WE HELP YOU BECOME FINANCIALLY SECURED AND SUCCEED IN YOUR LIFE AND BUSINES

ABOUT OUR COMPANY

American Credit Debt Solutions, Inc was founded on July 25, 2006. We started the company as a credit repair company. We helped people who were looking for a personal or mortgage loan or refinance their existing mortgage loan but had credit issues preventing them from obtaining low interest rates. We fixed and restored their credit reports and they were able to obtain the lowest interest rates available. For those clients who needed immediate funding but had credit issues we funded them through our hard money lenders. Our hard money lenders were charging clients 14 to 18% interest rates. After years of clients having to pay outrageous interest rates through our hard money lenders we became lenders ourselves.

In 2012, we became private lenders, and we funded clients at lower interest rates. Clients paid 10% interest which was eventually lowered to 6% on loans of $100,000 and higher. We secured funds through our international lenders, but we also endure several loan scams costing us over $100,000. We eventually found the right lender and the loss was worth the outcome and a great lesson too. American Credit Debt Solutions, Inc is much more than just a credit repair company but a leader in the credit restoration industry. We have been helping people with their credit, debts and funding issues, and we have provided them with solutions. We have funded people who could not be funded by banks or lenders because of their credit issues and/or low credit scores or had to pay outrageous interest rates with hard money lenders . We have over 20 years of experience in credit and lending.

OUR SERVICES

We specialize in providing the very best credit solutions programs that has ever existed, and we go far and beyond what other credit restoration companies do. Our Powerhouse Credit Solution Programs goes beyond the credit repair services and we give you an elite and professional service. Our goal is simple to help our clients become financially secured no matter where you are currently financially. We will help you obtain an A+ credit rating and become debt fee. We created a one of a kind funding program that is not available anywhere in the country, and we are the only company that does no credit check 100% financing loans. No lender offers a 100% financing real estate loans especially in commercial properties. After the 2008 real estate crash all stated and 100% financing loans were eliminated. But, we brought it back to help people who could not get funded especially those with credit issues and low credit scores. We believe that a person who can afford the loan payments should not be penalized or denied because of his or her credit report or low credit scores. Our no credit check loans solves those issues and gets people funded. We help fund business owners, real estate investors and individuals without the red tape and credit requirements. Our No Credit Check and 100% Financing Loans provides clients with the funding they need for their business and real estate deals. The loans are based on the person’s income, business revenues and sales activities and the real estate property and not on the borrowers credit or credit scores. If you can pay the loan then we can fund you 100% with no turn downs!! We have perfected the CPN (Credit Profile Number) and we add trade lines to get a credit score of 700 and higher with funding from $100,000 to $10 Million depending on the program you choose.

WHY US

Simply because we are the best in the credit repair industry and no other company offers close to what we offer clients. We were recognized and given the award for Best Credit Repair Company in 2020. We offer much more than any other credit repair company or lender in the industry. In fact, our credit and funding solution programs are unbeatable, and we back our service with a Double Money Back Guarantee that’s how confident we are that we can restore your credit report no matter how hopeless you think your credit report is or how low your credit scores are .In fact, we go far and beyond for our clients than any other company will do and exceed your expectations. 

We are a company that specializes in credit and funding solutions, and we provide the most elite service . We provide and offer all kinds of financial solutions that fits everyone’s budget and needs. Our credit solution programs include the following:

  • Full credit restoration services
  • Debt settlement @ 20-40% amount owed
  • Debt Settlement Personal Loan to pay off your creditors @ 6%
  • Increase your credit scores 50 to 350 points through primary and authorize users tradelines
  • Credit Management and Credit  Coaching with unlimited emails for as long as you are a client
  • Credit Protection for 24 months from date we restored credit. We remove additional negative info at no additional cost
  • Legal Shield Identity Theft Protection 1 year FREE
  • Free copy of upcoming New Book
  • Free Passes for you and a Friend to seminars in your area

When You Need Help With Your Credit We Are The Company with Experience and We Deliver Results with Written Guarantee

We offer tons of services in the Credit Solution Programs that you will never find anywhere with any other credit repair company. Majority of companies will remove negative info from your credit report. However, that does more harm than good. If all of your negative accounts were deleted or removed you would have to restart and rebuild your credit report from scratch. We only remove negative info on closed accounts and reverse negative info on open accounts through debt settlements. Reversing a negative account to paid or paid as agree increases your credit scores as oppose to eliminating your credit scores and making it unavailable.   

We offer the best credit solution programs and no one beats our programs or even comes close to what we offer We give you more services than any other credit repair company while saving you thousands of dollars in interest and pay less on the debts you owe little as 20% of amount owed. 

The fact is that your credit is the most important factor of your financial life. The days of cash are gone forever and have been replaced with either credit and debit cards. Credit is the foundation of your finances and wealth. You MUST have a strong credit if you want to be financially stable or secure. 

We are on a mission to end the paycheck to paycheck way of life that 90% of people are suffering but it all starts with restoring and improving your credit report and scores. 

A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? It can affect your employment, auto and life insurance and prevent you from buying your dream house or car

You no longer have to live with bad credit or low credit scores because we can restore your credit to excellent, remove negative info and settle your debts at pennies on the dollar. No more getting denied to buy your dream car or house or getting denied for insurance or employment. If we can’t restore your credit and increase your credit scores than no one can

CALL US TODAY AND SAY GOODBYE CREDIT PROBLEMS AND LOW CREDIT SCORES FOREVER

ABOUT US AND OUR SERVICES

OUR CREDIT AND FUNDING SOLUTIONS ARE A ONE OF A KIND

We fund all types of loans with no credit check no credit score based on the business, real estate or your monthly income and not your credit

  • Auto Loans and Auto Leasing
  • Business Loans
  • Real Estate Loans and cash-out for residential and commercial properties (Must be under a corporation)
  • Personal Loans,
  • Financial Security Loans
  • CPN and Funding with tradelines and credit scores of 700+.

No matter your financial situation we have programs to help you restore your credit, fund you and help you become financially secured ending any and all of your financial hardships and financial struggles forever. Prevent bankruptcy, foreclosures and even homelessness

If you want complete restoration of your credit report, settlement of your debts and increase your credit scores, fund your business or real estate properties then we are the only company for you and no other company does what we do.

OUR MISSION

Our company is on a life mission to help every person on the face of this earth change their financial lives for the better and become financially secured. We are dedicated and committed to ending homelessness, poverty and hunger in the world. We are working towards helping people reach financial security no matter where they are now

Our mission is to reach billions of people around the world and change their financial lives helping them become financially stable, financially secured and even millionaires.

We are here to serve every person from all walks of life regardless of their current financial situation to not just better their lives but change their financial situations forever.

Our vision is for everyone around the world to be financially stable. We are fighting to end the paycheck to paycheck syndrome and we have created a financial security program to help people end their paycheck to paycheck way of life and financial struggles once and forever

We do much more than offer credit and funding solutions, we donate St Jude Children Hospital, ASPCA, Step Up To Cancer, hurricane relief, and other organizations 

CALL US TODAY AND START YOUR ROAD TO SOLVING ALL YOUR PERSONAL AND BUSINESS CREDIT AND FUNDING ISSUES

ADDRESSING NEGATIVE INFO ON OUR COMPANY AND OUR SIDE OF THE STORY

OUR COMPANY AND OUR SIDE OF THE STORY

Real scammers do business only online and they hide behind an email address, and they will never meet a client in person. Clients can always contact us and we contact them back on the phone and email, and they can meet us in person as well. We have constant contacts with our clients, and we keep them up to date by staying in touch and in communication with them. We do not disappear, change our email or phone number as scammers do. We have a physical business address in NYC , Los Angeles,CA, Orange County, CA, New Jersey and Miami, FL with other offices oi throughout the United States coming soon where clients can meet us in person by appointment. ment. t. with the Better Business Bureau, and we have never had one either. Out of the 13 negative posting only 3 were from legitimate clients who were unhappy that we could not fund their real estate loans. We addressed the situation and refunded the Commitment Fees. The clients agreed to delete the negative info but they never kept their part of the agreement. The other 10 negative posting were from two individuals, and we currently have legal actions against both individuals. These two individuals wanted to make it appear as it was several people were posting negative info when in fact it was only two people and not the 10.

Our policy is we either restore your credit report and increase your credit scores or fund you or give you 3 times the fee and our guarantee is always in writing. We are the only lenders in the industry who fund on the date stated on the promissory note and not a date later. Lending is not a perfect system and delays and postponements are part of the lending industry and the business. We have eliminated funding delays and postponements by guarantee the funding date or we refund you 3X the insurance fee and still fund you. This gives people and brokers the assurance they will be funded when they are scheduled too and not a single week later We have been in business for 14 years and we have had our share of negative info posted online by applicants that we have turned down or could not fund because they did not qualify or their properties were not equal or greater than the loan amount or they just could not afford the loan payments. Our loan programs are also not very well welcomed by others lenders who we obviously have taken business away from, but we are here to serve people and solve their credit and funding issues regardless. We are fully committed to our clients and anyone who needs credit and funding solutions or any other financial service. tI have been in business all my life, and I have learned that being an active business owner also means getting negative posting especially with the power of the internet and Google. We do not shy away and we know that people have the right to make remarks online.

I have learned that we cannot help everyone even when we try too. We cannot prevent someone from writing negative info online whether it be true or false. People have the right to say whatever they want but it does not have to be true. Anyone can write anything about a company or person whether it is true or not. Getting negative posting and complains are part of doing business and dealing with the public. Businesses that do not have negative posting online or complain by customers means that they are not active and really serving and helping people. Real scammers do business only online and they hide behind an email address, and they will never meet a client in person. Clients can always contact us and we contact them back on the phone and email, and they can meet us in person as well. We have constant contacts with our clients, and we keep them up to date by staying in touch and in communication with them. We do not disappear, change our email or phone number as scammers do. We have a physical business address in NYC , Los Angeles,CA, Orange County, CA, New Jersey and Miami, FL with other offices throughout the United States coming soon where clients can meet us in person by appointment. We have included this part to explain our side so anyone reading this website knows that we are upfront, and we have nothing to hide. We expect people to search us online such as Google, and you would not be wise if you did not. You have to be careful nowadays who you give your financial information too especially that identity theft is the #1 crime mostly investigated by the FBI. All of our clients who enroll into our Credit Solutions and No Credit Check Loans receive automatically FREE 12 months of LegalShield Identity Theft Protection. We protect our clients social security and financial info at all cost.

Other lenders will never offer the service to their clients but we do. Your financial information is extremely important to us, and we safeguard it so you can sleep at night knowing your social security and financial info is safe. We do not keep applications and documents store in emails either, and they are printed and filed. Once we receive the submitted loan application and all required documents everything is then printed and deleted from the email for security reasons. Unlike other companies we offer a 3X money money back guarantee on All of our credit solutions and funding services. We protect our clients money and their financial information as well. Those we cannot fund or help with their credit we have refunded 3 times because their time is as important as ours.There is a total of 13 negative reports and complains online but we have zero complaints filed with either law enforcement or the better business bureau (BBB). If we were scammers, and we were just taking peoples money we would have been shut down by law enforcement, the FBI and Better Business Bureau long ago. Yet, we have no complains with the Better Business Bureau, and we have never had one either. Out of the 13 negative posting only 3 were from legitimate clients who were unhappy that we could not fund their real estate loans.

We addressed the situation and refunded the Commitment Fees. The clients agreed to delete the negative info but they never kept their part of the agreement. The other 10 negative posting were from two individuals, and we currently have legal actions against both individuals. These two individuals wanted to make it appear as it was several people were posting negative info when in fact it was only two people and not the 10. Our policy is we either restore your credit report and increase your credit scores or fund you or give you 3 times the fee and our guarantee is always in writing. We are the only lenders in the industry who fund on the date stated on the promissory note and not a date later. Lending is not a perfect system and delays and postponements are part of the lending industry and the business. We have eliminated funding delays and postponements by guarantee the funding date or we refund you 3X the insurance fee and still fund you. This gives people and brokers the assurance they will be funded when they are scheduled too and not a single week later I take full responsibility because I am the the CEO and 100% owner of this company. We are here to help people and change financial lives not just in the USA but worldwide. You cannot believe everything you read especially when you only know one side of the story. You now know both side of the story, and you can draw your own conclusions make your own judgment Thank you!!!

WHY LOAN INSURANCE AND COMMITMENT FEES & LOAN PROCESS

LOAN INSURANCE AND COMMITMENT FEES & LOAN PROCESS

We fund with no credit check and no credit scores required. By doing these kinds of loans it opens us to great risks. It also opens us and puts our funds at risks of the possibilities of a default. In order to protect ourselves from defaults and people running off with the money we had to establish a way to protect the funds because even one default is unacceptable. When you take out a mortgage it is required that the applicant pays a mortgage insurance in the event person does not pay off the mortgage loan. Our loans have the same protection where we require the funds to be protected. If the borrower does not payoff the loan or becomes unable because of circumstances beyond his/her control than the loan insurance kicks in and pays off the loan long as the applicant can provide documents to prove he/she cannot fulfill his/her obligation.

We understand circumstances happen in life such as death, terminal illness, loss of a job, loss of business, loss of property or business by a fire or natural disaster. We established the insurance fee to protect our funds as well as the borrower in the event they were unable to pay the loan. When we started doing funding we we did not have a commitment or insurance fee. However, we had to many applicants who failed to sign, notarized and email us back the promissory note which is required prior to doing the funding. When an applicant fails to sign, notarize, scan and email the promissory note it prevents someone who is serious from getting funded. In order to eliminate the issue and weed out applicants that were not really serious we implemented the commitment fee. However, our insurance/commitment fee is 100% refundable.

The commitment/insurance fee gave us the chance to serve those applicants who were 100% serious about getting funded and were not tire kickers or people who wanted to just waste time. We eliminate those applicants from the start who are not serious nor truly committed to getting funded. We don’t have the time or staff to entertain people who are not serious. We are able to concentrate and serve those who are serious about getting funded. If you walk into a bank to get a a business or real estate loan they will charge you a non-refundable application fee of usually $500. If the bank denies your loan you lose the application fee, and you are out of your $500 dollars. Our Commitment/Insurance Fee is 100% refundable and credit towards your first loan payment. If you fail to notarize, scan and email the promissory note than you forfeit the commitment fee. We still have to pay our loan processors and underwriter regardless whether the applicant notarizes the promissory note or not. We lose money when someone fails to email us back the promissory note and the commitment fee covers the lost.

