Do I Get Started
Call us or send an email and we will send you an Associate Agreement that MUST be signed and email back to us.
Accountants, CPA, Attorneys, Real Estate
Agents/Brokers , Loan Officers, Insurance
Agents, Auto Car Dealers/Sales People
Do you have a client who needs
· Credit Repair
· Personal Primary Tradelines Boost Credit
Business Primary Tradelines
· Business Loans
· Real Estate Funding
· Danger of Foreclosure or Short Sal
If your clients cannot obtain funding because of credit problems or low credit scores than we can help
We can help your clients providing them the funding or restoring their credit, increasing credit scores and settling their debts at a fraction of what is owed, and we save them thousands of dollars in the process.
You refer the client to us and we pay you 20% on the Credit Solution Programs and 2% or 2 points on the total loan amount.
We protect brokers and clients cannot come directly to us without you getting paid. Regardless whether you call us or your clients did you are guarantee your Referral Fee or Commission
This is an opportunity for people to make extra cash helping others resolve their credit and funding problems and getting them solutions.
As a Referral Agent you fill out a Referral Sheet, scan and email it to us and we do all the work. We contact the person and sale them the program they need. When a sale is completed and service paid you earn $100 via PayPal, Zelle or CASH
Our company is about changing financial lives and giving others a chance to make a better living. We established a Second Chance For Inmates. This program was established to provide those who have a criminal record or a conviction on their record a second chance to make a proper living. It is for those who want to end their criminal ways and earn money and an income the legal way. It does not matter whether you have one conviction or 20 we can help you turn the page and put you pass behind you. We all know that after a conviction many companies close the door on those who have criminal records or conviction. Those who are unable to find positions or work turn back to their own ways of committing crimes to earn a living. We all make bad choices and mistakes and none of us are perfect. I believe everyone deserves a second chance or a hundredth chance. We make it possible for those who want the chance to change their ways and make a living the legal way.
If you are someone who has a criminal record or a conviction, and you cannot find employment and you are ready to put those ways behind you than calls us and we can help you get on the right path of making a legal earning.
No sale experience necessary we train! All you need is a desire to help others and willingness to work hard serving others. Send us a message and get started today!!!!
1180 AVENUE OF AMERICAS 8TH FLOOR
NEW YORK, NY 10036
1330 Avenue of Americas Suite 23A
New York, NY 10019
Please Note that there is No WalkIns allowed. Your name must be with front desk security
13130 BROOKHURST STREET #B
GARDEN GROVE, CA 92843
2600 W. OLIVE AVE 5TH FLOOR
WE WILL HAVE OFFICES IN EVERY STATE INCLUDING HAWAII AND ALASKA
Ukraine, Kiev City
Trinidad & Tobago
OTHER COUNTRIES COMING
Please contact us if you cannot find an answer to your question.
It depends what's on your credit report. Non-serious accounts such as late payments, collections, charge offs can take 3-6 months remove. Serious negative accounts bankruptcies, judgements, repossions, foreclosures, short sales can take longer up to 12 months. You must be patient as credit repair is a process. No matter how long it takes we get you results or we refund your money
No two credit histories are the same. That said, depending on the situation, we've seen increases as large as 100+ points. We also have primary tradelines to boost your personal credit to 700 or higher.
First, we'll evaluate your credit history and dispute negative accounts. Credit bureaus under the credit reporting act MUST verify the info within 30 days or delete the negative account. If they claim it was verify a second round of letters is send requesting the name and title of the person who verified the info. 99.9 times bureaus cannot provide info as they do what is called a third person verification. Therefore, account must be removed. Open accounts with negative info we will settle the debt with the agreement negative account will be reverse to paid or paid as agreed. It might take one round of letters or five.
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We know the importance of credit and the inns and outs of credit. Our goal is to provide the best credit solutions to clients. When you cannot get funded or you have credit problems send us a message today, and we can get you started on a path to financial security and help you succeed with your business.
1330 Avenue of Americas Suite 23A New York, New York 10019