HOW DOES LOAN PROCESS WORK

We email you the application that you have to fully complete. You then scan and email the application and color copy of your driver’s license or state identification and you pay the Insurance/Commitment Fee via Zelle on your bank mobile phone . When we receive your application, color copy of identification and the commitment/insurance fee your loan is assigned to a loan processor who then obtains all the documents required to fund the loan. When we have all the required documents we then email you the promissory note that MUST be signed, notarized and email back to us no fax no mailing in the note. Upon receiving the promissory note signed and notarized the file is emailed to the underwriter who reviews all the documents and signs off on the loan. The file is transferred to the funding department for the loan to be funded. The loan is funded 5 business days from receiving the signed and notarized promissory note. Business loans funds are transferred to the business account.

Real estate funding the funds are bank wired to the title company who will disperse the funds according to our instructions. The title company will record the real estate loan as a lien against the property at the county courthouse. The borrower pays the insurance fee for a personal, business or real estate loan of $500 for loans up to $999,999 and $1,000 per million dollars. The insurance fee is held in our business account until the loan is paid off or we receive notice that the borrower is unable to payoff the loan. When the borrower pays off the loan with interest the insurance fee is refunded within 30 days of receiving the final payment and account balance at $0. If the borrower contacts us that he/she cannot pay the loan because of circumstances beyond their control , and they provide written documents such as hospital, medical, police and or fire department documents they are given a forgiven and do not have to pay the loan off. The insurance fee then goes into our Wealth Building Program, and we recover the funds within 24 months. This prevents us from losing funds due to defaults and circumstances beyond someone’s control. In addition, we credit the insurance fee to the loans first payment. We give borrowers 60 days from date funded to make their first payment.

WHAT IF I AM NOT FUNDED?

If you are not funded or you cancel the loan then the insurance fee is refunded 100%.

WHAT HAPPENS IF SOMEONE DEFAULTS ON THE LOAN.

If an applicant defaults and fails to pay the loan as per the promissory note and/or mortgage note than we take the necessary legal action against the borrower. We give 18 months for someone to pay us back the loan once they are in default. After the 18 months we will seek a judgment against the borrower. In real estate we will proceed with foreclosure action. In business loans we will take the business. Our loans are secured through the real estate or business. If a judgment is awarded we will then file the judgment with all 3 credit bureaus and we will verify such judgment every year with the credit bureaus. No credit specialist or credit repair company will ever be able to remove the judgment. Such extreme actions are only taken when we have no other recourse and borrower refuses to pay the loan back.

We have never had to take such extreme actions but we do have it in place if someone intentions of not paying the loan back as agreed. If applicant is unable to make a payment they can contact us, and we can readjust their payments or give them a period of time to get their financials in order and start paying us again. We are here to help our clients anyway we can. The fee also ensures that we are dealing only with people who are serious and won’t waste our time. Our experience has been if the person has no skin in the game then they have nothing to lose but if they have a fee invested into the loan they will make sure that the promissory note is signed, notarized and email back to us in a timely fashion. It eliminates people wasting time and we can focus on those we are serious about getting funded. The insurance fee is 100% tax deductible as it is a business expense.

If you do not want to pay a n insurance fee or front fee we have lenders that can fund your personal, business and real estate loans with no front fees. However, their loans are driven by credit scores where ours is driven by the borrowers ability to pay the loan. We are here to provide financial services to everyone whether you careless about a front fee or do not want to pay fees upfront. Do not let a fee prevent you from achieving your financial goal. We work with you to find the solution.

CREDIT AND FUNDING SOLUTIONS

CREDIT AND FUNDING SOLUTIONS PROGRAM

We have combines our Credit Solutions and Funding Solutions into one program

This program will solve all your credit and funding issues in one place.

CREDIT SOLUTIONS

  • Credit Repair
  • Debt Settlement @ 20-40%
  • Debt Settlement Personal Loan
  • 4 Primary Tradelines
  • Identity Theft Protection
  • Credit Protection 
  • Credit and Debt Management 
  • Credit Coaching 

FUNDING SOLUTIONS

  • BUSINESS LOAN OF $500,000
  • COVID-19 RELIEF BUSINESS LOAN OF $250,000
  • REAL ESTATE FUNDING UP TO $1,000,000 PURCHASE REAL ESTATE INVESTMENTS
  • FIX AND FLIP PROPERTIES
  • FINANCIAL SECURITY LOAN FOR NON-BUSINESS OWNERS HELP PEOPLE WHO ARE NOT BUSINESS OWNERS BECOME FINANCIALLY SECURED

CREDIT SOLUTIONS

  • Credit Repair – Remove/Reverse Negative Info regardless how many negative info listed on credit report
  • Debt Settlement: Settle your debts at 20-40% amount owed with agreement creditor will report it as paid to reverse negative info and remove closed accounts
  • Debt Settlement Personal Loan – Pay off the debts we settled then pay us 6% interest for 5 years reducing interest saving you thousands
  • Credit Coaching for 12 months of ongoing consultations unlimited emails
  • Credit and Debt Management ongoing consultations credit and debt management how to manage your credit maintain high scores and avoid pitfalls of negative info
  • Identity Theft Protection for 1 year FREE then $29.95 per month protects your identity and credit
  • 4 Primary Tradelines

(A) $21,000-$25,000 Revolving Credit

(B) 21,000-$25,000 Installment Loan

(C) $63,000-$75,000 Auto Loan Paid Off

(D) $200,000-$250,000 Mortgage Paid Off

Primary Tradelines are added upon restoring your credit report

FUNDING SOLUTIONS

  • BUSINESS LOAN $500,000
  • COVID-19 RELIEF BUSINESS LOAN $250,000
  • FINANCIAL SECURITY PERSONAL LOAN $50,000 TO CREATE FINANCIAL SECURITY INVEST OR START AN ONLINE-OFFLINE BUSINESS
  • REAL ESTATE PURCHASE LOAN UP TO $1,000,000 ($1M) REAL ESTATE INVESTORS ONLY
  • FIX AND FLIP  PURCHASE AND REHAB COST UP TO $500,000 REAL ESTATE INVESTORS ONLY

CREDIT AND FUNDING SOLUTIONS OPTION 2

CREDIT SOLUTIONS

  • Credit Repair – Remove/Reverse Negative Info regardless how many negative info listed on credit report
  • Debt Settlement: Settle your debts at 20-40% amount owed with agreement creditor will report it as paid to reverse negative info and remove closed accounts
  • Debt Settlement Personal Loan – Pay off the debts we settled then pay us 6% interest for 5 years reducing interest saving you thousands
  • Credit Coaching for 12 months of ongoing consultations unlimited emails
  • Credit and Debt Management ongoing consultations credit and debt management how to manage your credit maintain high scores and avoid pitfalls of negative info
  • Identity Theft Protection for 1 year FREE then $29.95 per month protects your identity and credit
  • 4 Primary Tradelines 

(A) $21,000-$25,000 Revolving Credit(B) 21,000-$25,000 Installment Loan(C) $63,000-$75,000 Auto Loan Paid Off(D) $200,000-$250,000 Mortgage Paid Off

Primary Tradelines are added upon restoring your credit report

FUNDING SOLUTIONS

  • BUSINESS LOAN $500,000
  • COVID-19 RELIEF BUSINESS LOAN $250,000
  • FINANCIAL SECURITY PERSONAL LOAN $50,000 TO CREATE FINANCIAL SECURITY INVEST OR START AN ONLINE-OFFLINE BUSINESS
  • REAL ESTATE PURCHASE LOAN UP TO $1,000,000 ($1M) 
  • FIX AND FLIP  PURCHASE AND REHAB COST UP TO $500,000

This program comes with All 5 Loans

FUNDING PROCESS

Step 1 of the process is to start restoring your credit report

Funding of the 1st loan is in 30-45 of starting the process 2nd funding is 30-45 days after the 1st funding is completed

Real Estate Loans are funded through the title company ONLY. We transfer funds to title company who will then schedule the closing

LOANS INFO

TERM: 3 Years with a balloon payment at end of term or can be extended an additional 5 years by contacting lender 30 days before balloon payment is due

INTEREST: 6% Interest for the life of the POINTS: 6 points added to loan

Fix and Flips: Interest Only for 1 year Term

 No Payments for 60 days from date of funding 

FIR INFORMATION EMAIL: [email protected]

OR CALL (646) 200-2846

NO CREDIT CHECK BUSINESS LOANS

BUSINESS LOANS

If you have credit issues or low credit scores and cannot get business loans or lines of credit then we have the solution for ALL your funding issues We fund all types of business from small, medium and large. We specialize in funding the hard to fund businesses such as restaurants, gasoline stations, trucking companies and others. 

TYPE OF BUSINESSES WE FUND:  

  • Auto Repair and Auto Body 
  • Shops, Auto Parts Store
  • Dentist, Physicians, Veterinarians, Optometrists, Podiatrist, Psychiatrist Pediatrician and etc
  • Beauty and Nail Salo
  • Grocery Stores
  • Supermarkets
  • Retail Stores, Gift Shops
  • Gasoline Stations
  • Restaurants, 
  • Bars, 
  • Liquor Stores
  • Electronic and Computer Store Cleaning Service
  • Hotels, Motels
  • Furniture Stores
  • Trucking Companies
  • Jewelry Stores and more

USE FUNDS FOR ANY BUSINESS PURPOSE:

  • Working Capital 
  • Expand your business
  • Purchase a business location or expand locations
  • Payoff taxes, business expenses, or payroll 
  • Any business purpose

We fund business loans from $20,000 to $2,000,000 based on the business monthly revenues . Business MUST show minimum of $5,000 in monthly bank deposits or more. We only look for the monthly deposits and not the account balance. We require the last 3 bank statements showing deposits of $5,000 or more.

Loans under up to $99,999 are 10% interest and 10 points and loans of $100,000 up to $2 million is 6% and 6 points. Terms of loans are 3 years/35 months payments with a balloon payment at end of term or on the 36th month. However, the term can be extended to an additional 5 or 10 years if necessary, but MUST contact lender 60 days before balloon payment is due. There are no prepaid penalties after 12 months of payments.

We fund business loans up to $2 Million within 5 business days of receiving the signed and notarized promissory note. To start the process you MUST submit a fully completed business loan application, with a color copy of your driver’s license or state identification and the Loan Insurance Fee of $500 for loans up to $999,000 and $1,000 per million up to $2 Million. The Loan Insurance Fee safeguards our funds against a default, and we can recover our funds within 2 years/24 months. It also protects borrowers who cannot pay off loan because of circumstances beyond their control. In such events as business loss, death, terminal illness, natural disaster, loss by fire we release person from loan as long as we have documents. The Insurance Fee is credit towards your first loan payment and refunded 30 days after making final payment and loan amount balance is $0. You actually get double money back once you pay off the loan and interest in full. No payment for 60 days from date loan was funded.

The faster we have the business loan application, identification, insurance fee and all other documents such as bank statements, corporation articles or business certificate if not a corporation the faster we can fund the loan. Once we have all the required documents we will email you a promissory note that you MUST sign, notarize, scan and email back to us within 72 hours of receiving note. Loan is funded 5 days later. 

We fund business loans nationwide, Canada and United Kingdom. We are expecting to fund global before the end of 2024. 

STATED BUSINESS LOANS

The Stated Business Loan is a No Doc Loan. It is for businesses that cannot provide documents such as tax returns or bank statements. These are for businesses that are CASH BUSINESSES. These loans are for business owners that report loses and do not show profits or monthly bank statements. We fund businesses up to $100,000 and with no minimum years in business. 

We fund from $20,000 to $100,000 max Terms of loans are 3 years/35 months payments with a balloon payment at end of term or on the 36th month. However, the term can be extended to an additional 5 years if necessary, but MUST contact lender 60 days before balloon payment is due. There are no prepaid penalties after 12 months of payments.  

If you have a business for least 2 years and you cannot get funded anywhere because you cannot show documents or bank statements but you can pay the loan with no financial hardships than we can FUND you 100%

We fund business loans up to $100,000 within 5 business days of receiving the signed and notarized promissory note. To start the process you MUST submit a fully completed business loan application, with a color copy of your driver’s license or state identification and the Loan Insurance Fee of $500. 

The Loan Insurance Fee safeguards our funds against a default, and we can recover our funds within 2 years/24 months. It also protects borrowers who cannot pay off loan because of circumstances beyond their control. In such events as business loss, death, terminal illness, natural disaster, loss by fire we release person from loan as long as we have documents. The Insurance Fee is credit towards your first loan payment and refunded 30 days after making final payment and loan amount balance is $0. You actually get double money back once you pay off the loan and interest in full. No payment for 60 days from date loan was funded. 

The Business Stated Loans are offered and available ONLY in the USA

Business start ups loans

Our business start up loans are for businesses that are from 1 day to less than 1 year in operation. We fund up to $50,000 at an interest of 10% and 10 points added to the loan for up to 3 years/35 months payments and a balloon payment at end of the 36th month.

We require 3 months bank statements showing least $5,000 in monthly bank deposits. If you do not have bank statements we fund up to $25,000.

It does not matter whether it is an online or offline business long as it is registered with the county or incorporated. 

We fund start up businesses up to $50,000 with bank statements and $25,000 without showing bank statements. We fund within 5 business days of receiving the signed and notarized promissory note. 

To start the process you MUST submit a fully completed business loan application, with a color copy of your driver’s license or state identification and the Loan Insurance Fee of $500. 

The Loan Insurance Fee safeguards our funds against a default, and we can recover our funds within 2 years/24 months. It also protects borrowers who cannot pay off loan because of circumstances beyond their control. In such events as business loss, death, terminal illness, natural disaster, loss by fire we release person from loan as long as we have documents. The Insurance Fee is credit towards your first loan payment and refunded 30 days after making final payment and loan amount balance is $0. You actually get double money back once you pay off the loan and interest in full. No payment for 60 days from date loan was funded.

We fund business start ups loans nationwide but only in the USA. . 

We fund within 5 business days of receiving the signed and notarized promissory note. To start the process you MUST submit a fully completed business loan application, with a color copy of your driver’s license or state identification and the Loan Insurance Fee. Insurance Fee is $500 up to the amount of $999,999 and $1,000 per million. 

The Loan Insurance Fee safeguards our funds against a default, and we can recover our funds within 2 years/24 months. It also protects borrowers who cannot pay off loan because of circumstances beyond their control. In such events as business loss, death, terminal illness, natural disaster, loss by fire we release person from loan as long as we have documents. The Insurance Fee is credit towards your first loan payment and refunded 30 days after making final payment and loan amount balance is $0. You actually get double money back once you pay off the loan and interest in full. No payment for 60 days from date loan was funded. 

The Business Stated Loans are offered and available ONLY in the USA

Funds are bank wired to the buyer’s attorney escrow account and must produce prove of purchasing franchise.

COVET-19 BUSINESS RELIEF LOAN

More and more business owners are finding it even more impossible to obtain the necessary funds to operate their business. Even more businesses are forced to close and losing money to the Covid-19 that has affected people and businesses worldwide. In a effort to help those business owners who are in need of immediate funding we have introduced the Covid-19 Business Relief Loan. We fund from $20,000 to $200,000 @ 6% interest and 6 points funded 5 days after receiving the signed and notarized business loan promissory note. 

  • Minimum of 6 months in business required
  • All business types welcome
  • From $20,000 to $200,000 
  • No Credit Check Required
  • Minimum of $5,000 in monthly bank deposits
  • Last 3 bank statements showing minimum of $5,000 bank deposits in the month regardless the balance
  • Funded within 5 business days of receiving signed and notarized promissory note
  • Insurance fee of $500 Refundable credit towards 1st payment and refunded 30 days upon paying off loan
  • Bank wired to business account 
  • No payment for 60 days
  • No prepaid penalties after 12 months of payments
  • Monthly payments no daily or weekly payments
  • 6% Interest and 6 points added to loan amount 
  • 36 months/3 years term with a balloon payment at end of term but can be extended to 5-10 years if necessary

We fund Covet-1`9 business loans up to $200,000 within 5 business days of receiving the signed and notarized promissory note. To start the process you MUST submit a fully completed business loan application, with a color copy of your driver’s license or state identification and the Loan Insurance Fee of $500. 

The Loan Insurance Fee safeguards our funds against a default, and we can recover our funds within 2 years/24 months. It also protects borrowers who cannot pay off loan because of circumstances beyond their control. In such events as business loss, death, terminal illness, natural disaster, loss by fire we release person from loan as long as we have documents. The Insurance Fee is credit towards your first loan payment and refunded 30 days after making final payment and loan amount balance is $0. You actually get double money back once you pay off the loan and interest in full. No payment for 60 days from date loan was funded. 

The faster we have the application, identification, insurance fee and all other documents such as bank statements, corporation articles or business certificate if not a corporation the faster we can fund the loan.  

Once we have all the required documents we will email you a promissory note that you MUST sign, notarize, scan and email back to us within 72 hours of receiving note. Loan is funded 5 days later.  

Whether you have good or bad credit if you need funding for your business but cannot wait the 90 days for SB Loan or government loans then we have the solution to get you the money you need for your business. Call us Today and get funded next week!!!! 

PURCHASE NEW OR EXISTING BUSINESS

Are you looking to buy a new or existing business? We fund purchases of new business, existing business from $20,000 to $500,000 with 100% financing and no down payments required. No Credit Check and No Credit Score based on the business last year income tax reported. We require a copy of the existing business showing it made income. We can fund higher than $500,000 with proof company can generate sufficient income to pay off the loan. 

New Businesses we fund up to $50,000 with no credit check. It is a risky loan but we also take chances on people especially to help them become business owners and succeed. 

We fund within 5 business days of receiving the signed and notarized promissory note. To start the process you MUST submit a fully completed business loan application, with a color copy of your driver’s license or state identification and the Loan Insurance Fee of $500. 

The Loan Insurance Fee safeguards our funds against a default, and we can recover our funds within 2 years/24 months. It also protects borrowers who cannot pay off loan because of circumstances beyond their control. In such events as business loss, death, terminal illness, natural disaster, loss by fire we release person from loan as long as we have documents. The Insurance Fee is credit towards your first loan payment and refunded 30 days after making final payment and loan amount balance is $0. You actually get double money back once you pay off the loan and interest in full. No payment for 60 days from date loan was funded. 

The Business Stated Loans are offered and available ONLY in the USA

Funds are bank wired to the buyer’s attorney escrow account and must produce prove of purchasing business 

PURCHASE A FRANCHISE

We fund purchases of franchises nationwide up to $50 Million. We fund franchises of McDonald’s, Burger King, Dunkin Donuts, Cleaning residential and commercial and other types of franchises. We require a copy of the franchise purchase. At the present time we are not offering this loan 

PERSONAL LOANS

PERSONAL LOANS

Our Personal Loans are driven by your monthly income and not your credit or credit scores, and your ability to pay the loan back with no financial hardships. 

The minimum monthly income we require is $2,400 net income or $600 per month after taxes. We fund $5,000 to $25,000 @ 10% interest and 10 points added to the loan with term of 3 years or 36 months but it can be extended to 5 years if necessary. We fund within 5 business days of receiving the signed and notarized promissory note.  

To start the process you MUST submit a fully completed personal loan application, with a color copy of your driver’s license or state identification, last 2 pay stubs or bank statements showing last 2 weekly pays and the Loan Insurance Fee of $500.

The Loan Insurance Fee safeguards our funds against a default, and we can recover our funds within 2 years/24 months. It also protects borrowers who cannot pay off loan because of circumstances beyond their control. In such events as business loss, death, terminal illness, natural disaster, loss by fire we release person from loan as long as we have documents. The Insurance Fee is credit towards your first loan payment and refunded 30 days after making final payment and loan amount balance is $0. You actually get double money back once you pay off the loan and interest in full. No payment for 60 days from date loan was funded.  

The faster we have the application, identification, insurance fee and all other documents such as pay stub or bank statements the faster we can fund the loan. Once we have all the required documents we will email you a promissory note that you MUST sign, notarize, scan and email back to us within 72 hours of receiving note. Loan is funded 5 days later. You have 60 days to make first payment, and we can show you how to pay the loan off without ever paying out of your own pocket.  

Whether you have good or bad credit if you need funding but cannot qualify because of your credit or credit score then we have the solution to get you the money you need for your business.  

We can even add the cost of the credit restoration to your personal loan if you want to restore your credit report.  

Call us Today and get funded next week!!!! 

FINANCIAL SECURITY LOANS

The Financial Security Loan is a unique loan that we created to help people from all walks of life create financial security. It was created to end: 

  • Poverty and homelessness
  • Escape the jaws of the paycheck to paycheck way of life
  • End your financial hardships
  • end all your financial struggles
  • Create financial security

HOW IT WORKS

We fund up to $10,000 @ 10% interest and 10 points added to the loan with term of 5 years or 60 months interest only with a balloon at the end of the term. However, the term can be extended to 10 years if necessary. You only pay interest and not principal until the end of the 5 or 10 years. There is a balloon payment at end of term. There is no payment for 90 days from date you were funded. 

You take the $10,000 and invest it into business opportunities, start an online business or investments that will generate and produce you an income. You reinvest the profits until you have created monthly income of $5,000 or $10,000 or more a month. 

It is NOT FREE MONEY. You will have to pay it back but you have 90 days to start making money. We will even show you how to pay off the loan without ever paying a cent out of your own money. 

Once you start making money or generating income you can invest into Powerhouse Credit Solution or CPN with Funding Programs.  

This loan is for the sole purpose of creating financial security and producing income. It for the sole purpose of you stop struggling financially or living paycheck to paycheck. It is a chance to turn your life around or get yourself and your family out of poverty and become financially secured.  

My company’s goal is to help every person on the face of this earth end their financial hardships and financial struggles or lack of money in your life. We help you create a better life for yourself and your family. 

I believe that we all need a hand and the help to get out of the struggles of money, and we are here to provide such help. All you have to do to get started is call us today. 

STUDENT LOAN RELIEF PROGRAM

If you owe money to student loans we have the perfect solution. We loan you the money to pay off your high interest student loans and you then pay us at 6% interest. No matter how much you owe in student loans we can provide you with the loan at a much lower interest rate than you are probably paying. 

STOP stressing yourself over high interest student loans and let us help you take the weight off your shoulders. Whether your student loan is private or Federal we can help you pay it off. You will have 3 months before making the a payment and we can show you how to pay the loan without ever coming out of your own pocket. 

We fund student loans $10,000 to $500,000 within 5 business days of receiving the signed and notarized promissory note. To start the process you MUST submit a fully completed personal loan application, with a color copy of your driver’s license or state identification, copy of amount you owed in student loans and the Loan Insurance Fee of $500. 

The Loan Insurance Fee safeguards our funds against a default, and we can recover our funds within 2 years/24 months. It also protects borrowers who cannot pay off loan because of circumstances beyond their control. In such events as business loss, death, terminal illness, natural disaster, loss by fire we release person from loan as long as we have documents. The Insurance Fee is credit towards your first loan payment and refunded 30 days after making final payment and loan amount balance is $0. You actually get double money back once you pay off the loan and interest in full. No payment for 60 days from date loan was funded.

CALL US TO HELP YOU PAY OFF YOUR STUDENT LOAN TODAY. 

WE SAVE BUSINESSES FROM CLOSING THEIR DOORS

We help business owners avoid going out of business and closing their doors forever. We have a new program that prevents and saves businesses from going out of business. Majority of businesses forced to close down comes down to lack of funds or obtaining the necessary funding to operate their business. Many businesses are unable to get the funding they need to save their business from going under or operate their business. If you are a business owner facing the end of your business we urge to contact us before you close your business doors. 

We save businesses by funding up to $100,000 with no credit check. Call us today for our no credit check business loan application. We fund in 2-4 weeks and give you the funding you need to keep your business operating and become successful. 

CREDIT SOLUTIONS & FINANCIAL SECURITY

We created the most powerful credit solution and Financial Security Program on the planet. This program is for serious people who are tired of the rat race and crave financial security. It is for people who want to provide for their families with out the financial struggles and hardships or living paycheck to paycheck.

Unlike the Financial Security Loan this program comes with a $25,000 loan no points no interest just have to pay the $25,000 back

It was created to help the person that desires financial security but does not have the funds to do so. We provide the funds so you can start your own online or offline business, invest the money into real legitimate investments 

It is so that you can generate and produce monthly and yearly income for as long as you wish and become financially secured

Business Income Opportunities You Can Start

  • Affiliate Programs with Clickbank selling other peoples products earning monthly commissions
  • Affiliate Programs with Amazon selling their products
  • Drop shipment you sell the product and company mails out the product to customer

There are other opportunities but you should research and investigate before you invest money into the business opportunity

The funds are to start a business, fund an existing business or invest in a business with the goal of earning $5,000 to $10,000 a month

You have 6 months before first payment becomes due and 3 years to pay it off but should pay it off in 12 months or less.

THERE ARE 3 PACKAGES

Package 1:

Credit Restoration – Remove & Reverse Negative Info from Credit Reports 

Debt Settlement

Debt Settlement Personal Loan

Credit Management/Credit Coaching

Credit Protection

Legalshield For 12 Months Free

1 Primary Tradeline of $25,000

Package 2

2 Primary Tradelines of $25,000 each and a total of $50,000 in credit lines

Package 3 

3 Primary Tradelines of $25,000 or $75,000 total credit lines + Mortgage of $500,000 and Auto of $65,000 reported as paid in Full

If you want to impact your credit into 800-850 credit scores this program will do the job

IF YOU TRULY WANT FINANCIAL FREEDOM THEN ONE OF THESE 3 PROGRAMS WILL HELP YOU ACHIEVE THAT GOAL AND TAKE YOUR FINANCES TO A NEW LEVEL

WE SAVE BUSINESSES FROM CLOSING THEIR DOORS

We developed this program as a way to throw a life jacket to a business owner at the brink of losing his/her business and closing forever  

We help business owners avoid going out of business and closing their doors forever. Majority of businesses forced to close down comes down to lack of funds or obtaining the necessary funding to operate their business. Many businesses are unable to get the funding they need to save their business from going under or operate their business. If you are a business owner facing the end of your business we urge to contact us before you close your business doors. 

We save businesses by funding up to $50,000 with no credit check. 

Before you consider closing your business and going out of business give us a call and let us help you save you business 

NO CREDIT CHECK 100% FINANCING REAL ESTATE LOANS

PURCHASE OF RESIDENTIAL INVESTMENTS & COMMERCIAL REAL ESTATE

We fund residential investment and commercial real estate properties with no credit check – no credit scores and 100% financing as business loans. The loan is based on the real estate property and not your credit or credit scores. 

We fund from $100,000 to $25 Million @ 6% interest and 6 points added to the loan for a term of 36 months/3 years with a balloon payment at end of term. We do not require down payments as our loan is 100% financing or 100% LTV. Therefore, no down payments is required but seller or real estate company might require you to put a down payment. No closing cost on our side, but you will have expenses such as attorney fee, title search, property inspection and other fees. Closing cost cannot be incorporated into the loan, and you are responsible for the cost. 

All commercial properties require an Environmental Inspection and must be clear of environmental issues no exceptions whatsoever. Real Estate Loans MUST be under a corporation such a LLC, Inc and/ Corp. Our real estate loans are actually business loans secured by the real estate property. The property cannot be upside down and the FMV (Fair Market Value) MUST be of equal or greater than the loan amount. We do not require an appraisal but we do a search of the property FVM. We find that appraisals are not just a waste of money but also not reliable. We use several different methods to determine the properties fair market value. 

We require a Title Search of the property done by a license Title Company, and you MUST provide the name of the title company, person in charge of the title search work, their telephone number and email address. The property title MUST be clear of any and all tax liens, mechanics liens, and lender’s liens. No environmental issues. First position on the loan no exceptions. Title Company will record lien of our funding upon funding and closing. 

HOW IS THE FUNDING DONE 

We bank wire the funds to the title company and the title company than schedules the closing with the buyer and seller at their office. We will not be present since we fund about 20 real estate transactions a week, and we cannot be everywhere. 

Once we have all the real estate loan application fully completed, color copy of identification, Loan Insurance Fee of $500 up to $999,999 and $1,000 per million and all the required documents we will send you a promissory note and we send the title company a mortgage note. You MUST sign, notarize, scan and email the promissory note within 3 business days. Once we receive the sign and notarized promissory note we fund the loan within 5 business days. The funds are bank wired to the Title Company who will then contact the buyer and schedule a closing at their office. Please note the date we bank wire the funds to title company is not your closing date. The title company will schedule you to come to their office where you will sign the mortgage note and the seller will get their money. 

Confirmation of the funding is emailed to the following: 

  • Title Company
  • Your attorney
  • Real Estate Agent or Broker
  • Copy to you

FUNDING PROCESS: 

Upon receiving your loan application, identification and insurance fee the loan is assigned to a loan processor. The loan processor will collect all the required documents. We require the following documents: 

  • Real Estate Purchase application 
  • Color copy of your driver’s license or state id as proof of identity 
  • Copy of sale contract
  • Copies of last 3 bank statements
  • Last business or personal tax return first page ONLY
  • Copy of rent roll for commercial and multifamily units purchases
  • Copies of corporation articles 
  • Copy of property insurance 
  • Insurance for flood, fire, hurricanes 
  • Title Search

We do not transfer the funds to the borrower or seller. The funds are transferred to the Title Company which then disperses the funds at closing to the seller’s attorney or cuts a check for the seller. 

WE FUND THE FOLLOWING PROPERTIES 

  • · Residential Investment 1-4 units
  • Residential owner occupied as an investment and under a corporation such a LLC, Inc or Corp no individual names
  • Multi-Family 5 units to no max
  • Mixed Used Properties
  • Office building and office condos
  • Shopping Strip Mall and Shopping Malls
  • Churches and religious housings
  • Storage Facility and Warehouses
  • Hotels and Motels
  • Medical Centers
  • Retail Stores and Restaurants
  • Land for development ONLY
  • Construction Loans
  • Development Loans $1 Million minimum
  • Fix and Flip Loans
  • Short Sales and REO Purchases 

There are no prepay penalties after 12 months of payments . Term can be extended to 5 or 10 years if necessary. Borrower MUST contact lender 60 days if he/’she intends to extend the term.  

HOW MANY PROPERTIES CAN I GET 

FUNDING FOR AT ONE TIME

There are NO LIMITS how many real estate investment loans you can have at one time. If you are an investor, and you want to purchase multiple investment properties than we can help you fund them. all Since our funding is based on the property it does not matter if you want to buy one or 20 properties. Long as the property can show income and pays the loan .  

ATTENTION: Mortgage Brokers, Loan officers, Loan Originators, Real Estate Agents/Brokers welcome and commissions protected. Can’t get a borrower funded call us and we will fund them. You earn 2% commission on loan amount paid 24 hours of funding and confirming title company received funds.  

We fund nationwide and Canada 

PURCHASE YOUR DREAM HOUSE OR CONDO NO CREDIT REQUIRED

If you are looking to buy your primary residence whether it be a house or condo but you do not qualify for a mortgage or you don’t want to outrageous high interest rates then we have your perfect solution for you 

We can fund your primary residence or owner occupied from $100,000 to $5 Million. However, you MUST do the loan under a corporation and cannot be done under your personal name. The property must be put into a corporation such as a LLC, Inc or Corp. We do not recommend anyone buys a property under an individual name. In the event of a foreclosure it does not affect your personal credit since the property is under a corporation.

We do not require down payments as our loan is 100% financing or 100% LTV. Therefore, no down payments is required but seller or real estate company might require you to put a down payment. No closing cost on our side, but you will have expenses such as attorney fee, title search, property inspection and other fees. Closing cost cannot be incorporated into the loan, and you are responsible for the cost. 

We require a Title Search of the property done by a license Title Company, and you MUST provide the name of the title company, person in charge of the title search work, their telephone number and email address. The property title MUST be clear of any and all tax liens, mechanics liens, and lender’s liens. No environmental issues. First position on the loan no exceptions. Title Company will record lien of our funding upon funding and closing. If the property needs work then we can give you the purchase and rehab loan which is 2 loans in 1. The seller gets the purchase money and you get the rehab work but make one payment. 

HOW IS THE FUNDING DONE 

We bank wire the funds to the title company and the title company than schedules the closing with the buyer and seller at their office. We will not be present since we fund about 20 real estate transactions a week, and we cannot be everywhere. Once we have all the real estate loan application fully completed, color copy of identification, Loan Insurance Fee of $500 up to $999,999 and $1,000 per million and all the required documents we will send you a promissory note and we send the title company a mortgage note. You MUST sign, notarize, scan and email the promissory note within 3 business days. Once we receive the sign and notarized promissory note we fund the loan within 5 business days. The funds are bank wired to the Title Company who will then contact the buyer and schedule a closing at their office. Please note the date we bank wire the funds to title company is not your closing date. The title company will schedule you to come to their office where you will sign the mortgage note and the seller will get their money. Confirmation of the funding is emailed to the following: 

  • Title Company
  • Your attorney
  • Real Estate Agent or Broker
  • Copy to you

FUNDING PROCESS: 

Upon receiving your loan application, identification and insurance fee the loan is assigned to a loan processor. The loan processor will collect all the required documents. 

We require the following documents: 

  • Real Estate Purchase application 
  • Color copy of your driver’s license or state id as proof of identity 
  • Copy of sale contract
  • Copies of last 3 bank statements
  • Last business or personal tax return first page ONLY
  • Copy of rent roll for commercial and multifamily units purchases
  • Copies of corporation articles 
  • Copy of property insurance 
  • Insurance for flood, fire, hurricanes 
  • Title Search

We do not transfer the funds to the borrower or seller. The funds are transferred to the Title Company which then disperses the funds at closing to the seller’s attorney or cuts a check for the seller. You can purchase a condo or a single family home. You can also purchase a two to three family house and rent the other two apartments. Properties that are 4 units and more are commercial properties. 

There are no prepay penalties after 12 months of payments . Term can be extended to 5 or 10 years if necessary. Borrower MUST contact lender 60 days if he/’she intends to extend the term. 

ATTENTION: Mortgage Brokers, Loan officers, Loan Originators, Real Estate Agents/Brokers welcome and commissions protected. Can’t get a seller funded call us and we will fund them. You earn 2% commission on loan amount paid 24 hours of funding and confirming title company received funds. 

Just because you or a buyer has credit problems or low credit scores should not prevent you or them from purchasing your primary residence. We are here to help you buy the house of your dreams with or without good credit. Call us today and we’ll help you purchase the house. 

FORECLOSURE BAILOUT TO SAVE YOUR HOME

If you are a homeowner or real estate investor, and your property is in foreclosure we can help at any stage of the foreclosure process. We can help you save your property by stopping the foreclosure action. 

We give you Two Options

Option 1:

We provide you with a loan to pay off the arrears you owe on the property. Once the arrears are paid the foreclosure action stops on its tracks. 

Option 2:

We finance the amount owed on the property at 6% interest and 6 points added to the loan at a term of 3 years/36 months with a balloon payment at end of term. The arrears are paid off and we become your new lender. 

We require you complete a real estate application and submit it with color copy of your driver’s license or state identification and the Loan insurance Fee of $500. You MUST get a payoff from the lender and email it to us. We will then send you a promissory note that you MUST sign and notarize, sign and email back to us and the mortgage note to the title company. The funds are transfer to the title company who will send funds to the lender and you will sign the mortgage note. You have 90 days from date funded to make your first payment

Attorneys charge $25,000 and bankruptcy does not solve the problem. Investors will pay you $10,000 cash and they will turn around and make $100,000.

Our Foreclosure Bailout Program is your best choice and only chance of keeping your property.

FIX AND FLIPS LOANS

 Are you an investor and/or a contractor who buys fix and flips? If yes then we can fund you deals with interest only for up to 12 months

As a fix and flip investor, I know just how important it is to have the necessary funds to do your deals .  

Our Fix and Flip Loans is two loans in one. You get the purchase price and the funds to rehab the property. You make one payment instead of making two payments. No prepaid penalties on Fix and Flips. You get the funds, rehab the property and sale it. Once the property is sold you pay us off and move on to your next property

Funds are transferred to the Title Company who disperse the funds to the seller and borrower’s company for rehab cost. Must have a licensed contractor with insurance, and we require copy of the contractor’s license and insurance. Must comply with all city or town policies. All fix and flips and rehab jobs must have proper permits. Contractors can absolutely not take short cuts to save money as we will tolerate the safety of people put at risk to save a buck. 

Fix and Flip loans are interest only for a term of 12 months with a balloon payment at end of term. There is no prepaid penalties on Fix and Flip Loans since most are completed in 90 days and resold usually in 6 months, but we give investors 12 months. Fix and Flip Loans are funded in 2 weeks of receiving all required documents, tile search report, contractors estimate of repair, before photos of property and after photos when renovations completed. 

REHAB AND HOME IMPROVEMENT LOANS

Rehab and Home Improvement loans are for property owners who want to do renovations in their properties or place of business. A contractors estimate of repairs is required and as the fix and flip must comply with all city and town policies and requirements. 

Rehab and Improve Loans are from $10,000 up with no payments for 60 days from date of funding completed. Must provide before photos prior to starting the work and after photos when rehab and improvements completed. 

CONSTRUCTION AND DEVELOPMENT LOANS

The construction and Property Development Loans are funded in phases of the development. When phase 1 is completed and it passes inspection by the county or state funds for phase 2 then are disperse and so forth until the development is completed

Development Loans are $1,000,000 minimum up to $100 Million 

BUSINESS LOAN TO BUY REAL ESTATE ALL CASH

This a unique business loan that is to buy the property All Cash. It is a perfect program for real estate wholesalers who want to become all cash buyers or purchase a property all cash

HOW DOES IT WORK 

You MUST have a corporation such as a LLC, Inc or Corp. You will complete the business loan application and submit the required documents and insurance fee. You then get funded and you purchase the property up to $1,000,000 @ 6% Interest and 6 points. When you buy the property you MUST submit the property information and the property will secure the loan. If you do not buy a property you must return the funds to the company. You will be liable for the funds, and you can only use it to buy real estate property and nothing else. It is For Real Estate ONLY

 It was created so the wholesaler can find the property, put it in a contract and purchase it all cash instead of having to assign it to a all cash buyer. It is an opportunity to control the deal and earn 100% profit. We recommend that you buy a property that does not require extensive repairs or in move in conditions. However you can also use the funds to purchase and rehab it if you wish to do so. 

WHAT IS CREDIT REPAIR – DEBT SETTLEMENTS – CPN WITH FUNDI

WHAT IS CREDIT REPAIR & WHY DO I NEED IT

Credit Repair is basically disputing negative accounts on credit reports whether the information on the account is accurate or not. Credit Bureau under the Credit Reporting Act MUST investigate the account and verify if the information is accurate or not. If the info is determined to be inaccurate or has expired the 7 years on bad debts the information MUST be deleted from the credit report. Credit Bureaus by law have 30 days to investigate and verify the account disputed.  

WHY SHOULD I HIRE A PROFESSIONAL WHEN I CAN DO IT MYSELF?

This is a question I get asked by potential clients all the time. If you were facing criminal charges and possible 10 or 20 years in prison would you defend yourself? No you would not! You would hire the best defense attorney that money can buy. If you had a life or death medical issue you would not treat yourself less operate on yourself. You would seek the best medical professional and surgeon. If you had tax issues with the IRS you would go to the best CPA or Tax Attorney. So why should it be any different for your credit. Your credit is the foundation of your financial life. Poor credit and low credit scores will always keep you in the poor house and paying 12 or 14% interest rates. I advise my clients from even attempting to do credit repair on their own. Yes, you can buy a book on credit repair but as many of my clients found out the hard way the letters on those books had no affect and were even rejected by the credit bureaus. Many got threatening letters from the bureaus warning them that credit repair or trying to fix your credit is illegal. It is not illegal and you have the right as a consumer to dispute inaccurate information on your credit report. However, what people don’t know is that credit bureaus earn billions of dollars selling your negative information to hard money lenders, subprime lenders and credit cards specializing in poor credit. Credit bureaus want you to maintain negative info so they can profit. The credit reporting act gives you the right to dispute inaccurate information on your credit report. 

 The dispute letters are the weapons on removing negative info on your credit report. Letters on credit repair books will only get you into trouble and create havoc on your credit report. Our dispute letters removes negative info from your credit report. We have numerous methods to remove your negative info. Dispute letters is just one of many methods we use. End of the day the ultimate goal is to remove negative info and restore your credit report while increasing credit scores 

DEBT SETTLEMENT

 Debt settlement is the arrangement of settling your debts at a fraction of the cost. Yes, you can settle your debts with creditors, but I guarantee you that they won’t keep their word. Most people call up the creditor and ask for a pay off or a settlement. The problem is that 99.9% of the time creditors won’t keep their word.  

How do we get them to agree? We do not call the creditor instead we use one of our powerful debt settlement letters that gets their attention and locks them into the arrangement. When you settle over the phone creditors will tell you whatever you want to hear so you can send them their money. We do the arrangements under your name as you were settling the account, and we do via mail. The arrangement is always that you will pay a certain percentage between 20 to 40% of the amount owed and creditor agrees in writing that they will remove all negative info or listing on accounts from credit report upon receipt of the payment. Creditor agrees to remove the negative info within 45 days of payment receipt. Creditors prefer to collect 20 or 40% of the amount owed instead of nothing at all. Debt settlement has to be arranged in writing because it legal bonds the creditor to remove the negative info. 

WHY SHOULD I SETTLE A DEBT WHEN IT IS NO LONGER ON MY CREDIT REPORT?

Removing a negative account from your credit report does not mean that you are not liable for the debt. The debt might not be on your credit report but it is still owed and must be paid or settle. 

Accounts that have been charge off on your credit report eventually turn into a judgment if left unpaid or not settle. A judgement is a court order that you must pay the debt and creditor have the right to garnish your pay and bank accounts. Your tax return monies will go towards paying off the judgement, and your credit scores will take a major drop of 100 to 150 points. So if your scores were 750 and you lost 150 points on a judgment your credit will drip into 600 FICO scores. You won’t get funded unless you go to hard money lenders and pay them 14 to 18% interest rates. 

We settle your debts for you at 20-40% of the amount owed on the debt. You owed $10,000 and we settle for 40% means you now owe $6,000 and we saved you $4,000. Accounts whether open or closed MUST be settle and paid off. 

WHAT IS A CPN AND HOW DOES IT WORK

 We provide real CPN with primary and authorize users tradelines and funding. You get high credit scores of 700 or higher in 60 – 90 days. You get funding of $50,000 – $100,000 – $150,000 – $250,000 – $500,000 – $2.5 Million – $5 Million and $10 Million. How much you are funded depends on whether you are a business owner or an individual employed by a company, what type of business you have and whether it is a corporation or not. Funding is done 60 days from date we received the application and started the process.  

WHAT EXACTLY IS A CPN

CPN are Credit Profile Numbers. Credit Profile Numbers is a 9 digit number just like the social security. However, CPN are for the sole purpose of obtaining credit and financial use such as credit cards, business and personal loans or lines of credit, purchasing or leasing a new auto, renting an apartment or opening a bank account. It is illegal and a federal offense to replace the social security card with a CPN and using A CPN for employment will get you arrested and send to federal prison for 10 years. CPN cannot in anyway be used to replace the social security card, obtain federal programs or get a mortgage. It cannot be used to defraud your creditors and avoid paying the debt which is considered fraud. There is a very thin line between legal and illegal when it comes to CPN and using it. Any illegal use of the CPN will result in your arrest by the FBI and federal prison for up to 10 years. You MUST be responsible and wise in the use of a CPN and you cannot mistreat it or you will face long prison term. CPN is a second chance for those who have negative info on their personal credit, low credit scores or maxed out their credit reports on mortgages. It gives the person a second credit report to secure credit cards, loans and funding ONLY.

Therefore, we recommend that you let us get you the funding since we know the lenders that accept and are friendly with CPN. Not all lenders accept CPN majority of lenders request a social security number but other lenders are friendly to CPN’s. The social security card was actually created for the sole purpose of employment and benefits from federal programs and retirement. It was never created or intended to be used for financial means, but we gave power to the banks and creditors to use social security to open accounts. Under the privacy act you are not obligated to give banks or anyone your social security number for financial issues.

CPN is widely used by famous people, celebrities, millionaires and billionaires to protect and keep their social security numbers safe. It is 100% legal long as you use it lawfully and correctly., and we help you to use it correctly and keep you on the safe side of the law.

WHAT IS THE PROCESS WHAT DO YOU GET 

WITH THE CPN PROGRAM 

You have to fully complete the CPN Application. You will need to get a new address not on your personal credit report. We recommend about 25 miles from your residence or a different zip code. You will have to get a new phone number and setup a new email address. You can rent a mailbox at a UPS Store which has suites number instead of a Box #. You cannot use a Post Box (PO BOX) mailbox. It MUST be a residential address no business addresses. You can use a relatives or a friend’s address as long as their address is not on your personal credit report. You can get a simple mobile phone at Walmart for about $50. Your email should be Yahoo if you use Gmail or Gmail if you use Yahoo. Your date of birth is the same date but the year has to be either two years earlier or later depending on your age. You MUST be 21 years old, and you cannot be a minor. Different years on the CPN is not to defraud creditors but to avoid your personal and CPN credit reports from merging together. If any information even one is the same as your personal credit the Credit Bureaus will merge both credit reports together and defeat the whole purpose. 

Once we receive the application we create a credit profile with the information you provided, and we generate a legal Credit Profile Number, we then run it through several databases, and we do a skip trace to ensure it has never been used and is brand new number. We then run it through database to make sure it does not belong to someone deceased. We validate the number through Lexus Nexis, and we merged it with all three credit bureaus. The final step is to post 4 authorize users and 6 primary tradelines with high creditlines of $10,000 and higher. When creditlines post in 30-45 days you will get a new credit profile with a 700 or higher credit score

The total cost of the Authorize Users, and Primary Tradelines are deducted from the funding long with the origination points of the loan, and our fee for the service and ongoing consultations and management. The remaining balance is bank wired to a bank account. We email you a promissory note that MUST signed and notarized, scan and emailed a week prior to the funding. You have 60 days from date of funding to make your first payment. 

WE OFFER THE FOLLOWING CPN WITH 

FUNDING:

CPN FOR CORPORATIONS

This program is for corporations or businesses that are registered as a LLC, Inc or Corp or real; estate investors and developers. It comes with funding of $500,000 – $2.5 Million, $5 Million or $10 Million. 

CPN FOR BUSINESS OWNERS 

(NON-CORPORATIONS) 

For Business Owners who are not registered or setup as a corporation or who does not need large funding of $2.5 Million – $5 Million or $10 Million. Comes with funding of $250,00 – $500,000 OR $1 Million MAX 

CPN WITH FUNDING 

FINANCIAL SECURITY

This Program is for individuals who are not real estate investors or business owners but have a desire to start a business and/or end their financial struggles and escape the paycheck to paycheck way of life. 

This program was designed and created to help the average person who is not a business owner create financial security. It is to help the person produce streams of income and generate a better life for themselves and their family. 

It is also for those who want to start a new business or an online business or invest into investments. It is not to go out and buy things that will not generate you any monies or create financial security or wealth. You are 100% responsible for the funding, and you are responsible for paying it back.

This is a rare opportunity that no one else anywhere offers. It comes with funding of $50,00 

The funding is 6% interest for a term of 5 year amortized for 30 years with a balloon at the end of the term. The term can be extended if necessary after the 5 years has expire

IS THERE A FRONT FEE?

There is a initial investment that you are required to make, and the investment depends on the program that you qualify for. Obviously you won’t get $2.5M if you are an individual and you do not have a corporation or a business. The initial investment is required to do the work on setting up the CPN and the profile. It is also to ensure that you are serious about the program. There is no such thing as something for nothing and there also no free lunches. Our time is as important and as valuable as yours. If you have no skin in the game than you have nothing to lose, and we are taking all the risks. Our staff does not work for free and we don’t expect you too either. We do all the work in house, and we do not outsource the work to anyone. The initial investment is tax deductible since it is a business expense. 

NEGATIVE ACCOUNTS CANNOT BE 

REMOVED FROM CPN PROFILE

Unlike your personal credit report a CPN Credit Report cannot be restored and negative info cannot be removed . Best that can be done is a settlement with the creditors. If you get late payments it will remain on credit report for 7 years and it CANNOT be deleted. Credit Bureaus require the copy of the card such like the social security. There is no card for the CPN therefore the credit bureaus will not investigate without proof of the person’s identification. CPN does not fall into the Credit Reporting Act either so it is impossible to remove negative info. Once a negative account is posted it remains for 7 years. You must use the CPN responsible. 

ONGOING CONSULTATIONS AND 

MANAGEMENT OF YOUR CPN 

You get 12 months of CPN Credit Management and ongoing consultations with unlimited emails. We show you what you can and cannot do with CPN Number to keep you on the safe side of the law and avoid committing federal crimes. If you have questions simply email us, and we will reply within 24 hours.

What if you already have a CPN Number? 

You are permitted by law to have up to 3 CPN Profiles but they all have to have different addresses, telephone numbers and email address. We have clients who have two CPN one for personal and one for business. We recommend that you only have two max. If you have a CPN that is real and established but does not have the tradelines then we can use the CPN and build it with authorize Users and Primary Tradelines and add the funding to it. Not all CPN created are real numbers. We do a through search of CPN to ensure it is legal and real and a skip trace as well before we add tradelines to the credit report. 

What Do You Get With A CPN with Funding Program:

  • Real CPN never used before scan and process through databases to ensure it is never us
  • 6 Primary Tradelines and 4 Authorize Users
  • Funding of $50,000 to $10M depending on the 

program you choose

  • 6% Origination Fee deducted 
  • 6% Interest Rate 
  • Term: 5 years amortized @ 30 years 
  • Credit Management for 12 months shows you 

how to avoid the pitfalls of getting negative 

info, minimum and maximum you should use 

on credit cards to maintain high scores, and 

avoid committing federal offenses

  • Do’s and Don’t of CPN and Your Personal 

Credit Report

  • Create financial security and wealth

Your ONLY out of pocket cost is the initial investment to start the process, create the profile and generate the credit profile number. The cost of the primaries and authorize users added to the CPN and our service fees are paid out from the funding and not out of your pocket. The funding is done 60 days from date we receive the application, and investment fee. 

CREDIT SOLUTIONS

CREDIT REPAIR AND DEBT SETTLEMENTS PROGRAMS

 We have been helping individuals, business owners, real estate investors and people from all walks of life restore and improve their credit and increased their credit scores while settling their debts at a fraction of what they owed to creditors. 

We are one of the few credit repair company’s that can delete negative info from Chex System which prevents people from opening bank accounts. 

If We Can’t Fix Your Credit No One Else Can

The first step to restoring your credit is to analysis and diagnose your credit report. Just like when you go to a doctor he/she runs test to diagnose what the medical issue is and the same goes for your credit report. You enroll into a credit monitor that we provide you with. You then setup an account, and you email us the username and password. We analysis the credit report, and we email you a diagnosis report. The credit report will give you the three credit reporting bureaus reports and scores. The scores are not accurate and usually off by about 20 to 30 points. The only way to get an accurate score is through a hard inquiry through a mortgage company or auto sales, and we recommend you avoid this as it will be reported on your credit report as a hard inquiry. 

You then send us the username and password so that we can access the credit reports from all three credit reporting bureaus. We do a full diagnose of the credit issues and email you the results. We tell you how many negative info you have, how many closed and open accounts and how serious the negative info are. Serious negatives info are bankruptcy, judgments, repossessions, tax liens, foreclosures, short sales and child support. Serious negative info dramatically drops your credit scores by about 100 points or more. We tell you what your credit scores are and what your middle score is which is the one used by creditors and lenders. 

You can then decide whether you want to proceed with restoring your credit. You complete an application and submit the fee. We have a payment plan to make payments affordable. However, you MUST make the monthly payments as scheduled. If you fail to then service is stopped until payment is received. The only one you hurt with failing to pay is yourself. We ask that you be 100% committed to restoring your credit report as we are 100% committed to you.

The next step is disputing all of your negative closed accounts and removing them from the credit report. We can only dispute 3 to 5 at one time. Anything higher will be red flagged by the credit reporting bureaus, and we do not want them to red flag the restoration process. Two dispute letters are send per account to all three credit bureaus one via regular mail and the other via certified mail. We mail you the letters, in the envelops addressed and sealed, and you have to take it to the post office and mail it out yourself. It has to appear as you are sending it and doing the letters yourself otherwise it will automatically be trashed. Credit repair companies who claim they work with credit bureaus are lying. Credit Reporting Bureaus will never work with credit repair company because it is not in their best interest too. Credit Reporting Bureaus make their profits from selling your negative info to credit card companies and lenders such as hard money lenders and subprime mortgage companies. Transunion made $10 Billion Dollars last year from selling negative info which is 100% legal. You MUST send the Certified Green Card because when this card is returned to you it will have a date stamped which is when the clock towards 30 days begins. Under the Credit Reporting Act Credit Reporting Bureaus have 30 days to investigate and verify if the account being disputed is accurate or not. You will receive a letter from all 3 Credit Reporting Bureaus telling you whether the account was verified or deleted from your credit report. If it is verified we send a second round of letters asking for the name, title and telephone number of the person who verified the account. 99.9% of the time Credit Reporting Bureaus cannot produce the verification because they do what is called a third party verification which is a violation of the Credit Reporting Act. If the Credit Reporting Bureaus cannot produce this information the account must be deleted from your credit report. If they fail to a third letter is mailed to the FTC who regulates the Credit Reporting Bureaus and fines them for violations of the Credit Reporting Act. 

What is the Credit Reporting Act? It is a federal law established by congress to prevent the Credit Reporting Bureaus from keeping inaccurate and false information on your credit report. It prevents them from keeping negative info pass the seven years and 10 years for bankruptcy. It protects consumers against Credit Reporting Bureaus from reporting inaccurate information. 

Once we have removed negative info on your closed accounts we begin to do debt settlements on your open accounts with negative info. The goal is to settle the debt at 20-40% of amount owed. It is with the agreement that once it is paid creditor will then report it within 30 days of receiving payment as “Paid” or “Paid as Agree” and removing any and all negative info. A paid collection is as bad as a collection and the negative info has to be deleted and replaced with a positive listing. This preserves the account and the creditline and it automatically increases your credit scores. Creditors prefer to settle at 20 or 40% of amount owed than get nothing at all. When they are threatened with bankruptcy they settle because they know the debt is wiped out and they get nothing. Please note that closed accounts even though removed from credit reports MUST be settled as well otherwise a judgment will be filed in court against you. Judgment will have your pay and bank accounts garnished. Removing negative info does not relief you of your obligations to pay the debt owed. 

BANKRUPTCY

We do not recommend bankruptcy unless it is the only way to save your house and should be your very last resort and you last option available. bankruptcies actually does more harm than good and remains on your credit report for up to 10 years. We remove bankruptcies but it has to be 2 years of discharge date before we can dispute it. 

DEBT CONSOLIDATIONS 

Debt consolidation is financial suicide, and you must avoid it at all cost. If you file debt consolidation you cannot buy a new car or a house for 5 years. You cannot get a loan, or credit cards. The debt consolidation is recorded on your credit report, and you are blackball by lenders and credit card companies. It is viewed as extremely negative. Creditors see it as you are unable and cannot manage your own debts, and you a need third party to help you. We do debt consolidation different, and we do not report it to the credit bureaus. You get a Debt Settlement Personal Loan to payoff all the creditors, and you then pay us one large payment @ 6% interest. Debt Consolidation is basically consolidating your debts into one payment but it has havoc on your credit report and you become untouchable by lenders and credit card companies. If you are considering debt consolidation then you should just file a bankruptcy which does less damage. You can recover from a bankruptcy after two years where your financial life is on hold for five years with debt consolidation. 

How Long Will It Take To Restore My Credit 

and Increase My Scores?

It various from credit report to credit report. It depends how many negative info you have, how serious they are and how many accounts we have to settle. The average time is about 3 to 6 months but it can take up to 1 year and even 2 years to fully restore your credit report. We cannot remove all of your negative accounts. If we were to remove 100% than your credit scores even if they were 400’s would become NA or not available. You would have to start over and rebuild the whole credit report. We delete closed accounts which are useless and reverse open accounts reserving creditlines. Credit scores are mainly determined by your debts and creditlines. If your debts are higher than your creditlines than your scores will be drop. If the creditline is higher than your scores will increase and maintain high scores. The end result is to delete all negative accounts on closed accounts and reverse open accounts to paid and increase your credit scores. Credit repair is a process and it does not happen overnight nor can it be done in 7 or 15 days as advertised by some credit repair companies. Credit Reporting Account says 30 days and credit bureaus use every single day. They will not respond in less than 30 days which is what the law requires. There is no magic formula either and it has to be done the old fashion way which is via letters mailed to the bureaus. If it is dispute online and the bureaus verify it you cannot dispute it again. Stay away from doing dispute online. Also while we are restoring your credit report there cannot be any credit activity whatsoever. You cannot apply for credit cards, bank loans, or lines of credit otherwise it will undo what we are trying to do and achieve. What if you need funding or want to apply for loans and credit cards or buy a new car? 

We have the perfect solution which is our CPN with Funding Programs. 

We do not do just credit repair because is it a total waste of money and time. All debts whether open or closed must be settled. 

Our Credit and Debt Solution Program consists of the following services

  • Credit Repair: 

Removing and/or Reversing negative information on all your closed accounts 

Debt Settlement: 

Settle your open accounts   at 20-40% amount owed with agreement creditor will report it to Credit Reporting Bureaus as paid or paid as agreed. (Not  offered in the Basic Credit Repair 

  • Debt Settlement Personal Loan:

After we have settle all your debts you get a personal loan at 6% interest for the total amount of the debt settlement. You then payoff the creditors and you pay us one payment @ 6% for the life of the loan. (Not offered in the Basic Credit Repair Program)

  • Credit Management and Credit Coaching   

    12 months FREE: 

We help you manage your credit properly. We show you how to use your credit to build wealth and become financially secured. Credit used properly can make you financially secured misuse it and become financial death. We show you how to avoid the pitfalls of getting additional negative info on your credit report. 

  • Credit Protection: 

If you fall into the pitfall we have a way to get you out and that is through our credit protection which protects you against negative info up to 24 months from date we completed restoring your credit report. If you got negative info as 85% of our clients do then we remove it or settle the debt for FREE at no additional cost. In most cases when someone got additional negative account after we completed the restoration they pay us another fee. We created the Credit Protection which guards you against getting additional negative info

  • Stop debt collectors calls
  • Help you file complaint and law sue against debt collectors who violate your rights 
  • Remove All inquires regardless how many
  • Remove negative info on Chexsystem if you have been denied a checking or savings account
  • Obtain secured credit cards with limits of $500 to $2,500 and rebuild your payment history 
  • 3X Money Back Guarantee
  • FREE copy of my New Upcoming Book
  • FREE Tickets to All of our Credit Solution Seminars 

What is The Cost?

The real question you should be asking yourself is how much are you willing to pay to have an excellent credit report with high lines of credit and credit scores of 700+

We are committed to clients up to 24 months except on the basic credit repair which is 12 months and 60 months on The Ultimate Credit Solutions. We offer much more than any other company does and you won’t find a credit repair company that offers what we do not even close. Our mission is not to just restore your credit report but help you become financially secured and create streams of income that will generate you profits of minimum of $5,000 a month and $60,000 a year. How much is what we offer worth to you. We understand that some people cannot offer our prices but we offer a solution to those which may not be able to pay the cost. Those who can’t simply enroll into the Financial Security Loan and bridge to our Powerhouse Credit Solutions

The cost of restoring your credit depends on the Credit Solution Program that best fits your situation and whether you reside in the USA or outside of the USA. Our Credit Solution Programs are expensive, and we do not charge $200 or $500. Why? Because credit restoration and debt settlement is a very time consuming job. We do all of our credit repair and debt settlements in house, and we never outsource it to anyone else. When you pay cheap price you get cheap service and in most cases those companies take your money and do absolutely nothing with your credit report. We had a client who was paying a credit repair company $49.95 per month, and she came to us because the company was taking her money and doing absolutely nothing on her credit report. She went from having late payments and collections to charge offs and judgments. We took her credit report and restored it removing negative info, settling her debts, removed the judgments and added tradelines increasing her credit to over 700. Be careful with companies who charge $50 a month or cheap prices because most likely they will take your payments and do nothing with your credit report. 

Our prices are high but we also offer payment plans to make it affordable. 

Regardless how many negative accounts you have or how serious they are we are committed to removing the negative info and settling your debts and increasing your credit scores to 700 and higher. 

We are committed to you for minimum of 24 months, and we will answer any questions you have and address concerns via phone or emails. We will also be saving you money on your debts and interest rates with debt settlement. If you owe $10,000 and we settle at 40% means you saved $4,000 and interest rates too. 

Our basic credit repair which is credit repair only is $500, but we only offer this service outside of the USA. We service Canada, Australia, United Kingdom, New Zealand, South Africa, and India

Do not let cost prevent you from restoring your credit and getting the lowest interest rates you deserve to be paying. We have 20 years of experience and guarantee our work

WHY IT IS A MUST YOU ENROLL INTO OUR 

CREDIT SOLUTION PROGRAM

No matter what your credit situation might be this is absolutely a MUST for you if you are serious about restoring your credit, settling your debts and increasing your credit scores. we are the only company in the credit restoration service that is committed to helping you restore your credit and becoming financially secured. .

BOOST YOUR CREDIT SCORES

If you have low credit scores and you need to boost your credit scores 50 to 300 points then we have the solution.

We can increase your credit scores 50 to 350 points in 60 days with authorize users and primary trade lines.

AUTHORIZE USERS TRADELINES

Authorized Users Tradelines are what is also called piggy back because you piggy back from someone’s perfect credit report. We have investors with excellent credit and 750 and 800 credit scores. Their credit cards have high credit lines seasoned for 3 years and more years. We add you to their credit card account and in 30 to 45 days your credit report will have posted the credit card with the high credit line and years increasing your credit scores. You will not receive the credit card nor do you have access to the credit line and it is only to show on your credit report and boost your credit scores. However, the credit lines will only remain on your credit report for 60-90 days and then it will show as “Closed” Authorize Users are only good if you need to boost your credit scores FAST to get approved for a mortgage loan or an auto loan. The credit line and the years of the credit card will remain on your credit report, and it will help you to maintain a high credit score.However we only use or offer authorize users when someone needs a fast increase of their credit scores within 90 days. Authorize Users are for short term because you only have a window of opportunity for 60 or 90 days and then closes. Primaries are for long term but much more expensive

PRIMARY TRADELINES

A Primary Tradeline is an account that shows on your credit report as your own account in your name as oppose to authorize users. 

Primary Tradelines carry more weight than authorize users because they are in your name and not someone else. Primary Tradelines also remains on your credit for life as oppose to authorize users which drops out in 60-90

Authorize User are useful if you need to raise your credit scores for a short time to close a mortgage loan, refinance loan or auto loan. It is for short term where primaries are long term 

 You do not have access to the credit lines on the authorize users or primaries and it is only for show that you have credit lines. Most people think that that they will have access to the lines of credit but this is only to improve your credit by reducing debt to credit ratio and increasing the scores. The purpose of using Primary and Authorize Users is to increase your scores to 700 or higher. 

The higher the credit lines the more it will absorb debt and lower the credit to debt ratio. When your debt to credit ratio is above 50% your credit scores will drop. Adding Primaries will reduce the debt ratio and increase your credit scores in 90 business days. 

We do not post low credit lines of $100 or $500 or $1,000 because it won’t reduce the debt ratio or increase your credit scores and it is a waste of money. Primary Tradelines starts at $25,000 to $65,000 on revolving credit lines

We also have auto loans of $55,000 and $65,000 paid off in full and mortgages of $135,000 and $500,000 also paid off in full

Primary Tradelines are seasoned from 3 years to 15 years 

Credit Cards

Auto Loans

Mortgages 

If you have low scores than you need high lines of credit of $25000 to $65,000 and we can do 1 or 3 or 5 at different credit lines. 

Posting $25,000 or $65,000 in credit lines will dramatically increase your credit scores into 700+. We will need to determine total credit lines and and total debt owed. If your debt is above 50% than we need to post large sums of credit lines to reduce the debt ratio below 50% and increase your credit scores. However, keep in mind that each credit bureau has a different reporting cycle and reports it on different dates. It 60 to 90 business days to post the tradelines. We only post tradelines that are reported by all 3 credit bureaus. 

We are a direct source to the primary tradelines and we do not resell tradelines of other companies. Our experience has been that many of those tradelines do not post and it is just a waste of your time and money. Our goal is for you to increase your credit scores in the shortest time possible without wasting your time nor ours.

We offer 20 different Tradeline Packages depending where your credit scores are at now, total debt and total open credit lines. Once we know your credit to debt ratio we can determine how much tradelines you need to get you to 700 or higher. 

Primary Tradeline #1: Credit Card: $25,000
Primary Tradeline #2: Credit Card: $30,000

Primary Tradeline #3 Credit Card: $35,000

Primary Tradeline # 4 Credit Card: $40,000

Primary Tradeline # 5 Credit Card: $45,000

Primary Tradeline # 6 Credit Card: $50,000

Primary Tradeline # 7 Credit Card: $55,000 

Primary Tradeline # 8 Credit Card: $60,000 

Primary Tradeline # 9 Credit Card: $65,000

Primary Tradeline #10: Auto $55,000

Primary Tradeline #11: Auto $65,000  

Primary Tradeline #12: Mortgage: $135,000

Primary Tradeline #13: Mortgage $250,000

Primary Tradeline #14: Mortgage $350,000

Primary Tradeline #15: Mortgage $500,000

We can also do packages of:
Primary Tradeline #15: Totally $750,000

Primary Tradeline #15: Totally $1,000,000

Primary Tradeline #16: Totally $1,125,000 

Primary Tradeline #17: Totally $1,500,000

Primary Tradeline #18: Totally $1,750,000

Primary Tradeline #19: Totally $2,000,000

Primary Tradeline #20: Totally $2,500,000

 Packages 15 to 20 are designed for the extremely serious and for those in the 400″s
Our Primary Tradelines will  resurrect your credit even at the 400’s credit scores to 700 and higher. 

Although credit scores can be as low as 300 I have only seen 1 such credit report in 20 years of doing credit restoration. It is extremely rare. 

 We had one client with a 350 and his credit scores are 750’s now. It took 2 years of serious debt settlement and removing negative info to get his credit report where it is today.  

Never-ever think it is impossible or that your credit report is beyond hopeless because we specialize in bring credit reports back from the dead and resurrecting it. Even if your credit was in the 300″s we can get it back to an excellent rating and in the 700 and higher. It takes time and work and you must be committed if you want to have an excellent credit scores. 

The middle score or second highest is the credit score that MUST be above the 680 for mortgages and most business loans. Lenders and credit card companies look at the middle score to determine whether you are approved or denied. It is important that your middle credit score is at 70+ and we can help you achieve the high credit scores. 

DEBT SETTLEMENT AND DEBT SETTLEMENT LOAN

This program is a Debt Settlement with the Debt Settlement Personal Loan ONLY and there is No Credit Repair in this program

We settle your debts at a fraction of what you owe at 20-40% of amount owe. If you owe $10,000 in debts, and we settle at 40% you save $4,000, and we give you a personal loan of $6,000 at 6% flat interest rate for 5 years or 60 months and no prepaid penalty after 36 months of payments. There is no payment for 60 days from date you are funded the Debt Settlement Personal loan. It is your responsibility to pay the creditors the amount settle, and we cannot do it for you.

HOW DOES IT WORK

We settle the debts with your creditors in your behalf and as you were doing the settlements yourself. We settle the debts at 20 to 40% with the agreement that once you send them the payment they (creditors) will report it to the three credit bureaus as paid or paid as agree, and they will remove any and all negative listings. Once the negative listings are removed and accounts reported as paid or paid as agree usually 30-60 days after receiving payment your credit scores will automatically increase. 

You still have to make the required monthly payments on the debts while we are doing the settlement, and you cannot miss payments. Once we complete and settle the debts for you we will email you a promissory note for the debt settlement personal loan. The promissory note MUST be signed and notarized, scan and emailed to us a week prior to doing the funding. You will receive a certified bank check, and you deposit the check. You payoff the creditors amount settle for. You are required to show copies of the certified checks you send creditors as proof that you paid the debt. It is your responsibility to make the payments and not ours. If you choose to use funds for something other than paying off your debts you will only hurt yourself. You are obligated to pay us back the Debt Settlement Personal Loan whether you pay the creditors or not. Using the funds for something other than your debt settlement will only dig a bigger financial hole for yourself so be responsible and use the funds to pay off the creditors. 

60 days after receiving the Debt Settlement Personal Loan and paying off your creditors, you will pay us one payment @ 6% interest for a term of 5 years or 60 months. If you were paying creditors interest rates of 10% to 20% you save 4 to 16% in interest saving you thousands of dollars and putting the money in your pocket instead of the creditor. 

Debt Settlement also lowers your debt to credit ratio which increases your credit scores. 

Our Fee For The Service

We charge a flat fee of 25% of the total debt settlement we arrange in your behalf. You only pay the fee if we are successful in the debt settlement. Payment is required before we fund the Debt Settlement Personal Loan, and our fee cannot be included in the personal loan. We accept PayPal, Zelle, Credit Cards and Debit Cards as forms of payment. 

If your debts were a total of $10,000, and we settle debts @ 40% our fee would be $1,500. We saved you $4,000 in the debt settlement and thousands of dollars in interest rates you would have paid your creditors. 

The Debt Settlement with Debt Settlement Personal Loan does not include credit repair. This program is only debt settlements. 

Debt Settlements has to be done properly and always in writing. Why? Because creditors will tell you whatever you want to hear over the phone, and they will not keep to their word either. However, we do it in writing and we get them to send you a letter agreeing to removing negative info from your credit report once they receive the debt settlement payment agreed upon. They must also agree to removing negative info from your credit report. Only a creditor can remove it and credit bureaus cannot delete it. Credit bureaus basically store histories of your payments with the reported amount of debts, credit lines, open and closed accounts. 

WHAT IF YOU HAVE HIGH DEBTS AND NEGATIVE INFORMATION ON YOUR CREDIT REPORT?

I f you have negative info on your credit report than you need the Credit Repair and Debt Settlement Program. This program will help you restore your credit report and settle your debts. 

DEBT SETTLEMENT PERSONAL LOAN

Once we settle your debts we issue you a personal loan in the total amount of the debt settlement. You then make payments to all the creditors and pay off the debt. You MUST email us a copy of the certified bank check or money order showing that you paid off the creditor

If you choose to use the funds for something else you will only be hurting yourself and adding to your debts. This is a loan that MUST be paid off with interest. This loan is meant to ease the burden of the debts and lower your interest rates. 

What Are The Loan Terms

Loans term is 6% Interest and 6 points added to the loan amount for a period of 5 years/60 months and no payment for 60 days from date funded. 

Our debt settlement is much cheaper than you having to pay creditors 12 to 22%

We are the only company that provides a Debt Settlement Personal Loan, and we save you thousands of dollars that you pocket and don’t have to give to the creditors that is what we call a win-win

We are saving you a ton of money that otherwise you would have to pay the creditors. 

Once creditors receive the payment they MUST report it as “Paid” to the 3 credit bureaus. The settlement is done in writing and they have to sign the agreement making it legal and binding for them to do as they agree or face legal actions

POWERHOUSE CREDIT SOLUTIONS PROGRAMS

PROGRAM 1: BASIC CREDIT REPAIR ONLY

Unlike basic credit repair programs offer by companies ours is much different. However, the Basic Credit Repair Program does not have the debt settlement, and we do not settle your debts nor provide a Debt Settlement Loan 

 The Basic Credit Repair Program is removing negative info from your credit report. To truly enhance your credit you need to settle your debts and pay it off. We offer this program ONLY to outside the USA 

We service Following 6 Countries:

  • Australia
  • New Zealand
  • United Kingdom
  • India
  • Canada
  • South Africa 

WHAT MAKES OUR BASIC

CREDIT REPAIR DIFFERENT?

Basic Credit Repair offers:

  • Removing All Negative info from credit report (No Debt Settlement) 
  • Credit Management and Credit Coaching with unlimited emails for 12 months
  • Credit Protection for 12 months from date we restored credit. We remove additional negative info at no additional cost
  • Legal Shield Identity Theft Protection 1 year FREE
  • 3X Money Back Guarantee

PROGRAM 2: CREDIT REPAIR & DEBT SETTLEMENT (NON-SERIOUS)


This program is for those who have late payments, collections and charge offs on their credit report and do not have any serious negative info 

It has 3 phases

Phase 1 is Deleting closed accounts that are listed with negative information. 

We dispute 3 accounts at one time with all 3 credit bureaus. We mail you the letters sealed, and you have to take it to the post office and mail it. You will mail one certified mail with the Green Return Receipt Card and the other via regular mail. When you get the Green Card in the mail you scan it and email it to us. The date stamped on the Green Card is the date the clock starts towards 30 days. 

If you do not get a response in 30 days the credit bureaus MUST delete the negative info as per the Credit Reporting Act which states that if credit bureaus do not verify the information disputed it must be deleted. 

When you receive a letter from the bureaus it will tell you 2 things (1) It was verified and (2) Account deleted. If they claim it was verified a second round is send requesting the name and title of the person that verified the account. 99.9% of the time credit bureaus cannot provide the information and therefore must delete the negative account from your credit report. If they fail to comply a letter is send to the FTC (Federal Trade Commission) who regulates the credit bureaus and insures that the bureaus are not violating consumers rights. 

Credit restoration is a long process and it does not happen overnight in many cases takes 6 months to 24 months depending how many negative accounts are on the credit report

Phase 2: Debt Settlements:

Open accounts we contact creditors via mail acting as you are sending the letters. We start settlements at 20% until an agreement is reached. 20% is the minimum that creditors will accept in a settlement but we do not go above 50% of the amount owed. We settle at average of 40% of amount owed which saves you thousands of dollars. If you owe $10,000 and we settle at 40% you saved $4,000. 

Once we settle your closed and open accounts we give you a Debt Settlement Personal Loan to pay off the creditors, and you pay us one payment at 6% interest rate with no payments for 60 days. If you were paying creditors and credit card companies 12% we saved you 50% in interest rates and thousands of dollars in your pocket and not the creditors. 

 PHASE 3 DEBT SETTLEMENT PERSONAL LOAN PAY OFF CREDITORS

You get a personal loan in the total amount of the debt settlement @ 6% interest and 6 points added to the loan for a period of 5 years/60 months can be extended if necessary
SERVICES INCLUDED 

Remove and/or reverse negative info

Settle Debts @20-40% amount owed

Debt Settlement Personal Loan

  • Credit Management and Credit Coaching with unlimited emails for 24 months
  • Credit Protection for 24 months from date we restored credit. We remove additional negative info at no additional cost
  • Legal Shield Identity Theft Protection 1 year FREE
  • Stop debt collectors calls

Help you file complaint and law sue against debt collectors who violate your rights 

 Remove All inquires regardless how many

 Remove negative info on Chexsystem if you have been denied a checking account

  • Obtain secured credit cards with limits of $500 to $2,500 and rebuild your payment history
  • 3X Money Back Guarantee

PROGRAM 3: CREDIT REPAIR & DEBT SETTLEMENT (SERIOUS)

This program is the same as Program 2. However, it is for those who have serious negative info on their credit reports 

Phase 1 is Deleting closed accounts that are listed with negative information. 

  • Bankruptcy
  • Tax Liens (State and Federal)
  • Judgments
  • Repossessions
  • Child Support
  • Foreclosure
  • Short Sales 

We dispute the all the non serious and serious accounts with the credit bureaus. Serious negative info are challenging and take more work and more time to have it removed. It is far more time consuming than disputing accounts that are late payments and collections. To dispute bankruptcy and judgments have to first dispute with the courts where records are kept. It is not an easy task but not impossible, and we have removed such serious negative information from clients credit reports. 

Phase 2: Debt Settlements:

Open accounts we contact creditors via mail acting as you are sending the letters. We start settlements at 20% until an agreement is reached. 20% is the minimum that creditors will accept in a settlement but we do not go above 50% of the amount owed. We settle at average of 40% of amount owed which saves you thousands of dollars. If you owe $10,000 and we settle at 40% you saved $4,000. 

Once we settle your closed and open accounts we give you a Debt Settlement Personal Loan to pay off the creditors, and you pay us one payment at 6% interest rate with no payments for 60 days. If you were paying creditors and credit card companies 12% we saved you 50% in interest rates and thousands of dollars in your pocket and not the creditors. 

PHASE 3 DEBT SETTLEMENT PERSONAL LOAN PAY OFF CREDITORS

You get a personal loan in the total amount of the debt settlement @ 6% interest and 6 points added to the loan for a period of 5 years/60 months can be extended if necessary  SERVICES INCLUDED 

Remove and/or reverse negative info

Settle Debts @20-40% amount owed

Debt Settlement Personal Loan

  • Credit Management and Credit Coaching with unlimited emails for 24 months
  • Credit Protection for 24 months from date we restored credit. We remove additional negative info at no additional cost
  • Legal Shield Identity Theft Protection 1 year FREE
  • Stop debt collectors calls

Help you file complaint and law sue against debt collectors who violate your rights 

Remove All inquires regardless how many

Remove negative info on Chexsystem if you have been denied a checking account

  • Obtain secured credit cards with limits of $500 to $2,500 and rebuild your payment history
  • 3X Money Back Guarantee

ULTIMATE CREDIT SOLUTIONS

The Ultimate Credit Solution Program is our elite credit repair program. It was designed for the truly serious person who careless about the cost or how much it will cost him/her to achieve an excellent high credit score of 750-850 with high credit lines of $250,000to $2.5 Million on their credit report. It is for the person who only cares about results and we provide the results they want. This program is not for everyone, but it will take your credit report to another level and highest credit scores. It will give you the borrowing power and have banks, lenders, and credit card companies begging you to do business with them and sending you offers to open an account or offer high credit lines. 

HERE’S WHAT YOU GET WITH 

THE ULTIMATE CREDIT SOLUTION

  • Full credit restoration regardless how many negative info you have on your credit report or how serious the info is
  • Debt Settlement of all your debts @ 20-40% amount owed
  • Debt settlement personal loan @ 6% interest to pay off all your creditors and make one payment
  • Credit Management and Credit Coaching for 60 months with unlimited emails 
  • Credit Protection for 5 years/60 months 
  • Primaries Tradelines of $250,000 to $2.5 Million in credit lines and seasoned for 3 to 15 years
  • Business Loan up to $1 Million
  • Real Estate Loan up to $2.5 Million 
  • 5 years committed to you and helping you achieve total financial security
  • Stop debt collectors calls
  • Help you file complaint and law sue against debt collectors who violate your rights 
  • Remove All inquires regardless how many
  • Remove negative info on Chexsystem if you have been denied a checking or savings account
  • Obtain secured credit cards with limits of $500 to $2,500 and rebuild your payment history
  • 3X Money Back Guarantee

If you are truly serious about having an excellent high scores and high credit lines than this the perfect credit solution for you. Running a holiday sale or weekly special? Definitely promote it here to get customers excited about getting a sweet deal.

CREDIT COACHING

We provide one on one credit coaching. Everyone needs a coach, and we give you expert advice to help you properly use your credit.

We have 20 years of experience, and we have helped thousands with their credit reports. Now, we offer Credit Coaching to guide you and direct you in the right path. 

Our Credit Coaching Sessions are 30 minutes, 60 minutes, and 90 minutes depending on your need. It is a one on one and prices are $125 for every 30 minutes paid prior to the coaching session. 

OTHER CREDIT SOLUTION PROGRAMS

CHEXSYSTEM REMOVAL

If you are unable to open a checking account at a bank it most likely that you are on ChexSystems 

WHAT IS THE CHEXSYSTEMS

When a bank closes your bank account it is reported to ChexSystems. ChexSystems is a reporting agency like the 3 credit bureaus, but they only track a person’s checking and savings account activities. 

A ChexSystems record doesn’t affect your credit score and doesn’t factor in to banks’ decisions to extend credit, but it can impact your ability to open a bank account or write checks. 

Once a bank account whether checking or savings the bank reports it to the ChexSystems, and you remain in the system for 5 years

To find out if you are in the ChexSystems you can call Call at 800-428-9623 and request your report. 

You do not have to wait the 5 years as the negative info can also be disputed and deleted. Once the info is deleted you can than open a new bank account. Not every bank runs a ChexSystems report but about 80% do. Ask a bank if the do a ChexSystems before applying for checking or savings account. 

ChexSystems affects both personal and business accounts and if you are on their database most likely you will be disapproved for a new account

We are one the few companies that removes ChexSystems inquires. 

REMOVAL OF INQUIRES

 Inquires have a major impact on credit reports. More than 3 inquires within 90 days will drop your credit score by 2 or 5 points. You might think it makes no difference but it actually does. If your credit score is 680 and you are applying for a mortgage loan which minimum credit is 680, and you drop 2 points you are now at 678. It means that you will be denied the mortgage loan so 1 or 2 points can be the difference between getting funded or denied.  

WHAT IS AN INQUIRY

Every time you apply for credit card, mortgage loan, business loan or even mobile phone a credit check is done to determine whether you qualify or not. These are hard inquires that will show up in your credit report and if you have more than 3 in 90 days your credit scores will be affected.  

Removing those inquires will increase your credit scores. Next time you decide to get a new mobile phone, department store credit card or a visa or master card beware that the inquiry will show up in your credit report. 

We can remove those inquires from your credit report.  

CREDIT MANAGEMENT

We help you properly manage your credit and keep your credit scores high

We show you: 

  • Minimum amount you must make on credit card payments
  • Minimum you should be using on credit cards
  • Maximum that you should use in credit cards and maxing out your credit cards is viewed as negative
  • Avoiding the pitfalls of getting negative info
  • How to maintain a high credit score

It is done in consultations of 30 minutes that have to be scheduled 24 hours in advance. We teach you the A-Z of credit and how to protect yourself against the credit bureaus 

WE HELP YOU STOP COLLECTORS FROM CALLING

When you are heavy in debt and behind your payments or in collections you will likely get calls from collectors

 Collectors will use any method to collect the debt even harass you at home and at work. We arm you with knowledge and we tell you how to STOP collectors dead on their tracks. Collection companies must abide by the Collection Act and they cannot harass you by calling all sorts of hours. People are not aware and eventually change their phone numbers or just do not pick up the phone. We tell you what to tell them and if they continue than we refer you to one of our network attorneys who will sue the collection companies. There are laws to protect consumers against collection companies harassment.  

If you are been harass by collection companies call us and we can end the harassment

DEBT COUNSELING – DEBT CONSOLIDATION AND DEBT MANAGEMENT

This program is to help people that are in high debts and need debt consolidation and management 

Our debt consolidation is unlike other consolidations offered because we do not report it to the credit bureaus. When you go to a debt or credit counselor they will do a debt consolidations which is one payment for all your debts. However, they report it to the credit bureaus and your financial life just went from bad to worst. What debt or credit counselors fail to tell people is that debt consolidation is reported to all three credit bureaus. When the debt consolidation is posted on the credit report not a lender or credit card company will offer you their services. Lenders and credit card companies view debt consolidation as negative. It tells them that you are not a responsible person and you need a third party to help you with your debts. 

We consolidate all your debts into one payment with our debt settlement personal loan. You payoff your creditors and then pay us one payment at 6% interest saving you loads of interest and money. Have you opened a new location, redesigned your shop, or added a new product or service? Don’t keep it to yourself, let folks know.

NO CREDIT HISTORY OR NO CREDIT SCORES

What if you have absolutely no credit whatsoever or no credit scores? This is an easy solution and a walk in the park for us. The question is do you want the slow road or the super fast highway

Slow road is getting several secured credit cards and using it the way we show you. You use the credit cards, you pay the minimum on the bill and your credit history is build. If you are not in a rush and you want to build it using secured credit cards than the slow road will fit you. But, most people do not want to wait 5 years to establish a payment history. 

The Super Fast Highway is adding primaries and authorize users tradelines on to your credit report. The tradelines are reported to all 3 credeit bureaus and you will have a 700+ with seasoned tradelines on your credit report in 90 days. You than combine both the secured credit cards and tradelines and build a powerful high score credit report with high credit lines and credit scores of 700+ . Although 850 is the highest credit score 700 and 850 have the same interest rates. Every few people have 800 credit scores on their credit reports 

We help you build your credit report adding both primaries and authorize users on your credit report. The seasoning of the tradelines in years depends on your age. If you are 20 years old and we put a 5 year seasoned it will stand out because it means that you had credit at 15 years old. So tradelines have to match your age and make sense. Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.

CPN PROGRAMS WITH FUNDING

PROGRAM 1: CPN WITH FUNDING FOR CORPORATIONS

This CPN with Funding Program are for business registered as a LLC, INC or CORP. Funding of $2.5 M – $5 M or $10M bank wired to a business account at 6% interest for a term of 5 years or 60 months with a balloon payment at end of term and amortized for 30 years to make payments low and affordable. Loan is bank wired minus fees and cost of the CPN. You MUST send us articles of corporation to proof that you have a registered corporation and you MUST have a corporation bank account to qualify for this CPN Program

This is a great program for real estate investors and developers who require large sums of funds to purchase properties or developments

PROGRAM 2: CPN WITH FUNDING FOR CORPORATIONS WITH CREDIT AND DEBT SOLUTIONS

Same as program 1 but with the credit repair and debt settlement services. If you are a business owner with less than perfect personal credit, and you need funds for your business than this program helps you get the funds and restores your personal credit. 

This program gives you 2 credit reports with high credit scores, restores your personal credit and settles all your open accounts at 20-40% amount owed. It saves you money and gives you borrowing power. 

PROGRAM 3: CPN WITH FUNDING FOR BUSINESS OWNERS (NON-CORPS)

This CPN Program is for business owners that are not set up as a corporation or do not need large sums of funds. Funding of $250,000 – $500,000 and $1 Million bank wired to a business account at 6% interest for a term of 5 years or 60 months with a balloon payment at end of term and amortized for 30 years to make payments low and affordable. Loan is bank wired minus fees and cost of the CPN

PROGRAM 4: CPN WITH FUNDING FOR BUSINESS OWNERS WITH CREDIT AND DEBT SOLUTIONS

Same as program 3 but with the credit repair and debt settlement services. This program gives you 2 credit reports with high credit scores, restores your personal credit and settles all your open accounts at 20-40% amount owed. It saves you money and gives you borrowing power. Running a holiday sale or weekly special? Definitely promote it here to get customers excited about getting a sweet deal.

PROGRAM 5: CPN WITH FUNDING FOR FINANCIAL SECURITY WITH CREDIT AND DEBT SOLUTIONS

 We developed this program for the sole purpose of helping people who do not own a business or are real estate investors create financial security for themselves and their families. This program is to generate and produce income and it is not for the use of buying items that do not produce or generate an income. It is for you to start a new business, start an online business, invest into investments that will generate a return on the money. You have to use these funds wise and responsible and no one will ever give you this rare opportunity. You have 60 days before the first payment is due so you have time to start making money. Comes with Funding of $50,000. Use the funds wisely to escape the paycheck to paycheck way of life and end your financial struggles forever. This is a MUST for anyone who wants to be financially FREE

In addition, you also get  credit repair and debt settlement services. It gives you 2 high score excellent credit reports. We restore your personal credit and settles all your open accounts at 20-40% amount owed. It saves you money and gives you borrowing power. 

BUSINESS LOANS NO FRONT FEES 680+ CREDIT SCORES REQUIRE

BUSINESS CREDIT AND BUSINESS SOLUTIONS AND SBA LOAN

COMING SOON

MERCHANT CASH ADVANCES) MCA LOANS

You can turn your future sales into the financing you need right now to run your business. With a merchant cash advance. You can get cash up front, which you repay with a fixed daily or weekly payment.

A merchant cash advance is a quick, easy way for you to get financing without having to promise collateral or a personal guarantee. Your cash advance can be used for anything, including working capital, inventory purchases, debt payments and more.

6 months in business minimum with $100,000 in annual revenues

EQUIPMENT PURCHASING LEASING

COMING SOON

AUTO LOANS AND AUTO LEASING

HARD MONEY REAL ESTATE RESIDENTIAL – COMMERCIAL AND FIX AND FLIPS LOANS

We totally understand that some people do not want to pay front fees for loans especially with all the loan scams online. Our goal is to never turn anyone away that needs funding. We have a network of hard money lenders for residential, commercial and fix and flip loans. These loans are high interest rates of 14 to 18% with short term of 1 to 3 years. The rate is determined by your credit and credit scores. Funding is usually in 2 weeks upon title search completed. 

We work with mortgage brokers and residential and commercial lenders who offer lower rates for those with credit scores of 700 and higher and debt ratio of 50% max. 

OUR LENDERS CAN FUND:

  • · 1 & 2nd Positions
  • Fixed Rates
  • 1 to 3 years term
  • Interest Only
  • Fully Amortized 
  • Purchase – Refinance & Cash-outs
  • Loans $100,000 to $30 Million
  • Loan-to-Value (LTV) 65 to 70%
  • Cross Collateralized Properties
  • Residential, Commercial – Office, Retail 
  • Industrial, Special Purpose, Mixed Use
  • Entitled Land and Construction
  • Properties Nationwide selected markets
  • Foreclosure – Short Sale – Bankruptcy
  • No Credit Score Requirement
  • Same Day Approvals
  • Close as Soon as 3 Days
  • Flexible Terms – Competitive Rate
  • Stated Income Asset Loans Have you     

BUSINESS LOANS 600 MINIMUM CREDIT SCORE REQUIRED

 We have lenders who fund business loans with no front fees but loans are driven by your credit and credit scores. 

We can arrange business funding from $20,000 to $400,000 or more

Our Lenders Fund

  • · Business Loans 600+ Credit Scores 2 years in business min
  • Payroll Financing
  • Business Start ups up to $100,000
  • Existing Business 
  • · Factory turns unpaid invoices into CASH
  • Business Credit Lines $5,000 to $2 Million 

We also Fund:

  • · Oil and Gas
  • Bio Medical
  • Software Companies 

No matter what kind of a business loan you need we can help you get funded. We offer different options to get you the funds you need for your new or existing business

CAREER AND BUSINESS OPPORTUNITY

DAILY PAID SALE COMMISSIONS

 This is a truly one of best business opportunity that no one offers anywhere else but with us. It pays Account Executives and Associate Brokers their commission Daily or within 24 hours. 

If you are looking to get into financial services we highly recommend that you consider working with us as an Account Executive or Associate Broker because the sky’s the limit as to how much you can earn with this opportunities. Best part is that you are not required to pay one cent to get started and there are no investments or memberships to pay. Every business opportunity requires an investment or membership but we don’t. We only ask that you be 100% serious with a burning desire to make a truck load of money while helping people with credit and funding solutions.  

HOW CAN I GET PAID DAILY?

When an Account Executive and/or Associate Broker sales the Credit Solution or CPN with Funding Program they earn their commissions either the same day the fee is paid and clears our bank account or the next business day. We pay commission via PayPal or Zelle directly to your account. There is no waiting a week or two for payroll week. It is simple you make a sell, we receive the fee and you get paid instantly. 

HOW MUCH COMMISSION DO I EARN

We the highest commissions than anyone else. 

CREDIT SOLUTION PROGRAMS

You earn 20% commission of the total amount paid by the client who enrolls into the Credit Repair and Debt Settlement Program, CPN with Funding Programs, and/or The Ultimate Credit Solution Program. 

WHEN DO I GET PAID

Credit Solution Programs you are paid the same day or next business day depending what time we receive the fee and clears our business bank account. Clients pay via Zelle or PayPal which are instant and you get paid within the hour of us receiving payment. If the client pays under the payment plan yo get 20% of the payment and every month thereafter until the service is paid in full. Bank wires take 24 hours

Funding Solution Programs are paid the following day of the funding and when client or title company confirms receiving the funds . We fund within 5 business days of receiving the signed and notarized promissory note. 

We created this opportunity to help the Account Executive and Associate Broker earn their commissions in a fast lightly time. Salespeople are driven by money and when they get paid for the service they provided they are motivated to do more sales, and we generate more business so it is a win-win. 

We are one of the few companies that does this kind of program if not the only one. I believe that people should get paid soon as they make the sale. Working in sales all my life I can tell you that the most frustrating thing in sales is waiting to get paid. We eliminated the problem, and our salespeople get paid the moment a sale is made and service paid. This helps salespeople not only financially but becomes highly motivated as well. 

Whether you choose to be employed by the company as an Account Executive or as an Associate Broker you make your commission same day or the next business day and you go out and get more sales and help more people. 

We recommend that you read both the Account Executive and Associate Broker then decide which one fits you best. As a business owner I know that not everyone is suited to work for someone. If you prefer to work for yourself than you can become an Associate Broker but if you are looking for a career change and you want to be part a large thing where the sky’s the limit and you can earn salary and commissions once you are in management than Account Executive is for you. However, if you are just looking for some spare income while still keeping your job or career and helping others than the Referral Agent might be best for you. Either way this is an opportunity to make six figures while helping people solve their credit and funding issues and providing solutions

This opportunity is opened to anyone regardless whether you reside in the USA or outside states in another country. If you have a PayPal or Zelle account than you can get paid instantly

Our real estate loan funding is now under the Daily Paid Program, and you are paid withing 24 hours of funding the real estate loan. No company pays as quick as we do. 

If you are tired of having to wait to get paid on your commissions then join us and get paid in 24 hours not weeks 

ACCOUNT EXECUTIVES

Account Executives are employed by the company as salespeople  

We are currently hiring salespeople known as Account Executives with or without sales experience. We train those without experience all you are required is to have a desire for helping people, and we can teach you how to earn six figures a year doing so. 

We are hiring Account Executives in the USA and Canada but we are expanding to a Global Company by March 2nd 2020. Therefore, it does not matter whether you reside in the USA or outside the USA. Please see locations to see whether you reside in the country we are expanding too.  

!!!This is a COMMISSION ONLY Position!!! 

You can start as an Account Executive earning commissions and rise to executive positions earning minimum of $156,000 a year. You can work anywhere in the country as we are opening offices in every state in the USA and 50 countries on March 10th . We offer full benefits after 90 days of employment 

Company Benefits After 90 Days of Employment 

  • Medical coverage personal and family coverage
  • Dental and Vision Care
  • Life Insurance through State Farm Insurance of $50,000
  • 401K for Retirement Plan
  • Identity Theft Protection through Legal Shield
  • Paid Vacation Time
  • Paid Sick Days

ACCOUNT EXECUTIVES DUTIES AND 

RESPONSIBILITIES

Account Executives are responsible for selling our credit and funding solutions programs. You will basically be selling credit and money. 85% of the population in the United States has credit issues that you can be solving. Every business owner and real estate investor needs money especially that banks are not funding, and you could be providing a necessary service to them. 

You earn 20% commission of the total amount paid by the client who enroll into the Credit Repair and Debt Settlement Program, CPN with Funding Programs, and The Ultimate Credit Solution Program. You are paid the same day or next business day soon as the fee clears our bank account.  

You earn 2% of the total amount of the Business, Personal, CPN Funding, and Real Estate Loans. You earn 20% on the amount of our commission paid by our lenders on loans not funded by our company. You do not earn commissions on the Insurance Loan and Commitment Fee. 

Clients pay through Zelle, PayPal or Credit Cards, and you never collect a penny from them. Your commission is FINAL, and you are not responsible for their payment or servicing them. You get your commission once the sale is final and regardless whether we service or refund the client. We offer a Full Money Back Guarantee but it never affects your commission

As an Account Executive your job is to simply go out every day and sale the Credit Repair and Debt Settlement Program, CPN with Funding, The Ultimate Credit Solutions and the No Credit Check Loans. 

Account Executives earn commissions ONLY but there is no ceiling on how much you can earn and you can make where the sky’s the limits. You make as much or as little as you want. If you are out selling the services every day for 8 hours then you will make BIG COMMISSIONS. But, if you are not prospecting, talking to people about the service than you will not make sales or money. Account Executives have 30 days to make a sale and proof themselves. 

Account Executive are required to make a minimum of 5 sales of any of our Credit and Funding Programs. You earn base salary of $500 paid on the pay week via direct deposit if you meet the required weekly sales. If Account Executive sales 10 or more he/she earns a bonus of $1,000 plus base salary

Account Executives can be promoted to management and they receive salary and commissions. Once promoted to management such as Senior Account Executive he/she is 100% responsible for the sales activities and production of Account Executives and they must maintain their own weekly sales or be demoted.

This opportunity is much more than a job but a career where you will thrive and become successful and earn a potential of six figure income. We want people who can and believe in our mission and vision to help everyone from all walks of life become financially stable or secured while ending homelessness and poverty around the world. 

This position is for those who are hungry to change lives while helping themselves to earning truck loads of cash daily, weekly and monthly year after year. 

The possibilities of earning BIG COMMISSIONS and earning six figure income are endless. 85% of the population is suffering high debts and bad credit or errors on their credit report. Business owners, real estate investors, developers, contractors and every person is looking for money, and you can be their money source. If they can pay the loans without any financial hardship then we can fund them. You can be providing a very needed service helping countless of people solve their financial problems. 

Our mission and vision is to help people from all walks of life from anywhere in the world solve their money and credit issues, and you can be helping them.

You can work from anywhere in the United States and Canada. Looking to move to another state? No problem we can transfer you to one of our office where ever you want to move to in the United States and Canada. 

When Account Executives make a sale the application is then scan and emailed to us and the client instructed how to pay the fee. The Account Executives job is over and he/she goes on to make another sale and earn another commission. Account Executives are not responsible for managing the client. Our Loan Processors contact the client, collect all the required documents and manage the clients. Loan Processors answer the clients questions and keeps them informed on the process. 

To join our sales team call us today or send us an email

ASSOCIATE BROKERS

 Associate Brokers are Independent Contractors and not employed by the company nor entitle to company’s benefits. 

Associate Brokers sale our Credit and Funding Programs and earn a commission paid the same day or next business day. 

Associate Brokers are responsible for their own clients, and we do not contact them. Associate Brokers are assigned a Loan Processor who communicates with them and the Associate Broker relates the information to their clients. This keeps people from coming directly to us and attempting to bypass the Associate Broker and dealing with us directly. Clients who bypass Associate Brokers are advised to contact the person who sold them the service. This protects you and prevents us from having to deal with millions of people. 

Associate Brokers MUST sign, scan and return the signed Associate Brokers Agreement and the 1099 required by the IRS. Associate Brokers are issued a w-2 at end of the year of all commissions earned and paid out to them by the company. 

Associate Brokers can recruit other Associate Brokers and they earn 1% override of the Associate Broker he/she recruited into their team. There is no limit how many Associate Brokers you can recruit but you only earn 1% override on those you recruit yourself. If your Associate Broker recruits someone you are not entitled to a commission or override. 

Associate Brokers have no sale requirements to meet or maintain only Account Executives do. The more sales you make the more money you earn. Your commissions are FINAL whether we service the clients or provide a refund does not affect your commission. 

Associate Brokers and Account Executives are prohibited from collecting money from clients and subject to an arrest and jail time. All fees are paid directly to company via bank wire, Zelle, PayPal (Friends/Family) and Cash App or credit cards and debit cards. 

Associate Brokers and Account Executives MUST provide clients our “Ways to Pay Fee” and follow up with client to ensure that the payment was made 

How Do I Get Started and Are There Any Fees To Join The Business Opportunity

  • No Investment Required
  • No Fee to Join
  • No Membership 
  • 100% FREE to Join

All business opportunities offered have a fee or a membership fee, but we don’t. This is a truly FREE Business opportunity. So why is it FREE when we could be charging hundreds of dollars to join. Simply because I do not want your money. I want Associate Brokers who want to earn six figures and will bring me tons of business to achieve that six figure income.  

No one who offers a business opportunity offers it for FREE. We are looking for Associate Brokers who are serious about operating a credit and funding solutions service where we serve and fund the clients. Associate Brokers MUST manage their own clients, and their clients cannot contact us directly. This is ensure that clients do not go pass the Associate Broker and comes to us directly. If client need to speak with us we can do a conference call with the Associate Broker and client and answer their questions. 

How Do I Get Started

Call us or send an email and we will send you an Associate Agreement that MUST be signed and email back to us. 

PROFESSIONAL REFERRAL AGENTS

Accountants, CPA, Attorneys, Real Estate 

Agents/Brokers , Loan Officers, Insurance 

Agents, Auto Car Dealers/Sales People

Do you have a client who needs  

  • Credit Repair
  • Tradelines to Boost Credit Scores
  • CPN with Funding
  • Business Loans
  • Real Estate Funding
  • Danger of Foreclosure or Short Sale

If your clients cannot obtain funding because of credit problems or low credit scores than we can help. 

We can help your clients providing them the funding or restoring their credit, increasing credit scores and settling their debts at a fraction of what is owed, and we save them thousands of dollars in the process. 

You refer the client to us and we pay you 20% on the Credit Solution Programs and 2% or 2 points on the total loan amount. 

We protect brokers and clients cannot come directly to us without you getting paid. Regardless whether you call us or your clients did you are guarantee your Referral Fee 

REFERRAL AGENTS

This is an opportunity for people to make extra cash helping others resolve their credit and funding problems and getting them solutions. 

As a Referral Agent you fill out a Referral Sheet, scan and email it to us and we do all the work. We contact the person and sale them the program they need. When a sale is completed and service paid you earn $100 via PayPal, Zelle or CASH

SECOND CHANCE FOR INMATES

 WE GIVE SECOND CHANCES TO THOSE WHO HAVE CRIMINAL RECORDS OR HAVE BEEN IN JAIL OR PRISON 

Our company is about changing financial lives and giving others a chance to make a better living. We established a Second Chance For Inmates. This program was established to provide those who have a criminal record or a conviction on their record a second chance to make a proper living. It is for those who want to end their criminal ways and earn money and an income the legal way. It does not matter whether you have one conviction or 20 we can help you turn the page and put you pass behind you. We all know that after a conviction many companies close the door on those who have criminal records or conviction. Those who are unable to find positions or work turn back to their own ways of committing crimes to earn a living. We all make bad choices and mistakes and none of us are perfect. I believe everyone deserves a second chance or a hundredth chance. We make it possible for those who want the chance to change their ways and make a living the legal way.  

If you are someone who has a criminal record or a conviction, and you cannot find employment and you are ready to put those ways behind you than calls us and we can help you get on the right path of making a legal earning.

No sale experience necessary we train! All you need is a desire to help others and willingness to work hard serving others. Send us a message and get started today!!!!